The Bihar Gramin Bank branch at ISARHI BAZAR serves customers in Bhojpur district of Bihar (PIN 802158). Knowing the correct IFSC code for this branch is essential when you send or receive money through NEFT, RTGS, or IMPS. The IFSC tells your bank which bank and branch should get the funds. Entering the right IFSC avoids delays and failed transfers.
Branch Details
| Bank Name | Bihar Gramin Bank |
| Branch Name | ISARHI BAZAR |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 7453 |
| Branch Address | ISARHI BAZAR, Bhojpur, 802158, 9771464453 |
| Contact Number | 9771464453 |
| City | Bhojpur |
| District | Bhojpur |
| Reason | ARA |
| Pincode | 802158 |
| State | Bihar |
Merger Update
Note: If your account or branch was earlier part of Uttar Bihar Gramin Bank (UBGB) or Dakshin Bihar Gramin Bank (DBGB), both banks have merged operations under Punjab National Bank. After the merger, a single IFSC code is being used: PUNB0MBGB06. Old UBGB and DBGB IFSC codes have been revoked. For all NEFT/RTGS/IMPS transfers to these merged branches, use only the new IFSC PUNB0MBGB06.
What is IFSC Code?
The IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify bank branches in electronic fund transfers. Its structure is fixed:
- First 4 characters — bank code (letters). Example: PUNB = Punjab National Bank.
- 5th character — always zero (0), reserved for future use.
- Last 6 characters — branch identifier (letters or numbers). In PUNB0MBGB06, MBGB06 points to the specific branch (ISARHI BAZAR).
The IFSC is used by electronic payment systems like NEFT, RTGS, and IMPS. MICR (Magnetic Ink Character Recognition) code, here 800811002, is used mainly for cheque clearing and is different from IFSC.
How to Use IFSC Code
Follow these steps when making NEFT, RTGS, or IMPS transfers.
- Open your bank’s netbanking or mobile app and choose the payment type (NEFT, RTGS, or IMPS).
- Add a beneficiary. Enter the beneficiary’s name and exact account number.
- Enter the IFSC code: PUNB0MBGB06. Double-check for typos; IFSC is case-insensitive but must be exact.
- Enter the beneficiary bank branch (ISARHI BAZAR) and amount to transfer.
- Confirm and authenticate the payment (MPIN, OTP, or netbanking password as required).
- Save beneficiary details if you will pay them again.
Examples:
- NEFT: No minimum limit. Good for low- to medium-value transfers. Settlement is in batches (usually completed within hours).
- RTGS: Intended for high-value transfers. Many banks treat RTGS for amounts ₹2,00,000 and above. Check your bank’s limit as policies vary.
- IMPS: Instant 24×7 transfers. Banks set per-transaction limits (often up to ₹2 lakh), but exact limits depend on the bank.
Benefits of Knowing the IFSC
- Faster electronic transfers with fewer errors.
- Ensures funds reach the correct branch (reduces failed or returned transactions).
- Required for adding beneficiaries in netbanking and mobile apps.
- Useful for receiving refunds, salaries, subsidies, and online payments.
- Saves time at the branch when verifying transfer details or issuing cheques.
Contact
Branch Phone No: 9771464453
Branch Address: ISARHI BAZAR, Bhojpur, 802158
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll Free No: 18001807777
FAQs
Q: How many characters are in an IFSC code?
A: An IFSC has 11 characters. The pattern is 4 letters, a zero, then 6 letters/numbers (for example, PUNB0MBGB06).
Q: Can I use the old UBGB or DBGB IFSC for transfers?
A: No. Old UBGB and DBGB IFSC codes have been revoked after the merger. Use only the new IFSC PUNB0MBGB06 for transactions to merged branches.
Q: What is the difference between IFSC and MICR?
A: IFSC identifies a branch for electronic transfers (NEFT/RTGS/IMPS). MICR is a 9-digit code used for cheque clearing. They serve different systems.
Q: Is IFSC case-sensitive?
A: No. IFSC is not case-sensitive, but you must type the correct characters. Some systems automatically convert to uppercase.
Q: What happens if I enter the wrong IFSC?
A: If the wrong IFSC corresponds to a different valid branch, the funds may go to that branch. If the IFSC is invalid, the transfer will fail and funds will be returned. Always verify the IFSC and account number before confirming a transfer.
Q: How can I verify this IFSC before sending money?
A: Confirm with the branch phone number (9771464453) or check printed account passbook details. You can also confirm the branch address (ISARHI BAZAR, Bhojpur, PIN 802158) before transferring.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.