Bihar Gramin Bank Gangta IFSC Code

The Bihar Gramin Bank branch at Gangta in Munger (Monghyr), Bihar (PIN 811213) serves local customers for deposits, withdrawals and inward/outward fund transfers. For online transfers using NEFT, RTGS or IMPS you must provide the correct IFSC code so banks route funds to the exact branch account. Using an incorrect or old IFSC can delay or return a transfer, so confirm the code before initiating transactions.

Branch Details

Bank Name	Bihar Gramin Bank
Branch Name	Gangta
IFSC Code	PUNB0MBGB06
MICR Code	800811002
Branch Code	3215
Branch Address	Gangta, Munger (Monghyr), 811213, 8102918721
Contact Number	8102918721
City	Munger (Monghyr)
District	Munger (Monghyr)
Reason	BHAGALPUR
Pincode	811213
State	Bihar

Merger Update

Important: Several regional rural banks in Bihar, including units that operated as Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB), have been consolidated under the sponsor bank Punjab National Bank (PNB). These merged branches now operate using the single IFSC code PUNB0MBGB06 for electronic transfers. The old UBGB and DBGB IFSC codes have been revoked. Use only the new IFSC PUNB0MBGB06 for NEFT/RTGS/IMPS to avoid failed or returned transactions.

What is IFSC Code?

The Indian Financial System Code (IFSC) is an 11-character alphanumeric code used to identify bank branches in electronic payment systems. Its structure is fixed:

• First 4 characters: Bank identifier (example: PUNB = Punjab National Bank).
• 5th character: Always the numeral 0 (reserved for future use).
• Last 6 characters: Branch identifier (example: MBGB06 in PUNB0MBGB06 denotes the specific merged branch code).

So, in PUNB0MBGB06: PUNB = bank, 0 = reserved, MBGB06 = branch code.

How to Use IFSC Code

When sending money via NEFT, RTGS or IMPS, follow these steps precisely:

• Open your bank’s internet banking, mobile app or visit a branch counter.
• Select the transfer type: NEFT, RTGS (for urgent high-value transfers) or IMPS (instant, 24×7).
• Add the beneficiary: enter beneficiary name exactly as in bank records and the beneficiary account number.
• Enter the IFSC code: PUNB0MBGB06 for Bihar Gramin Bank, Gangta.
• Fill in transfer amount and purpose. Choose priority or scheduled transfer if available.
• Verify all details on the confirmation screen. A single-character error in IFSC or account number can misroute funds.
• Authenticate the transaction using OTP, SMS code, UPI PIN or your bank’s chosen method.
• Save the beneficiary details if you will transfer again; re-check IFSC if the bank notifies changes.

Note: NEFT and RTGS are available round-the-clock in current setups; IMPS is immediate. Bank-specific cutoffs or minimum/maximum limits may apply—check with your bank if you are transferring unusually large sums.

Benefits of Knowing the IFSC

• Ensures prompt and accurate routing of NEFT/RTGS/IMPS transfers to the correct branch and account.
• Prevents delays and returns caused by wrong branch codes or outdated IFSCs.
• Required when adding beneficiaries in internet banking or mobile apps.
• Useful for receiving electronic credits like salary, refunds or government payments.
• Helps customer service and reconciliation when raising disputes or transaction queries.

Contact

Branch Phone: 8102918721

Branch Address: Gangta, Munger (Monghyr), 811213

Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll Free: 18001807777

FAQs

Q: Is PUNB0MBGB06 the only IFSC I should use for the Gangta branch?
A: Yes. Use PUNB0MBGB06. Old regional bank IFSCs (for UBGB/DBGB) have been revoked after consolidation under Punjab National Bank. Always confirm before a large transfer.

Q: What happens if I enter a wrong IFSC but correct account number?
A: The payment system routes by IFSC to a branch. If the IFSC points to a different branch, the account number may not match and the transfer can be returned or held for manual resolution. Always verify both IFSC and account number.

Q: How can I confirm the IFSC before transferring?
A: Confirm with the recipient, check the branch passbook or cheque leaf, or call the branch at 8102918721. You can also ask your bank to verify beneficiary details before finalizing the transfer.

Q: Are IFSC codes case-sensitive?
A: No. IFSC entries are not case-sensitive, but enter characters exactly as provided to avoid transcription errors.

Q: If a transfer is delayed, whom do I contact?
A: First contact your bank’s customer support or the branch at 8102918721. Provide transaction reference/UTR, amount, date and beneficiary details. You can also use the head office toll-free 18001807777 for escalations.