Bihar Gramin Bank Hariharpur IFSC Code

The Bihar Gramin Bank branch at Hariharpur in Darbhanga (PIN 847306) serves local customers for deposits, withdrawals and fund transfers. For electronic transfers—NEFT, RTGS and IMPS—the correct IFSC code is essential. The IFSC tells the sender’s bank which bank and branch should receive the funds. Using the right IFSC avoids failed or delayed transfers and helps fast routing of money to the account held at this branch.

Branch Details

Merger Update

Important: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been consolidated under Punjab National Bank for operations and electronic clearing. Both banks now use a single IFSC code for branch-level electronic transfers: PUNB0MBGB06. Old UBGB and DBGB IFSC codes have been revoked. For any NEFT/RTGS/IMPS transaction to accounts formerly under UBGB or DBGB, you must use PUNB0MBGB06. Transactions using old codes may be rejected or delayed.

What is IFSC Code?

The Indian Financial System Code (IFSC) is an 11-character alphanumeric code used to identify bank branches in electronic payments. Its structure is fixed:

• First 4 characters — bank identifier (example: PUNB = Punjab National Bank).
• 5th character — always 0 (reserved for future use).
• Last 6 characters — branch identifier (example: MBGB06 identifies the specific branch in the consolidated coding scheme).

So in PUNB0MBGB06, PUNB = bank, 0 = reserved, MBGB06 = branch code used for routing.

How to Use IFSC Code

• Open your bank’s netbanking, mobile banking app or visit a branch.
• Choose the transfer type: NEFT, RTGS or IMPS. (IMPS: immediate 24×7; NEFT: batch/now largely 24×7 settlement; RTGS: for large-value immediate transfers.)
• Enter beneficiary details: exact beneficiary name, beneficiary account number, and IFSC PUNB0MBGB06 for Hariharpur branch.
• Enter amount and purpose. For added safety, add the beneficiary to your payee list and confirm via OTP or bank’s authentication method.
• Verify the IFSC and account number before confirming. Keep the transaction reference for tracking.
• For large amounts or first-time transfers, verify the beneficiary details with the recipient or bank before sending funds.

Benefits of Knowing the IFSC

• Ensures money reaches the correct branch and account without delay.
• Prevents failed transactions and reduces reconciliation effort.
• Required for online transfers, UPI refunds in some cases, and beneficiary setup in netbanking/apps.
• Makes cheque clearing and electronic settlement faster when paired with MICR code (800811002).
• Helps customer support trace and resolve transfer issues using the branch identifier.

Contact

Branch phone no: 9297955094

Branch Address: Hariharpur, DARBHANGA, 847306

Head office address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll free no: 18001807777

FAQs

• Q: Is PUNB0MBGB06 the only valid IFSC for this branch?
  A: Yes. After the consolidation under Punjab National Bank, PUNB0MBGB06 is the valid IFSC for electronic transfers to this branch. Old UBGB/DBGB IFSCs are revoked.
• Q: What happens if I enter the wrong IFSC?
  A: If the IFSC does not map to the correct receiving branch, the transaction can be rejected or routed to the wrong branch. Rejected transfers are typically refunded, but refunds can take time. Always double-check the IFSC and account number.
• Q: Which code do I use for cheque clearing—IFSC or MICR?
  A: Cheque clearing primarily uses the MICR code (here 800811002). IFSC is used for electronic transactions (NEFT/RTGS/IMPS). Both codes serve different clearing systems.
• Q: Can I transfer money 24×7 to this branch?
  A: You can use IMPS any time for immediate transfers. NEFT and RTGS are also broadly available 24×7 now, but settlement timelines and bank cut-offs may vary. For large values, RTGS is recommended.
• Q: Where can I confirm branch details before sending a large transfer?
  A: Confirm with the beneficiary directly or call the branch at 9297955094. You can also contact the head office or use the toll-free number 18001807777 for verification.

Kriti Kumari

Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.