Bihar Gramin Bank Jasauli IFSC Code

Jasauli is a branch of Bihar Gramin Bank in the Muzaffarpur district of Bihar (Pincode 843360). If you need to send or receive money to this branch, the IFSC code is required. The IFSC identifies the bank and specific branch for electronic fund transfers such as NEFT, RTGS and IMPS. Using the correct IFSC ensures funds are routed quickly and accurately.

Branch Details

Merger Update

Important: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) were merged into a single entity under Punjab National Bank for electronic clearing purposes. All old UBGB and DBGB IFSC codes have been revoked. The single, valid IFSC now used for branches in this merged network is PUNB0MBGB06. Use only this IFSC for online transfers to avoid transaction failure or delays.

What is IFSC Code?

IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to uniquely identify bank branches in electronic payment systems in India. The structure is:

• First 4 characters: Bank identifier (for example, PUNB = Punjab National Bank).
• 5th character: Always a zero (0), reserved for future use.
• Last 6 characters: Branch identifier (for this branch: MBGB06).

Example breakdown for this branch: PUNB 0 MBGB06.

How to Use IFSC Code

• Step 1: Choose transfer type in your bank app or netbanking (NEFT, RTGS or IMPS).
• Step 2: Add a beneficiary if not already added. Enter beneficiary name and bank account number.
• Step 3: Enter the IFSC exactly as PUNB0MBGB06 and confirm the bank and branch details shown by the app.
• Step 4: Authorize the transfer using OTP or transaction password.
• Step 5: Note the transaction reference and expected settlement. IMPS is instant (24×7). NEFT and RTGS are normally available round-the-clock but check your bank’s cut-offs and any beneficiary activation waiting period.

Practical tips: Always copy the IFSC from a reliable source: cheque leaf, passbook, bank branch, or bank statement. When adding a new beneficiary some banks require a short waiting period (minutes to hours) before the first transfer is allowed — confirm this in your bank app.

Benefits of Knowing the IFSC

• Ensures accurate routing of electronic payments to the right branch.
• Speeds up transfers and reduces failed transactions.
• Required for NEFT, RTGS and IMPS transfers and for many online payment forms.
• Helps confirm branch identity when verifying bank details received from others.
• Simplifies reconciliation for businesses and payroll processing.

Contact

Branch phone no: 9297955358

Branch Address: Jasauli, MUZAFFARPUR, 843360

Head office address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll free no: 18001807777

FAQs

• Q: How do I confirm this IFSC before making a transfer?
  A: Check the IFSC on the cheque leaf or bank passbook. You can also call the branch at 9297955358 to verify. For merged banks, use the officially communicated IFSC PUNB0MBGB06.
• Q: What happens if I enter the wrong IFSC code?
  A: If the IFSC does not match the account details, the transaction will usually fail and funds will be returned to the sender’s account. If the IFSC matches another live branch and the account number exists, the funds may route incorrectly; contact your bank immediately to resolve it.
• Q: Are old UBGB or DBGB IFSCs still valid after the merger?
  A: No. Old UBGB and DBGB IFSC codes have been revoked. After the merger, transactions must use the single IFSC PUNB0MBGB06.
• Q: Which transfer method should I use: NEFT, RTGS or IMPS?
  A: Use IMPS for instant small-to-medium transfers (available 24×7). NEFT is suitable for regular transfers of any amount and is widely used. RTGS is intended for high-value transactions. Check your bank for exact thresholds and charges.
• Q: What is the difference between IFSC and MICR codes?
  A: IFSC (11 characters) is used for electronic funds transfer routing. MICR (typically 9 digits) is used primarily by the banking system for cheque clearing and is printed on cheque leaves.

Kriti Kumari

Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.