Bihar Gramin Bank INGLIS IFSC Code

The Bihar Gramin Bank branch in INGLIS is located in Aurangabad, Bihar. For any online money transfers to an account at this branch, you need a specific code called the Indian Financial System Code (IFSC). This code is essential for directing funds correctly through systems like National Electronic Funds Transfer (NEFT), Real-Time Gross Settlement (RTGS), and Immediate Payment Service (IMPS). Without the correct IFSC, your transaction may be delayed or fail entirely.

Branch Details

Bank Name	Bihar Gramin Bank
Branch Name	INGLIS
IFSC Code	PUNB0MBGB06
MICR Code	800811002
Branch Code	6936
Branch Address	INGLIS, Aurangabad, 824112, 7091596936
Contact Number	7091596936
City	Aurangabad
District	Aurangabad
Pincode	824112
State	Bihar

Merger and IFSC Update

Bihar Gramin Bank was formed by the amalgamation of Dakshin Bihar Gramin Bank (DBGB) and Madhya Bihar Gramin Bank. Following this merger, the bank is now sponsored by Punjab National Bank (PNB). Because of this change, all old IFSC codes belonging to the former banks, such as Dakshin Bihar Gramin Bank, are no longer valid. For all transactions to the INGLIS branch, you must use the new, unified IFSC code: PUNB0MBGB06. Using an old code will result in a failed transaction.

What is an IFSC Code?

An IFSC code is an 11-character alphanumeric code that uniquely identifies a bank branch participating in online fund transfer systems. The code has a specific structure that helps route payments to the correct destination.

Let’s break down the INGLIS branch IFSC code, PUNB0MBGB06:

• PUNB: The first four letters represent the sponsor bank, which is Punjab National Bank.
• 0: The fifth character is always a zero. It is reserved for future use by the Reserve Bank of India (RBI).
• MBGB06: The last six characters identify the specific branch. In this case, it points to the INGLIS branch of Bihar Gramin Bank.

How to Use the IFSC Code for Fund Transfers

Using the IFSC code for an online money transfer is a straightforward process. Whether you use NEFT, RTGS, or IMPS, the steps are generally the same.

1. Log in to Net Banking: Access your bank account through its official mobile app or website.
2. Add Beneficiary: Go to the fund transfer section and choose the option to add a new beneficiary or payee.
3. Enter Details: You will need to enter the recipient’s name, account number, and the IFSC code of their bank branch. For the INGLIS branch, you would enter PUNB0MBGB06.
4. Verify and Transfer: After the beneficiary is added (which may take a few minutes to a few hours depending on your bank), you can initiate the transfer by entering the amount and confirming the transaction.

Benefits of Using the Correct IFSC Code

Knowing and using the correct IFSC code provides several key benefits for your banking transactions:

• Ensures Accuracy: It directs your money to the exact bank branch, preventing misdirected funds.
• Prevents Failures: Using a valid code minimizes the risk of transaction failures and the hassle of re-initiating payments.
• Speeds Up Transfers: A correct code helps in the automated and swift processing of your funds, especially with systems like IMPS.
• Enables Digital Banking: It is the foundation for all major online fund transfer services in India, making digital payments possible.

Contact Information

For any questions or direct assistance, you can reach out to the bank.

Branch Contact

• Phone: 7091596936
• Address: INGLIS, Aurangabad, Bihar – 824112

Head Office

• Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
• Toll-Free Number: 18001807777

Frequently Asked Questions

1. Can I still use my old Dakshin Bihar Gramin Bank (DBGB) IFSC code for a transfer?
No. After the merger, all old IFSC codes from legacy banks like DBGB have been discontinued. You must use the new PNB-sponsored IFSC code, PUNB0MBGB06, for the INGLIS branch.

2. What happens if I enter the wrong IFSC code?
If the IFSC code you entered does not exist, the transaction will be rejected immediately. If it corresponds to a different branch, your funds could be sent there, causing significant delays while the transaction is reversed.

3. Is the IFSC code the same for all branches of Bihar Gramin Bank?
No, each branch has a unique IFSC code. The last six characters of the code are specific to the branch, so it’s important to use the code for the exact branch you intend to send money to.

4. Where can I find the IFSC code for my bank account?
You can find your branch’s IFSC code printed on your chequebook and the first page of your passbook. It is also available on the bank’s official website or by contacting the branch directly.

5. Is an IFSC code required for UPI payments?
For direct UPI payments made using a VPA (Virtual Payment Address), you do not need to enter an IFSC code manually. However, the UPI system uses the IFSC code in the background to link your VPA to your bank account for processing transactions.