The Bihar Gramin Bank HADIABAD branch is located in Hadiabad village, Bhojpur district, Bihar (Pincode 802203). This branch serves local residents and businesses for deposits, withdrawals and remittances. For electronic fund transfers like NEFT, RTGS and IMPS the branch IFSC code is essential. The IFSC tells the payment system which bank and which branch will receive the money. Using the correct IFSC avoids delays, failed payments and reconciliation problems.
Branch Details
| Bank Name | Bihar Gramin Bank |
| Branch Name | HADIABAD |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 7466 |
| Branch Address | HADIABAD, Bhojpur, 802203, 7781004466 |
| Contact Number | 7781004466 |
| City | Bhojpur |
| District | Bhojpur |
| Reason | ARA |
| Pincode | 802203 |
| State | Bihar |
Merger Update
Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been merged under the sponsor bank Punjab National Bank. As part of this consolidation, the combined rural bank branches now use the single IFSC code PUNB0MBGB06 for electronic transfers. Old UBGB and DBGB IFSC codes have been revoked. Only the new IFSC code PUNB0MBGB06 is valid for NEFT, RTGS and IMPS transactions. If you have standing instructions, salary credits or automatic payments set up with an old IFSC, update them immediately to avoid failed transfers.
What is IFSC Code?
The IFSC (Indian Financial System Code) is an 11-character alphanumeric code used by RBI-regulated payment systems to route messages and funds. Its structure is fixed:
- First 4 characters – bank identifier (letters). Example: PUNB for Punjab National Bank.
- 5th character – always 0 (reserved).
- Last 6 characters – branch identifier (alphanumeric). Example: MBGB06 in PUNB0MBGB06.
So for PUNB0MBGB06: PUNB = bank, 0 = reserved, MBGB06 = specific branch code.
How to Use IFSC Code
- Open your bank’s netbanking or mobile app and choose NEFT/RTGS/IMPS depending on timing and amount.
- Select “Add beneficiary” or “New payee”.
- Enter beneficiary name and account number exactly as provided by them. Small errors cause failed transfers.
- Enter the IFSC code: PUNB0MBGB06 for Bihar Gramin Bank, Hadiabad branch.
- Enter amount and purpose. For RTGS check minimum amount limits set by your bank.
- Verify details and authorize the payment using OTP or token.
- Keep the transaction reference for reconciliation and tracking.
Benefits of Knowing the IFSC
- Ensures funds reach the correct bank branch without delay.
- Prevents failed or returned transactions and related fees.
- Makes beneficiary setup faster in netbanking and mobile apps.
- Needed for automated credits like salaries, pensions, subsidies and vendor payments.
- Helps treasury and accounting teams reconcile inflows using branch codes and MICR numbers.
Contact
Branch Phone: 7781004466
Branch Address: HADIABAD, Bhojpur, 802203
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll Free: 18001807777
FAQs
Q: I used the old UBGB IFSC for a transfer. Will the payment fail?
A: Most likely yes. Old UBGB IFSC codes have been revoked after the merger. Contact your bank immediately with the transaction reference. They can trace and either redirect or return the funds. Keep beneficiary bank contact details handy.
Q: How can I verify the IFSC before sending money?
A: Verify from a recent bank passbook, cheque book leaf (MICR printed) or by calling the branch phone (7781004466). Always confirm the IFSC directly with the beneficiary if unsure.
Q: Is MICR required for NEFT/RTGS/IMPS?
A: No. IFSC is required for electronic transfers. MICR (800811002) is used mainly for cheque clearing and faster cheque processing.
Q: Can I transfer money using just the mobile number or Aadhaar?
A: IMPS supports transfers via MMID/mobile number in some banks and Aadhaar-enabled payment system (AEPS) supports Aadhaar-based transfers where enabled. For guaranteed credit to a specific branch account use the account number and IFSC.
Q: Will updating the IFSC in auto-payments take effect immediately?
A: After you update beneficiary details with the new IFSC, most banks require revalidation which may take a few minutes to 24 hours depending on the bank. For standing instructions set up with the old IFSC, contact your bank to update them to avoid missed payments.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.