Haripur branch of Bihar Gramin Bank is located in Haripur village, Darbhanga district, Bihar (PIN 847233). This branch serves local residents and businesses for deposits, withdrawals, and remittances. For electronic fund transfers via NEFT, RTGS or IMPS you must use the correct IFSC code. The IFSC uniquely identifies the bank and branch in the RBI clearing system and ensures funds route to the intended account quickly and safely.
Branch Details
| Bank Name | Bihar Gramin Bank |
| Branch Name | Haripur |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 100459 |
| Branch Address | Haripur, DARBHANGA, 847233, 9297955095 |
| Contact Number | 9297955095 |
| City | DARBHANGA |
| District | DARBHANGA |
| Reason | DARBHANGA |
| Pincode | 847233 |
| State | Bihar |
Merger Update
Important: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been merged into a single entity sponsored by Punjab National Bank. The Haripur branch now operates under the IFSC PUNB0MBGB06 assigned under Punjab National Bank’s coding. Old IFSC codes previously issued to UBGB or DBGB are revoked. For NEFT/RTGS/IMPS and any electronic inward credits, use only the new IFSC PUNB0MBGB06. Transactions made with revoked IFSCs may fail or be returned.
What is IFSC Code?
IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to identify bank branches in electronic fund transfers.
- First 4 characters: Bank code (letters). Example: PUNB = Punjab National Bank.
- 5th character: Always 0 (reserved for future use).
- Last 6 characters: Branch identifier (alphanumeric). Example: MBGB06 identifies the specific branch.
How to Use IFSC Code for NEFT, RTGS and IMPS
- Log in to your bank’s internet banking, mobile app or visit the branch counter.
- Choose the transfer type — NEFT, RTGS or IMPS. (NEFT: standard; RTGS: for higher-value real-time gross settlement; IMPS: instant 24×7 subject to bank limits.)
- Select the beneficiary account type and add a new beneficiary if needed.
- Enter beneficiary name, account number and the IFSC code PUNB0MBGB06. Make sure there are no typographical errors.
- Confirm beneficiary details. Many banks require an OTP or a waiting period before first use of a beneficiary.
- Enter the amount and purpose, then authorize the payment with OTP/transaction password.
- Keep the transaction reference or UTR number for tracking. Check the beneficiary account to confirm credit.
- If a transfer fails, check the IFSC and account number. Contact your bank with the UTR/reference for resolution.
Benefits of Knowing the IFSC
- Accurate routing: Ensures funds go to the correct branch and account.
- Faster processing: Enables quick clearing through NEFT/RTGS/IMPS systems.
- Required for online transfers: Banks require IFSC to add beneficiaries and process electronic payments.
- Useful for bulk and salary payments: Helps payroll and vendor payments route correctly.
- Prevents errors: Using the right IFSC reduces failed transfers and reversals.
Contact
Branch Phone: 9297955095
Branch Address: Haripur, DARBHANGA, 847233
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll Free: 18001807777
FAQs
Q: Is PUNB0MBGB06 the correct IFSC for Bihar Gramin Bank, Haripur?
A: Yes. Use PUNB0MBGB06 for all NEFT, RTGS and IMPS transfers to the Haripur branch.
Q: I have an old UBGB or DBGB IFSC for this branch. Can I still use it?
A: No. Old UBGB/DBGB IFSCs have been revoked after the merger. Only the new IFSC PUNB0MBGB06 is valid. Using revoked codes may result in failure or return of funds.
Q: What happens if I enter the wrong IFSC but correct account number?
A: IFSC locates the branch. If the IFSC does not match the account number’s branch, the transfer may fail or be routed incorrectly. Banks usually validate both details; correct account number with wrong IFSC typically triggers a rejection or manual intervention. Always confirm both fields.
Q: How long do NEFT, RTGS and IMPS transfers take?
A: IMPS is typically instant and available 24×7. NEFT processes in batch cycles (timing depends on bank and RBI schedule). RTGS is processed in real time during business hours for high-value transfers. Check your bank for exact cut-off and settlement windows.
Q: How can I verify the IFSC before sending money?
A: Verify the IFSC on the bank passbook, account statement, cheque leaf, or by calling the branch at 9297955095. You can also confirm with the bank’s customer service or the head office toll-free number 18001807777.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.