Bihar Gramin Bank Jamua IFSC Code

Jamua is a village area in the Munger (Monghyr) district of Bihar. This branch serves local residents and small businesses for deposits, withdrawals, and transfers. For electronic fund transfers (NEFT, RTGS, IMPS), the IFSC code identifies the exact bank branch. Using the correct IFSC ensures funds route to the intended account quickly and reduces the chance of failed or delayed transfers.

Branch Details

Merger Update

If this branch previously belonged to Uttar Bihar Gramin Bank (UBGB) or Dakshin Bihar Gramin Bank (DBGB), note the following: both UBGB and DBGB have been merged under Punjab National Bank (PNB) operations for electronic transfers. The consolidated IFSC to use for this Jamua branch is PUNB0MBGB06. Old UBGB IFSC codes have been revoked. Only the new IFSC code PUNB0MBGB06 is valid for NEFT, RTGS and IMPS transactions.

What is IFSC Code?

The Indian Financial System Code (IFSC) is an 11-character alphanumeric code used to route electronic payments to bank branches in India. Its structure is:

• First 4 characters – bank identifier. Example: PUNB = Punjab National Bank.
• 5th character – always 0 (reserved).
• Last 6 characters – branch identifier assigned by the bank. This can be letters or numbers. Example: in PUNB0MBGB06, the last six are MBGB06.

The IFSC is case-insensitive. It uniquely identifies a branch for electronic transfers.

How to Use IFSC Code

• Open your bank’s online banking or mobile app, or visit a branch for offline transfer.
• Choose the transfer type: NEFT, RTGS or IMPS. (IMPS and NEFT are typically for immediate smaller transfers; RTGS is for high-value transfers — commonly used for amounts of ₹2,00,000 and above.)
• Add a beneficiary. Enter beneficiary name and account number exactly as given by the recipient.
• Enter the IFSC: PUNB0MBGB06. Also verify branch name (Jamua) and city (Munger).
• Confirm details, authenticate with OTP or other 2FA, and submit the transfer.
• Save beneficiary only after verification. For new beneficiaries, banks may have a cooling period before you can transfer funds.
• Keep the transaction reference number until the beneficiary confirms receipt.

Benefits of Knowing the IFSC

• Ensures accurate routing of electronic transfers to the correct branch.
• Reduces failed or delayed transactions caused by incorrect branch details.
• Required for adding beneficiaries in internet banking and mobile apps.
• Helps customer service quickly identify branch details when resolving transfer issues.
• Useful for cheque or deposit forms when other branch identifiers are missing.

Contact

Branch phone: 8102926354

Branch address: Jamua, Munger (Monghyr), 813221

Head office address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll free: 18001807777

FAQs

• Q: Can I use this IFSC for NEFT, RTGS and IMPS?

  A: Yes. Use PUNB0MBGB06 for NEFT, RTGS and IMPS transfers to the Jamua branch. Ensure account number and beneficiary name are correct before sending funds.

• Q: Where can I find the IFSC on physical bank documents?

  A: The IFSC appears on the cheque leaf, bank passbook, account statement, and often on the bank’s welcome letters. You can also confirm by calling the branch number 8102926354.

• Q: What happens if I enter a wrong IFSC?

  A: If IFSC and account number do not match, many banks reject the transfer and return the funds. If the IFSC points to a different branch but the account number exists there, funds may be credited to an unintended account — so always verify details. Contact your bank immediately if you suspect an error.

• Q: Has the IFSC changed because of a merger?

  A: Yes. After the merger with Punjab National Bank, this branch uses the consolidated IFSC PUNB0MBGB06. Old IFSCs from UBGB or DBGB have been revoked. Use only the new IFSC for transfers.

• Q: How long do transfers take?

  A: IMPS is instant (24×7). NEFT and RTGS are effectively real-time now as banks process 24×7, but actual credit times can depend on both banks’ processing and any bank-specific cutoffs. Keep the transaction reference and confirm with the beneficiary if credit is delayed.

Kriti Kumari

Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.