Bihar Gramin Bank HAMIDNAGAR IFSC Code

Bihar Gramin Bank HAMIDNAGAR IFSC Code

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HAMIDNAGAR branch is located in Aurangabad district of Bihar (PIN 824120). It serves local customers for deposits, withdrawals, remittances and government payments. For sending or receiving money electronically (NEFT, RTGS, IMPS), the branch IFSC is essential. The IFSC identifies the bank and the exact branch so online and mobile transfers route correctly and complete without manual intervention.

Branch Details

Bank Name Bihar Gramin Bank
Branch Name HAMIDNAGAR
IFSC Code PUNB0MBGB06
MICR Code 800811002
Branch Code 7102
Branch Address HAMIDNAGAR, Aurangabad, 824120, 9771464102
Contact Number 9771464102
City Aurangabad
District Aurangabad
Reason AURANGABAD
Pincode 824120
State Bihar

Merger Update

Bihar Gramin Bank’s operations now use the IFSC code PUNB0MBGB06 under Punjab National Bank. This applies to branches that were earlier part of Uttar Bihar Gramin Bank (UBGB) or Dakshin Bihar Gramin Bank (DBGB). Both UBGB and DBGB have been merged into the single structure; their old IFSC codes have been revoked. For electronic transfers, only the new IFSC PUNB0MBGB06 is valid. Do not use legacy UBGB or DBGB IFSC codes — such transfers may fail or be returned.

What is IFSC Code?

IFSC stands for Indian Financial System Code. It is an 11-character code used to uniquely identify a bank branch in electronic payment systems. The structure is:

  • First 4 characters: alphabetic bank code (for example, PUNB = Punjab National Bank).
  • 5th character: the digit zero (0), reserved for future use.
  • Last 6 characters: an alphanumeric branch identifier (for this branch: MBGB06 in PUNB0MBGB06).

Note: The separate numeric “Branch Code” (here 7102) is a bank record identifier and may not match the IFSC suffix exactly. Always use the IFSC shown above for electronic transfers.

How to Use the IFSC Code (NEFT, RTGS, IMPS)

  • Open your bank’s netbanking, mobile banking app, or visit a branch counter.
  • Choose the transfer type: NEFT, RTGS or IMPS as required.
  • Enter beneficiary name exactly as on their account.
  • Enter beneficiary account number carefully.
  • Enter IFSC: PUNB0MBGB06. Double-check each character; one mistake can route the payment incorrectly.
  • Provide any additional details requested (amount, purpose, beneficiary mobile/email if prompted).
  • Verify all details and confirm the transaction. Approve with the OTP or authorization method your bank uses.
  • Save the transaction reference (UTR or transaction ID). Use it if you need to track or dispute the transfer.

Benefits of Knowing the IFSC

  • Ensures funds reach the exact branch and account without delay.
  • Makes electronic transfers (NEFT/RTGS/IMPS) fast and automated.
  • Prevents manual intervention and reduces errors caused by ambiguous bank names.
  • Needed for receiving salary credits, pensions, government transfers and refunds.
  • Required when filling bank details for tax, insurance or investment platforms.

Contact

Branch phone no: 9771464102
Branch Address: HAMIDNAGAR, Aurangabad, 824120
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll free no: 18001807777

FAQs

  • Q: Where can I find the IFSC for Hamidnagar branch?
    A: The IFSC is PUNB0MBGB06. It appears on cheque leaves, passbooks, bank statements and the branch noticeboard. You can also confirm by calling the branch at 9771464102.
  • Q: What happens if I enter the wrong IFSC?
    A: If the IFSC does not match any valid branch code, the transaction will typically be rejected and funds returned. If an incorrect but valid IFSC directs funds to another branch, recovery will need bank intervention and can take time.
  • Q: Is IFSC the same as MICR?
    A: No. IFSC is used for electronic transfers. MICR (here 800811002) is a code used mainly for cheque clearance in the magnetic ink character recognition system. Both identify branches but for different systems.
  • Q: Can I use this IFSC for UPI or other mobile payments?
    A: UPI typically uses virtual IDs and mobile linking, but underlying bank settlements use IFSC and account details. For bank-to-bank transfers via netbanking/mobile banking, always use the IFSC. For UPI, simply use the beneficiary UPI ID or bank account as guided.
  • Q: The branch was earlier under UBGB/DBGB — do I need to change anything?
    A: Yes. Old UBGB/DBGB IFSC codes are revoked. Use the current IFSC PUNB0MBGB06 for all new transactions. Update saved beneficiary details in your bank app to avoid failed transfers.

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