Bihar Gramin Bank HASAN BAZAR IFSC Code

The Bihar Gramin Bank branch at Hasan Bazar is located in Hasan Bazar village, Bhojpur district, Bihar (PIN 802204). This branch serves local residents and businesses for cash deposits, withdrawals, and electronic transfers. The IFSC code is essential for sending and receiving funds through NEFT, RTGS and IMPS. It identifies the exact bank and branch so payments route correctly and reach the intended account without delay.

Branch Details

Merger Update

If this branch was earlier listed under Uttar Bihar Gramin Bank (UBGB) or Dakshin Bihar Gramin Bank (DBGB): both UBGB and DBGB have been merged and now operate under a single IFSC code PUNB0MBGB06 issued under Punjab National Bank (PNB). Old IFSC codes that belonged to UBGB or DBGB have been revoked. For NEFT, RTGS or IMPS transactions you must use the new IFSC PUNB0MBGB06. Transactions attempted with old UBGB/DBGB IFSC codes may fail or be delayed; confirm the IFSC before initiating transfers.

What is an IFSC Code?

The Indian Financial System Code (IFSC) is an 11-character alphanumeric code used to identify bank branches in electronic payment systems. The structure is:

• First 4 characters – bank identifier (alphabetic). Example: PUNB = Punjab National Bank.
• 5th character – reserved and is 0 (zero).
• Last 6 characters – branch identifier (alphanumeric). Example: MBGB06 in PUNB0MBGB06.

Note: The last 6 characters are assigned by the bank and uniquely identify the branch for electronic clearing. The numeric Branch Code (for example 7040) shown in bank records may differ in format from the IFSC branch identifier.

How to Use IFSC Code for NEFT, RTGS and IMPS

• Step 1: Get beneficiary details. Collect beneficiary name, account number, bank name and IFSC (use PUNB0MBGB06 for Bihar Gramin Bank, Hasan Bazar).
• Step 2: Login to your bank’s netbanking or mobile app or visit the branch. Select NEFT, RTGS or IMPS transfer as required.
• Step 3: Add beneficiary. Enter beneficiary name, account number and IFSC exactly. Mistyping the IFSC can route the payment to the wrong branch or cause failure.
• Step 4: Confirm and authorize. After adding, most banks require beneficiary activation (may take a few minutes to a few hours) or immediate use depending on the bank’s rules. Authorize the transfer with OTP/TPIN.
• Step 5: Note the transaction reference (UTR). Keep the UTR for tracking or for raising queries if funds do not credit.

Practical points:

• NEFT – used for small to medium amounts. Typically available in hourly batches or 24×7 depending on bank; no RBI minimum. Bank limits may apply.
• RTGS – intended for high-value payments. Banks may set a minimum (commonly used threshold is around Rs. 2,00,000 but confirm with your bank). RTGS is faster and often processed in real time.
• IMPS – immediate and available 24×7 for low to medium values up to the bank-set limit per transaction.
• If you discover an incorrect IFSC after sending funds, contact your bank immediately with the UTR. Reversal depends on where the funds landed and bank procedures; timely reporting improves recovery chances.

Benefits of Knowing the IFSC

• Ensures funds are routed to the correct bank branch for NEFT, RTGS and IMPS.
• Saves time and prevents failed transfers or delays.
• Required for adding beneficiaries in netbanking and corporate payment systems.
• Helps customer service teams locate transactions quickly using IFSC + account number.
• Distinguishes branches with similar names within the same bank.

Contact

Branch Phone: 9771464040

Branch Address: HASAN BAZAR, Bhojpur, 802204

Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll Free: 18001807777

FAQs

• Q: What IFSC should I use to transfer money to Hasan Bazar branch?

  A: Use PUNB0MBGB06. This is the valid IFSC for Bihar Gramin Bank, Hasan Bazar branch for NEFT, RTGS and IMPS.

• Q: Is the IFSC case-sensitive?

  A: No. IFSC entries are not case-sensitive, but enter it exactly as shown to avoid human error. Use uppercase to match bank documents: PUNB0MBGB06.

• Q: What if I used an old UBGB or DBGB IFSC?

  A: Old UBGB/DBGB IFSC codes have been revoked after merger. If you used an old code, the transaction may fail or be delayed. Contact your bank with the transaction reference immediately to trace or reverse the payment.

• Q: How is IFSC different from MICR?

  A: IFSC (11 characters) is for electronic transfers (NEFT/RTGS/IMPS). MICR (usually 9 digits) is a code used by the clearing system to speed cheque processing. For electronic transfers you must use IFSC; for cheque processing MICR is used by clearing houses.

• Q: Can I use this IFSC to receive international inward remittances?

  A: For inward remittances, banks usually require SWIFT/BIC plus beneficiary IFSC and account details. Confirm the correct combination with your branch or head office before providing details to overseas remitters.

• Q: Where can I verify IFSC before sending funds?

  A: Verify the IFSC on a recent cheque leaf, account passbook, or by calling the branch at 9771464040. When in doubt, confirm with your own bank before initiating the transfer.

Kriti Kumari

Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.