Bihar Gramin Bank HETAMPUR IFSC Code

The HETAMPUR branch of Bihar Gramin Bank is located in the Bhojpur district of Bihar. For anyone looking to send or receive money through online banking, knowing the correct Indian Financial System Code (IFSC) is essential. This unique 11-character code acts like a digital address for the specific bank branch, ensuring that your funds transferred via NEFT, RTGS, or IMPS reach their destination accurately and without any delay.

Branch Details

Bank Name	Bihar Gramin Bank
Branch Name	HETAMPUR
IFSC Code	PUNB0MBGB06
MICR Code	800811002
Branch Code	MBGB06
Branch Address	HETAMPUR, Bhojpur, 802158, 9771464041
Contact Number	9771464041
City	Bhojpur
District	Bhojpur
Region	ARA
Pincode	802158
State	Bihar

Merger and IFSC Update

It’s important to know that Bihar Gramin Bank was formed through the merger of two former regional rural banks: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB). Following this amalgamation, the bank is now sponsored by Punjab National Bank (PNB). As a result, all old IFSC codes belonging to UBGB and DBGB have been revoked. For any online transaction, you must use the new, unified IFSC codes that start with ‘PUNB’. The correct and valid IFSC code for the HETAMPUR branch is PUNB0MBGB06.

What is an IFSC Code?

The Indian Financial System Code (IFSC) is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to identify every bank branch participating in the electronic funds transfer system. The code has a specific structure that helps route transactions correctly.

Let’s break down the HETAMPUR branch IFSC: PUNB0MBGB06.

• PUNB: The first four alphabetic characters represent the bank’s name. In this case, it is for Punjab National Bank, the sponsor bank.
• 0: The fifth character is always a zero. It is reserved for future use.
• MBGB06: The last six characters identify the specific branch. For this branch, it is ‘MBGB06’.

How to Use the IFSC Code for Fund Transfers

Using the IFSC code for online payments is a straightforward process. Whether you are using a mobile banking app or an internet banking portal, the steps are generally the same.

1. Log in to your net banking or mobile banking application.
2. Navigate to the ‘Fund Transfer’ section and select the payment method: NEFT, RTGS, or IMPS.
3. Add the recipient as a ‘beneficiary’. You will need their name, account number, and bank details.
4. Enter the beneficiary’s IFSC code: PUNB0MBGB06.
5. Fill in the amount you wish to transfer and confirm the details.
6. Authorize the transaction using your password, PIN, or OTP.

Benefits of Using the Correct IFSC Code

• Accuracy: It ensures your money is credited to the correct bank branch and account without error.
• Speed: Correct codes enable automated processing, which reduces transfer times and avoids manual intervention.
• Prevents Failures: Using the right IFSC minimizes the risk of transaction failures or rejections.
• Security: It adds a layer of verification, making the fund transfer process more secure.

Contact Information

For any queries or assistance, you can contact the branch directly or reach out to the bank’s head office.

Branch Contact
Phone: 9771464041
Address: HETAMPUR, Bhojpur, Bihar – 802158

Head Office
Address: Shri Vishnu Commercial Complex, Asochak, Patna – 800030, Bihar
Toll-Free Number: 18001807777

Frequently Asked Questions

1. Is the old IFSC code for Dakshin Bihar Gramin Bank still valid?
No. After the merger, all old IFSC codes for both Dakshin Bihar Gramin Bank and Uttar Bihar Gramin Bank are invalid. You must use the new codes starting with ‘PUNB’.

2. What happens if I enter the wrong IFSC code?
If the IFSC code you enter does not exist, the transaction will likely fail. If it corresponds to another branch, the funds could be delayed or, in rare cases, credited to a wrong account if the account number also matches at that branch.

3. Why does the Bihar Gramin Bank IFSC code start with ‘PUNB’?
The code starts with ‘PUNB’ because Bihar Gramin Bank is sponsored by Punjab National Bank (PNB). The first four letters of the IFSC code represent the sponsor bank.

4. Can I use PUNB0MBGB06 for all types of online transfers?
Yes, this IFSC code is valid for all major online fund transfer systems, including NEFT (National Electronic Funds Transfer), RTGS (Real-Time Gross Settlement), and IMPS (Immediate Payment Service).

5. Do I need an IFSC code to deposit cash at the HETAMPUR branch?
No, an IFSC code is not required for physical cash deposits made at the bank branch. It is only necessary for electronic fund transfers from one bank account to another.