The Bihar Gramin Bank branch at Indpe is located in Jamui district of Bihar (PIN 811307). This branch handles local retail and agricultural banking needs. For electronic fund transfers such as NEFT, RTGS and IMPS, the branch’s IFSC code is essential. The IFSC routes your instruction to the correct bank and branch so funds reach the intended account quickly and securely.
Branch Details
| Bank Name | Bihar Gramin Bank |
| Branch Name | Indpe |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 3435 |
| Branch Address | Indpe, Jamui, 811307, 8102926341 |
| Contact Number | 8102926341 |
| City | Jamui |
| District | Jamui |
| Reason | JAMUI |
| Pincode | 811307 |
| State | Bihar |
Merger Update
Bihar Gramin Bank is sponsored by Punjab National Bank (PNB). The regional rural banks that previously operated as Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been consolidated under the PNB-sponsored structure. After that reorganisation, the single IFSC code in use for these branches is PUNB0MBGB06 (under Punjab National Bank routing). Old UBGB and DBGB IFSC codes have been revoked and are no longer valid for transactions. Always use the new IFSC PUNB0MBGB06 when sending funds to this branch.
What is IFSC Code?
The Indian Financial System Code (IFSC) is an 11-character alpha-numeric code. It has three parts:
- First 4 characters – the bank identifier. Example: PUNB stands for Punjab National Bank.
- Fifth character – always the number 0 (reserved for future use).
- Last 6 characters – branch identifier (alphanumeric). In this IFSC, the last six are MBGB06, identifying the specific branch route.
So the IFSC PUNB0MBGB06 breaks down as: PUNB (bank) + 0 + MBGB06 (branch).
How to Use IFSC Code
Use the IFSC whenever you set up or authorise an electronic transfer (NEFT, RTGS, IMPS). Follow these steps:
- Open your bank’s netbanking portal or mobile app, or visit your branch for a paper form.
- Choose the transfer type: NEFT, RTGS or IMPS. (IMPS is instant for supported banks; NEFT/RTGS depend on clearing schedules and limits.)
- Enter beneficiary account number exactly as provided. Enter the beneficiary name for your records.
- Enter the IFSC code: PUNB0MBGB06 for Bihar Gramin Bank, Indpe branch.
- Enter amount and a purpose/narration if required. Double-check digits and spelling.
- Authenticate the transfer with OTP, password or token as your bank requires. Save the transaction ID or acknowledgement.
- If you get any error or mismatch, contact your bank immediately with the transaction reference.
Practical tips:
- Find IFSC on your cheque leaf, passbook, or bank-provided documents. The branch and account must match the IFSC you use.
- If you only know the account number and use a wrong IFSC, the transaction can fail or return. If the account number exists under a different branch, money could be credited incorrectly. Always verify both account number and IFSC.
- For high-value transfers, test with a small amount first if you are unsure of details.
Benefits of Knowing the IFSC
- Ensures accurate routing of NEFT, RTGS and IMPS payments to the correct bank branch.
- Speeds up fund transfers and reduces failed or returned transactions.
- Helps reconcile receipts and payments in accounting or payroll systems.
- Makes it easier to set up beneficiaries in online banking without visiting a branch.
- Required for several digital services (standing instructions, bill payments, Aadhaar seeding, reconciliation).
Contact
Branch phone no: 8102926341
Branch Address: Indpe, Jamui, 811307
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll free no: 18001807777
FAQs
Q: What if I use an old UBGB or DBGB IFSC?
A: Old UBGB/DBGB IFSC codes have been revoked after the reorganisation. Use the current IFSC PUNB0MBGB06 for transactions to this branch. Transfers using revoked IFSCs will fail or be returned.
Q: Where can I find the IFSC on my bank documents?
A: IFSC appears on your cheque leaf and passbook. It is also printed on bank statements and can be confirmed at the branch counter or via official bank communications.
Q: Is IFSC required for UPI payments?
A: UPI payments use a virtual payment address (VPA) and typically do not require IFSC. However, for direct bank transfers via NEFT/RTGS/IMPS you must provide the IFSC.
Q: What is the difference between IFSC and MICR?
A: IFSC is used for electronic fund routing (NEFT/RTGS/IMPS). MICR (Magnetic Ink Character Recognition) code is a 9-digit number used for processing physical cheques in the clearing system. For Indpe branch, MICR is 800811002.
Q: My transfer failed. What should I do?
A: First check the IFSC and account number you entered. Contact your bank with the transaction reference and timestamp. Provide the beneficiary details and the acknowledgement; the bank will trace and advise on reversal or re-initiation.
Q: Can I still use the branch name instead of IFSC when sending money?
A: No. Banks route electronic transfers using IFSC and account number. Branch name alone is not sufficient. Always provide the correct IFSC and account number for reliable processing.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.