Bihar Gramin Bank, Gopalganj College branch is located in Gopalganj district of Bihar. This branch serves local customers for savings, deposits, loans and remittances. For online fund transfers (NEFT, RTGS, IMPS) you must use the correct IFSC code so payments route to the right bank and branch. A wrong or old IFSC can delay or return a transfer.
Branch Details
| Bank Name | Bihar Gramin Bank |
| Branch Name | Gopalganj College |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 100858 |
| Branch Address | Gopalganj College, GOPALGANJ, 8414028, 9297955433 |
| Contact Number | 9297955433 |
| City | GOPALGANJ |
| District | GOPALGANJ |
| Reason | GOPALGANJ |
| Pincode | 8414028 |
| State | Bihar |
Merger Update
Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) were merged into a single entity under Punjab National Bank. After the merger, this branch now uses the IFSC code PUNB0MBGB06 under Punjab National Bank for all electronic transactions. Old UBGB IFSC codes have been revoked. Only the new IFSC code PUNB0MBGB06 is valid for NEFT, RTGS and IMPS transfers.
What is IFSC Code?
The IFSC (Indian Financial System Code) is an 11-character code used to identify bank branches in electronic payments. The structure is:
- First 4 characters: Bank identifier (letters). Example: PUNB = Punjab National Bank.
- 5th character: Always 0 (reserved).
- Last 6 characters: Branch identifier (alphanumeric). Example: MBGB06 in PUNB0MBGB06.
So for PUNB0MBGB06: first four = PUNB (bank), fifth = 0, last six = MBGB06 (branch code under the bank).
How to Use IFSC Code
- Open your bank app or internet banking portal.
- Choose “Add Beneficiary” or “New Payee”.
- Enter the beneficiary name exactly as their bank account shows.
- Enter the beneficiary account number carefully.
- Enter the IFSC PUNB0MBGB06 for Bihar Gramin Bank, Gopalganj College branch.
- Select the transfer type: NEFT, RTGS or IMPS.
- Enter amount and any remarks. Verify all details and confirm OTP or transaction PIN.
- For one-time transfers, keep the beneficiary active after bank’s cooling period (if applicable).
Notes on service choice:
- IMPS — Instant and available 24×7 for small to medium amounts.
- NEFT — For most retail transfers. Available 24×7; settlement is near-instant to few minutes depending on bank processes.
- RTGS — For high-value transfers. Typically used for larger amounts and processed immediately.
Benefits of Knowing the IFSC
- Ensures funds route to the correct bank and branch.
- Prevents delays and returned payments caused by incorrect routing.
- Required for filling online forms, salary credits, and bill payments.
- Helps customer service trace and resolve transfer issues faster.
- Makes inward remittances and government payments straightforward.
Contact
Branch phone no: 9297955433
Branch Address: Gopalganj College, GOPALGANJ, 8414028, 9297955433
Head office address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll free no: 18001807777
FAQs
Q: Can I use the old UBGB IFSC code to send money?
A: No. Old UBGB IFSC codes have been revoked after the merger. Use PUNB0MBGB06 for all transfers to this branch.
Q: What happens if I enter a wrong IFSC?
A: If the IFSC does not match the account’s bank/branch, the transfer may fail or return. In some cases, the payment can be routed to a wrong branch if account number matches another branch; this causes delays and requires a trace request.
Q: Is IFSC the same as MICR?
A: No. IFSC identifies a bank branch for electronic transfers. MICR (Magnetic Ink Character Recognition) code is used mainly for cheque processing. Example: this branch’s MICR is 800811002.
Q: Where do I find the IFSC on a cheque?
A: The IFSC is printed on the cheque leaf, usually on the top right or near the bank branch details. It is also available on bank passbooks and official bank communications.
Q: What is the branch code and where is it used?
A: The branch code is an internal identifier for the branch. For Gopalganj College branch it is 100858. It may be used in bank systems and some printed forms, but for electronic transfers you must use the IFSC.
Q: Are NEFT, RTGS and IMPS available at this branch?
A: Yes. Electronic payment services are routed using the IFSC PUNB0MBGB06. Choose IMPS for instant transfers, NEFT for regular retail payments, and RTGS for high-value immediate transfers.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.