Bihar Gramin Bank IZARI IFSC Code — The IZARI branch is located in Izari village, Bhojpur district, Bihar (Pincode 802203). This article gives the exact branch details and explains why the IFSC code matters for electronic fund transfers. IFSC is required to route online payments through NEFT, RTGS and IMPS. Using the correct IFSC ensures the money reaches the intended branch and account without delay or return.
Branch Details
| Bank Name | Bihar Gramin Bank |
| Branch Name | IZARI |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 7043 |
| Branch Address | IZARI, Bhojpur, 802203, 9771464043 |
| Contact Number | 9771464043 |
| City | Bhojpur |
| District | Bhojpur |
| Reason | ARA |
| Pincode | 802203 |
| State | Bihar |
Merger Update
Important: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been merged under Punjab National Bank (PNB). As a result this branch now transacts under the PNB-controlled IFSC PUNB0MBGB06. All old UBGB IFSC codes have been revoked. Use only the new IFSC code PUNB0MBGB06 for NEFT, RTGS and IMPS transfers to avoid failed or returned payments.
What is IFSC Code?
The Indian Financial System Code (IFSC) is an 11-character alphanumeric code used to uniquely identify a bank branch for electronic transfers. The structure is:
- First 4 characters — bank identifier (example: PUNB for Punjab National Bank).
- 5th character — reserved character, always 0.
- Last 6 characters — branch identifier (alphanumeric). In PUNB0MBGB06, the final six identify the IZARI branch after merger.
MICR (9-digit) is separate and used for cheque clearing; here it is 800811002.
How to Use IFSC Code
- Collect beneficiary details: beneficiary name, bank name, branch, account number and IFSC (PUNB0MBGB06).
- Log in to your bank channel: netbanking, mobile app or ATM fund transfer option.
- Choose transfer type: NEFT, RTGS or IMPS. Pick based on urgency and amount (see notes below).
- Enter beneficiary account number and IFSC: double-check characters. A wrong IFSC can route funds to a different branch or fail the transfer.
- Verify beneficiary name: most systems show the name after entering IFSC and account number. Confirm before confirming payment.
- Authorize payment: use OTP or token as required. Save transaction reference for tracking.
Notes on transfer types:
- NEFT — convenient for most amounts; available 24×7 in current clearing systems. Settlement is near real-time; timings depend on banks.
- RTGS — for high-value immediate transfers. Banks typically set a minimum (often Rs. 2,00,000), but confirm with your bank.
- IMPS — immediate and available 24×7 for smaller or medium-value payments. Per-transaction limits depend on the sending bank (commonly up to Rs. 2 lakh).
Benefits of Knowing the IFSC
- Ensures correct routing of electronic payments to the IZARI branch.
- Reduces failed transfers and delays from incorrect branch identification.
- Makes verification easier: you can confirm beneficiary name after entering IFSC + account number.
- Required for online payments, utility payments linked to bank accounts, and corporate transfers.
- Helps customer support trace transactions using the branch code portion and MICR for cheque issues.
Contact
Branch phone: 9771464043
Branch address: IZARI, Bhojpur, 802203
Head office address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll free number: 18001807777
FAQs
Q: Is PUNB0MBGB06 the only IFSC I should use for this branch?
A: Yes. After the merger under PNB, PUNB0MBGB06 is the valid IFSC. Old UBGB codes are revoked and will not route funds correctly.
Q: Where can I find the IFSC on physical documents?
A: The IFSC appears on cheque leaves, passbook pages and account statements. Banks also display it on the branch noticeboard and official communications.
Q: What happens if I enter a wrong IFSC but the correct account number?
A: If the wrong IFSC maps to a different branch and account format matches, the payment may go to the wrong branch or be rejected. Many systems verify the name; always confirm the beneficiary name shown before sending.
Q: Can I use this IFSC for inward RTGS/NEFT from abroad?
A: For inward remittances from overseas, banks often require SWIFT/BIC as well as branch details. Use PNB’s designated SWIFT and give this IFSC to identify the exact branch beneficiary. Check with your bank or the remitting bank for exact requirements.
Q: How long does a typical NEFT or IMPS transfer to IZARI take?
A: IMPS is immediate (seconds). NEFT is near real-time under current 24×7 clearing but can vary by bank; usually within minutes to a few hours. RTGS is immediate for qualifying high-value transfers. If a transfer is delayed, contact the sending bank with the transaction reference.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.