The Bihar Gramin Bank branch at Jamalpur serves customers in Jamalpur town, Bhojpur district, Bihar (PIN 802163). This branch handles retail and agricultural banking needs for the local community. For electronic fund transfers such as NEFT, RTGS and IMPS, the branch’s IFSC code is essential. The IFSC identifies the bank and branch in the national payments system. Without the correct IFSC, transfers can be delayed or fail.
Branch Details
| Bank Name | Bihar Gramin Bank |
| Branch Name | JAMALPUR |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 7045 |
| Branch Address | JAMALPUR, Bhojpur, 802163, 9771464045 |
| Contact Number | 9771464045 |
| City | Bhojpur |
| District | Bhojpur |
| Reason | ARA |
| Pincode | 802163 |
| State | Bihar |
Merger Update
Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) were merged to form Bihar Gramin Bank under the sponsorship of Punjab National Bank. All branches now operate using the single IFSC code PUNB0MBGB06 mapped to Punjab National Bank’s routing prefix. Old IFSC codes issued to UBGB or DBGB branches have been revoked. For any NEFT/RTGS/IMPS transfer to Jamalpur branch use only PUNB0MBGB06. Using an old UBGB/DBGB IFSC can cause transaction failure or routing errors.
What is IFSC Code?
The Indian Financial System Code (IFSC) is an 11-character alphanumeric code used to route transfers to a specific bank branch.
- First 4 characters — identify the bank (for example, PUNB = Punjab National Bank).
- 5th character — is always zero (reserved for future use).
- Last 6 characters — identify the specific branch (for example, MBGB06).
How to Use IFSC Code for NEFT / RTGS / IMPS
- Open your bank’s netbanking, mobile app, or visit the branch.
- Choose the transfer type: NEFT, RTGS (for high-value, time-sensitive payments), or IMPS (instant 24×7).
- Enter beneficiary name and account number exactly as given by the recipient.
- Enter the IFSC code: PUNB0MBGB06 for Bihar Gramin Bank, Jamalpur branch.
- Enter amount and purpose. Verify charges and cut-off times (RTGS has minimum amount limits; NEFT may have settlement batches depending on bank rules).
- Confirm details and authenticate (OTP, netbanking token, or branch verification).
- Keep the transaction reference or UTR for records and dispute resolution.
Benefits of Knowing the IFSC
- Ensures accurate routing of NEFT / RTGS / IMPS transfers to the correct branch.
- Reduces delays and the need for manual intervention by the bank.
- Helps when filling forms for online payments, utility bills, and salary credits.
- Required for third-party transfers, vendor payments, and government receipts.
- Useful for verifying branch identity when reconciling statements or UTRs.
Contact
Branch phone no: 9771464045
Branch Address: JAMALPUR, Bhojpur, 802163
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll free no: 18001807777
FAQs
Q: Is PUNB0MBGB06 valid for all transactions to Jamalpur branch?
A: Yes. Use PUNB0MBGB06 for NEFT, RTGS and IMPS to the Jamalpur branch. This is the active IFSC after the UBGB/DBGB merger.
Q: What if I enter the wrong IFSC?
A: If the IFSC does not match the account’s bank and branch, the payment may bounce or be routed incorrectly. Check the IFSC and account number before confirming. If a mistake occurs, contact your bank immediately with the UTR/reference number.
Q: How can I verify this branch’s IFSC?
A: Verify using the branch cheque leaf, bank statement, or by calling the branch at 9771464045. Use only the IFSC printed above for electronic transfers.
Q: Have the old UBGB/DBGB IFSCs stopped working?
A: Yes. Old UBGB and DBGB IFSCs have been revoked after the merger. Transactions must use the new code PUNB0MBGB06 under Punjab National Bank.
Q: What information do I need besides IFSC to make a transfer?
A: You need the beneficiary’s full name, account number, bank name, branch name (optional but helpful), and the IFSC. For some transactions you may also need a purpose code or remitter details.

Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.