Bihar Gramin Bank Gorhi IFSC Code

Bihar Gramin Bank, Gorhi branch is located in Gorhi village, Jamui district, Bihar (PIN 811317). This branch handles local retail and rural banking needs. For any electronic fund transfer from other banks, the branch’s IFSC code is essential. The IFSC identifies the bank and the exact branch for NEFT, RTGS and IMPS transfers. Using the correct IFSC ensures funds route to the right account and speeds up settlement.

Branch Details

Bank Name	Bihar Gramin Bank
Branch Name	Gorhi
IFSC Code	PUNB0MBGB06
MICR Code	800811002
Branch Code	3451
Branch Address	Gorhi, Jamui, 811317, 8102613765
Contact Number	8102613765
City	Jamui
District	Jamui
Reason	JAMUI
Pincode	811317
State	Bihar

Merger Update

Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) were integrated under Punjab National Bank’s umbrella for banking operations in the region. As a result, the consolidated branch IFSC in use is PUNB0MBGB06. Any older IFSC codes issued under UBGB or DBGB have been revoked. For all NEFT, RTGS and IMPS transfers to Gorhi (Jamui), use only PUNB0MBGB06. Transactions using retired IFSCs will not complete.

What is IFSC Code?

IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code that identifies a bank branch in electronic payments. The structure is fixed:

• First 4 characters: bank code. Example: PUNB = Punjab National Bank.
• 5th character: reserved and is always 0.
• Last 6 characters: branch identifier. Example: in PUNB0MBGB06 the trailing MBGB06 identifies the Gorhi-related branch code as per PNB’s coding scheme.

Note: The separate numeric Branch Code field (here 3451) is an internal or legacy branch number. It does not have to match the last six characters of the IFSC, which can be alphanumeric.

How to Use IFSC Code

1. Open your bank’s netbanking or mobile app and log in securely.
2. Go to “Add Beneficiary” or “Manage Payees.”
3. Enter beneficiary name, account number and the IFSC PUNB0MBGB06. Confirm the branch name shows Gorhi / Jamui.
4. Select transfer type: NEFT, RTGS or IMPS. Choose IMPS for instant small-value transfers, RTGS for large-value high-priority transfers, NEFT for regular transfers.
5. Enter amount and purpose. Verify the beneficiary name and account number match bank records.
6. Authenticate (OTP/transaction password) and confirm the transfer.
7. Keep the transaction reference and check beneficiary status if the amount is high or if the transfer doesn’t reflect quickly.

Tip: Always validate the IFSC before saving a beneficiary. A wrong IFSC can route money to the wrong branch or cause rejection.

Benefits of Knowing the IFSC

• Ensures accurate routing of NEFT, RTGS and IMPS transactions.
• Speeds up settlement by removing ambiguity about the branch.
• Reduce failed or delayed transfers caused by incorrect branch details.
• Useful for receiving inward remittances and salary credits.
• Makes online bill payments and fund transfers seamless.

Contact

Branch Phone: 8102613765

Branch Address: Gorhi, Jamui, 811317

Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA – 800030, BIHAR

Toll Free: 18001807777

FAQs

• Q: Can I use any old UBGB or DBGB IFSC to transfer money to Gorhi?

  A: No. Old UBGB or DBGB IFSCs have been revoked after consolidation. Use only PUNB0MBGB06 for transfers to this branch.

• Q: What is the difference between IFSC and MICR?

  A: IFSC routes electronic funds (NEFT/RTGS/IMPS). MICR (Magnetic Ink Character Recognition) is used for cheque clearing. The MICR for Gorhi branch is 800811002.

• Q: What happens if I enter the wrong IFSC?

  A: If the wrong IFSC corresponds to another valid branch, money may go to that branch. If the IFSC is invalid, the transfer will usually be rejected and credited back. Confirm beneficiary details before sending large amounts.

• Q: Is IFSC case-sensitive?

  A: No. IFSC is not case-sensitive, but it is best entered in the format provided: PUNB0MBGB06.

• Q: How do I verify the IFSC before making a transfer?

  A: Verify with the recipient (branch letterhead, passbook or cheque leaf), or call the branch at 8102613765. For critical transfers, confirm the IFSC and account number twice.