Bihar Gramin Bank GURPA IFSC Code

Bihar Gramin Bank, GURPA branch is located in Gaya district of Bihar (Pincode 824232). This IFSC code is essential for electronic fund transfers such as NEFT, RTGS and IMPS. The IFSC uniquely identifies the bank and branch in the payments network. Entering the correct IFSC ensures funds route to the right branch and cuts the chance of delays or returns.

Branch Details Table

Bank Name	Bihar Gramin Bank
Branch Name	GURPA
IFSC Code	PUNB0MBGB06
MICR Code	800811002
Branch Code	7232
Branch Address	GURPA, Gaya, 824232, 9771464232
Contact Number	9771464232
City	Gaya
District	Gaya
Reason	GAYA
Pincode	824232
State	Bihar

Merger Update

Note: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) were consolidated under Punjab National Bank for payments routing. As a result, all former UBGB/DBGB IFSC codes have been revoked. The single, valid IFSC for these merged rural branches is PUNB0MBGB06. Use only this IFSC for NEFT, RTGS and IMPS. Old UBGB/DBGB IFSCs will not work and can cause transfer failures or returns.

What is IFSC Code?

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code used by the Reserve Bank of India to route electronic payments. Its structure is fixed:

• First 4 characters — bank identifier (e.g., PUNB for Punjab National Bank).
• 5th character — always the numeral 0 (reserved).
• Last 6 characters — branch identifier (alphanumeric), unique to the branch (e.g., MBGB06 in PUNB0MBGB06).

IFSC is case-insensitive but usually shown in uppercase. It is mandatory for NEFT, RTGS and IMPS transfers.

How to Use IFSC Code

Steps when sending money through netbanking or mobile app:

• Open the payments or transfer section of your bank app or internet banking.
• Choose transfer type: NEFT, RTGS or IMPS. Note: RTGS is for high-value transfers (check your bank for minimum limits).
• Enter beneficiary name and account number exactly as provided.
• Enter bank name and branch (optional), and the IFSC: PUNB0MBGB06 for GURPA branch.
• Enter amount and any remarks. Confirm transfer details on the final review screen.
• Authenticate using OTP/transaction password as required by your bank.

Tips: Copy-paste the IFSC from a reliable source or a cancelled cheque leaf. Double-check the last six characters. For IMPS, transfers are typically instant and available 24×7. RTGS runs during bank business hours; NEFT now operates in nearly continuous hourly batches at most banks.

Benefits of Knowing the IFSC

• Ensures funds are routed to the correct branch instantly in electronic systems.
• Prevents failed or returned transfers due to incorrect routing details.
• Required for most digital and inward payment forms and for payroll/direct credit setups.
• Makes reconciliation and tracking easier for businesses and individuals.
• Useful when filling KYC forms, online merchant payouts, and government payments.

Contact

Branch phone no: 9771464232
Branch Address: GURPA, Gaya, 824232
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll free no: 18001807777

FAQs

Q: Is PUNB0MBGB06 the correct IFSC for Bihar Gramin Bank, GURPA?

A: Yes. Use PUNB0MBGB06 for NEFT, RTGS and IMPS transfers to the GURPA branch. This is the active code after the consolidation under Punjab National Bank.

Q: Where can I verify this IFSC on paper?

A: Check a cancelled cheque leaf, a passbook entry, or the branch’s letterhead. The IFSC also appears on bank statements issued by the branch.

Q: What happens if I enter a wrong IFSC?

A: If the wrong IFSC points to another valid branch, the funds may go to the unintended account. If the IFSC is invalid, the transfer will usually be rejected and returned to your account, which can take 1–7 working days depending on the payment system and banks involved.

Q: Does MICR matter for NEFT/RTGS/IMPS?

A: No. MICR (Magnetic Ink Character Recognition) is used for cheque processing. For electronic transfers, IFSC is the key identifier. However, MICR may be requested for cheque-based services.

Q: After a bank merger, can IFSC change and how will I know?

A: Yes, IFSCs can change after a merger or consolidation. The bank issues official communications and updates branch literature. Also verify on your bank statement, cancelled cheque, or by calling the branch phone at 9771464232 before initiating large transfers.