Bihar Gramin Bank Gaushala Chowk IFSC Code

The Bihar Gramin Bank branch at Gaushala Chowk is located in Sitamarhi district, Bihar. This IFSC code is used whenever you send or receive electronic funds through NEFT, RTGS or IMPS. Using the correct IFSC ensures your transfer reaches the right bank branch without delay or return.

Branch Details

Bank Name	Bihar Gramin Bank
Branch Name	Gaushala Chowk
IFSC Code	PUNB0MBGB06
MICR Code	800811002
Branch Code	108005
Branch Address	Gaushala Chowk, SITAMARHI, 0, 9297954749
Contact Number	9297954749
City	SITAMARHI
District	SITAMARHI
Reason	SITAMARHI
Pincode	0
State	Bihar

Merger Update

This branch now operates under the consolidated arrangement with Punjab National Bank. Both Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been merged into a single entity for operational purposes. The unified IFSC code to use for this branch is PUNB0MBGB06. Old UBGB IFSC codes have been revoked. For electronic transfers, only the new IFSC code PUNB0MBGB06 is valid. Always confirm the IFSC before initiating a transfer.

What is IFSC Code?

IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to identify bank branches in online payments. The format is:

• First 4 characters — bank identifier (example: PUNB = Punjab National Bank).
• 5th character — reserved and is 0 (zero) by RBI convention.
• Last 6 characters — branch identifier (example: MBGB06 for this branch code portion).

Example: For PUNB0MBGB06, PUNB is the bank, 0 is the reserved digit, and MBGB06 identifies the Gaushala Chowk branch.

How to Use IFSC Code

Follow these steps to use the IFSC for NEFT, RTGS or IMPS transfers:

• Open your bank’s netbanking, mobile app or visit the branch payments counter.
• Choose the transfer type: NEFT, RTGS or IMPS. (NEFT for regular transfers; RTGS for high-value immediate settlement; IMPS for instant 24×7 small-value payments.)
• Enter beneficiary name and account number exactly as provided by the recipient.
• Enter the IFSC: PUNB0MBGB06. Confirm there are no typos.
• Enter amount and purpose. Check the bank’s transfer limits and charges. (Limits vary by bank; confirm with your bank if you need to send large amounts.)
• Verify all details on the confirmation screen and authorize the transfer using OTP, PIN or token as required.
• Save or note the transaction reference number. Use it to track or query the transfer if needed.

Benefits of Knowing the IFSC

• Ensures funds are routed to the correct bank branch for NEFT, RTGS and IMPS.
• Prevents delays or returns caused by incorrect branch identification.
• Makes electronic transfers faster and reduces manual intervention at bank counters.
• Required for setting up beneficiary details for repeat transfers or auto-payments.
• Helps customer service teams locate transactions quickly when you provide the IFSC and transaction reference.

Contact

Branch Phone: 9297954749

Branch Address: Gaushala Chowk, SITAMARHI, 0, 9297954749

Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll Free: 18001807777

FAQs

• Q: Can I use an old UBGB IFSC for transfers?

  A: No. Old UBGB IFSC codes have been revoked after the merger. Use the new IFSC PUNB0MBGB06 for all transactions to this branch.

• Q: What happens if I enter a wrong IFSC?

  A: If the IFSC does not match the bank account number, the transfer may be returned or delayed. In some cases, if the wrong IFSC corresponds to an existing branch, funds could go to the wrong account. Always verify the IFSC and account number before confirming.

• Q: How long do NEFT, RTGS and IMPS transfers take?

  A: IMPS is instant (seconds). NEFT settles in batch cycles (usually within hours; banks publish schedule). RTGS is real-time gross settlement for high-value transfers and is typically immediate during RTGS hours. Check your bank’s schedules for exact timings.

• Q: Is MICR the same as IFSC?

  A: No. MICR (Magnetic Ink Character Recognition) is a 9-digit code used mainly for cheque processing. IFSC is an 11-character code used for electronic transfers. For electronic payments, IFSC is required; for clearing cheques, MICR is used.

• Q: How can I verify this IFSC before sending money?

  A: Verify with the beneficiary, call the branch phone (9297954749), or confirm through your bank’s beneficiary validation step. Banks also show the beneficiary bank name after you enter IFSC and account number—match that before authorizing the transfer.