The Bihar Gramin Bank, Hirni branch is located in Hirni village, Darbhanga district, Bihar (PIN 848213). This branch serves local residents and businesses in and around Darbhanga. For electronic fund transfers such as NEFT, RTGS and IMPS, the IFSC code is essential. The IFSC lets banks route digital payments to the exact branch. Without the correct IFSC, transfers may fail or be delayed.
Branch Details
| Bank Name | Bihar Gramin Bank |
| Branch Name | Hirni |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 100476 |
| Branch Address | Hirni, DARBHANGA, 848213, 9297955097 |
| Contact Number | 9297955097 |
| City | DARBHANGA |
| District | DARBHANGA |
| Reason | DARBHANGA |
| Pincode | 848213 |
| State | Bihar |
Merger Update
This branch now uses the IFSC code PUNB0MBGB06 under Punjab National Bank (PNB). Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been reorganized and consolidated into the current structure. As a result, the old UBGB IFSC codes have been revoked. Only the new IFSC (PUNB0MBGB06) is valid for NEFT, RTGS and IMPS transactions to this branch. Make sure to use the new code when initiating transfers.
What is an IFSC Code?
The IFSC (Indian Financial System Code) is an 11-character alpha-numeric code that identifies a bank branch in electronic payment systems.
- First 4 characters – bank identifier (example: PUNB = Punjab National Bank).
- 5th character – reserved and is always 0 (zero).
- Last 6 characters – branch identifier (alphanumeric) used to route the transaction to the specific branch.
Example: In PUNB0MBGB06, “PUNB” is the bank, “0” is the reserved character, and “MBGB06” identifies the branch within the bank’s network.
How to Use IFSC Code for NEFT, RTGS, IMPS
- Open your bank’s netbanking portal or mobile app (or visit a branch).
- Choose the transfer type: NEFT, RTGS or IMPS. (IMPS is instant; NEFT and RTGS are bank-settlement methods.)
- Add a new beneficiary: enter beneficiary name, account number, and the IFSC code PUNB0MBGB06.
- Verify the beneficiary name shown by the bank after entering IFSC and account number. The name must match the recipient’s bank record.
- Enter amount, purpose or remarks as required. Confirm transfer details.
- Authenticate the transaction using the required OTP or authorization method provided by your bank.
- Save the beneficiary for repeat transfers if you will send money regularly.
Tip: If the bank app displays the branch address after you enter the IFSC, confirm it matches “Hirni, DARBHANGA” before proceeding.
Benefits of Knowing the IFSC
- Ensures accurate routing of electronic payments to the correct branch.
- Speeds up transfers and reduces the chance of failed transactions.
- Required for adding beneficiaries in internet banking and mobile apps.
- Helps verify branch details when reconciling payments or filling forms.
- Needed for online payment mandates, salary credits and vendor payments.
Contact
Branch phone no: 9297955097
Branch Address: Hirni, DARBHANGA, 848213
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll free no: 18001807777
FAQs
Q: Can I use an old UBGB IFSC to send money to this branch?
A: No. Old UBGB IFSC codes have been revoked. Use the current IFSC PUNB0MBGB06 for all transactions to this branch.
Q: What is the difference between the IFSC branch identifier and the numeric branch code (100476)?
A: The last six characters of the IFSC (alphanumeric) are the branch identifier used in electronic routing. The numeric branch code (100476) is an internal code used by the bank for administrative purposes. Use the IFSC for payments.
Q: What does the MICR code 800811002 mean?
A: MICR (Magnetic Ink Character Recognition) code identifies the branch for cheque clearing. 800811002 points to this specific branch in the clearing system. It is used when processing physical cheques, not for electronic transfers which use IFSC.
Q: I entered the wrong IFSC. What happens?
A: If IFSC and account number mismatch, the bank’s system may reject the transfer or place it on hold. If the transfer goes through to an incorrect account due to matching values, recovery requires coordination between sending and receiving banks and can take time. Always double-check IFSC and account number before confirming.
Q: How can I verify the IFSC before making a transfer?
A: Verify the IFSC from a printed bank document (passbook or cheque leaf), confirm it from the branch phone number (9297955097), or check with your bank’s official app. Ensure the displayed branch name and address match “Hirni, DARBHANGA”.
Q: Is IFSC required for UPI transfers?
A: Direct UPI transfers between UPI IDs do not require an IFSC. But if you link a bank account to a UPI ID or perform a fund transfer that references a bank account, the bank uses IFSC internally during settlement. For non-UPI bank transfers, always use the IFSC.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.