Bihar Gramin Bank Hospital Road IFSC Code

If you’re looking to manage your banking transactions at the Bihar Gramin Bank’s Hospital Road branch in East Champaran, Bihar, understanding your bank’s IFSC code is crucial. The Indian Financial System Code (IFSC) is a unique identifier used for all online money transfers within India. It is essential for making safe and efficient transactions through systems like NEFT (National Electronic Funds Transfer), RTGS (Real Time Gross Settlement), and IMPS (Immediate Payment Service). This code ensures that your funds reach the correct bank and branch without any delays or errors.

Branch Details

Here are the complete details for the Bihar Gramin Bank, Hospital Road branch:

Bank Name	Bihar Gramin Bank
Branch Name	Hospital Road
IFSC Code	PUNB0MBGB06
MICR Code	800811002
Branch Code	100922
Branch Address	Hospital Road, EAST CHAMPARAN, 845401
Contact Number	9297954643
City	EAST CHAMPARAN
District	EAST CHAMPARAN
Reason	MOTIHARI
Pincode	845401
State	Bihar

Merger Update

It’s important to note that Bihar Gramin Bank was formed through the merger of Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB). Both of these former entities have now combined to operate as Bihar Gramin Bank, which is sponsored by Punjab National Bank. As a result of this merger, all branches now use a unified IFSC code structure under Punjab National Bank.

Specifically, the Hospital Road branch, like all other Bihar Gramin Bank branches, now uses the single IFSC code PUNB0MBGB06. Any old IFSC codes associated with Uttar Bihar Gramin Bank (UBGB) or Dakshin Bihar Gramin Bank (DBGB) have been revoked and are no longer valid for transactions. To ensure your fund transfers are successful, always use the new and valid IFSC code PUNB0MBGB06.

What is IFSC Code?

The IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify every bank branch in India participating in online financial transactions. This code is crucial for directing funds to the correct destination during transfers.

Let’s break down the structure of the IFSC code PUNB0MBGB06:

• The first four characters represent the bank name. In this case, PUNB stands for Punjab National Bank, the sponsor bank for Bihar Gramin Bank.
• The fifth character is always a zero (0). This is reserved for future use and helps distinguish bank codes from branch codes.
• The last six characters identify the specific branch. Here, MBGB06 points directly to the Hospital Road branch of Bihar Gramin Bank.

How to Use IFSC Code

Using the IFSC code is a straightforward process when you are initiating an online money transfer. Here’s a general guide for NEFT, RTGS, and IMPS transactions:

1. Log in to your banking portal: Access your net banking account or mobile banking app.
2. Select ‘Fund Transfer’: Choose the option to transfer funds, which might be labeled ‘NEFT’, ‘RTGS’, ‘IMPS’, or a general ‘Send Money’ option.
3. Add Beneficiary (if new): If you are sending money to this account for the first time, you will need to add a new beneficiary. You’ll typically be asked for:
   • Beneficiary Name (e.g., John Doe)
   • Beneficiary Account Number (e.g., 1234567890)
   • Confirm Beneficiary Account Number
   • IFSC Code (PUNB0MBGB06 for Hospital Road branch)
   • Bank Name (Bihar Gramin Bank)
   • Branch Name (Hospital Road)
4. Select Beneficiary: If the beneficiary is already added, simply select their name from your list.
5. Enter Amount: Input the amount of money you wish to transfer.
6. Review and Confirm: Double-check all the details, especially the account number and IFSC code, to ensure accuracy. Then, confirm the transaction.
7. OTP/PIN: You may need to enter an OTP (One-Time Password) sent to your registered mobile number or your transaction PIN to authorize the transfer.

Benefits of Knowing Your IFSC Code

Knowing the correct IFSC code for your bank branch offers several key advantages:

• Accurate Fund Transfers: Ensures that money is sent to the precise bank and branch, preventing misdirected funds.
• Faster Transactions: Facilitates quicker processing of NEFT, RTGS, and IMPS transfers.
• Essential for Online Banking: Mandatory for setting up beneficiaries and initiating online payments.
• Reduces Errors: Minimizes the chances of transaction failures due to incorrect branch identification.
• Convenience: Allows you to receive funds from others easily, as they will need your branch’s IFSC code.

Contact Information

For any queries or assistance related to Bihar Gramin Bank, Hospital Road branch, or the bank’s head office, you can use the following contact details:

• Hospital Road Branch Phone Number: 9297954643
• Hospital Road Branch Address: Hospital Road, EAST CHAMPARAN, 845401
• Bihar Gramin Bank Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
• Toll-Free Number: 18001807777

FAQs

Here are some frequently asked questions about the Bihar Gramin Bank IFSC code:

Q1: Can I use an old IFSC code from Uttar Bihar Gramin Bank (UBGB) or Dakshin Bihar Gramin Bank (DBGB) for transactions?

A1: No. Following the merger, all old IFSC codes belonging to UBGB and DBGB have been revoked. You must use the new, unified IFSC code PUNB0MBGB06 for all transactions involving Bihar Gramin Bank, Hospital Road branch.

Q2: What happens if I enter the wrong IFSC code during a transaction?

A2: If you enter an incorrect IFSC code, the transaction will likely fail. The banking system will detect that the code does not match the beneficiary’s bank and branch details, and your funds will not be debited. It’s crucial to always double-check the IFSC code before confirming any transfer.

Q3: How can I find the IFSC code for other Bihar Gramin Bank branches?

A3: You can find the IFSC code for other branches on the official website of Bihar Gramin Bank or Punjab National Bank. It is also usually printed on your bank passbook or cheque leaf. Many reliable third-party financial websites also provide this information.

Q4: Is the IFSC code same for all branches of Bihar Gramin Bank?

A4: No, the first five characters (bank code and the zero) will be the same for all Bihar Gramin Bank branches (PUNB0), but the last six characters will be unique for each individual branch. For example, Hospital Road branch uses MBGB06, while another branch would have a different six-character code.

Q5: Do I need the IFSC code to receive money?

A5: Yes, if someone is sending you money via NEFT, RTGS, or IMPS, they will need your bank account number, your name, and the correct IFSC code for your specific branch (e.g., PUNB0MBGB06 for Hospital Road branch) to ensure the funds are credited to your account.