Bihar Gramin Bank JETHIAN IFSC Code

This article provides essential information about the Indian Financial System Code (IFSC) for the Bihar Gramin Bank’s JETHIAN branch. This branch is located in JETHIAN, Gaya district, in the state of Bihar. The IFSC code is crucial for anyone looking to make digital fund transfers, such as through National Electronic Funds Transfer (NEFT), Real Time Gross Settlement (RTGS), or Immediate Payment Service (IMPS). It acts as a unique identifier for each bank branch, ensuring your money reaches the correct recipient quickly and securely.

Here are the detailed specifics for the Bihar Gramin Bank, JETHIAN branch:

Branch Details Table

Bank Name	Bihar Gramin Bank
Branch Name	JETHIAN
IFSC Code	PUNB0MBGB06
MICR Code	800811002
Branch Code	7235
Branch Address	JETHIAN, Gaya, 805111
Contact Number	9771464235
City	Gaya
District	Gaya
Pincode	805111
State	Bihar

Merger Update

The banking landscape for Regional Rural Banks (RRBs) has seen significant consolidation. While this specific branch is associated with Bihar Gramin Bank, its assigned IFSC code, PUNB0MBGB06, reflects a broader merger and operational framework under the sponsorship of Punjab National Bank (PNB). Specifically, the IFSC code PUNB0MBGB06 is the consolidated code for what is now Madhyanchal Gramin Bank, which was formed from the merger of Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB). These operations are now seamlessly integrated under Punjab National Bank’s sponsorship.

Therefore, for all financial transactions involving the JETHIAN branch, you must use PUNB0MBGB06. It is important to note that any older IFSC codes previously associated with UBGB, DBGB, or even older codes of Bihar Gramin Bank, are now officially revoked and are no longer valid for transactions. Always use the current, valid IFSC code to ensure your transfers are processed correctly.

What is an IFSC Code?

IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code that uniquely identifies every bank branch in India participating in the NEFT, RTGS, and IMPS systems. This code is crucial for electronic fund transfers, as it directs your money to the precise bank and branch you intend.

The 11 characters of an IFSC code are structured in a specific way:

• The first four characters represent the bank code. For instance, in PUNB0MBGB06, “PUNB” stands for Punjab National Bank, the sponsor bank in this consolidated structure.
• The fifth character is always a zero (0). This character is reserved for future use, such as for internal bank updates.
• The last six characters identify the specific branch of the bank. In PUNB0MBGB06, “MBGB06” uniquely identifies the JETHIAN branch within the consolidated bank system.

How to Use the IFSC Code

Using the IFSC code correctly is essential for any electronic fund transfer. Here’s how you’ll typically use it for NEFT, RTGS, or IMPS transactions, whether through online banking, a mobile app, or at a bank branch:

1. Gather Beneficiary Details: You will need the recipient’s full name, their bank account number, the type of account (savings, current, etc.), their bank’s name, and the specific IFSC code for their bank branch (in this case, PUNB0MBGB06 for Bihar Gramin Bank JETHIAN).
2. Initiate Transfer: Log in to your net banking portal or mobile banking app. Alternatively, fill out a NEFT/RTGS/IMPS form at your bank branch.
3. Select Transfer Type: Choose the desired transfer method (NEFT, RTGS, or IMPS) based on the amount and urgency of your transaction.
4. Enter IFSC Code: Input PUNB0MBGB06 into the designated field. The system will usually auto-populate the bank and branch name once a valid IFSC is entered, allowing you to cross-verify.
5. Enter Account Details: Carefully enter the beneficiary’s account number, confirm it, and add other required details like the transfer amount.
6. Confirm and Send: Review all the details, especially the account number and IFSC code, to ensure accuracy before confirming the transaction. A single incorrect digit can lead to funds being transferred to the wrong account.

Benefits of Knowing the IFSC Code

Knowing the correct IFSC code for your bank branch offers several practical advantages:

• Seamless Fund Transfers: It enables quick and hassle-free electronic fund transfers via NEFT, RTGS, and IMPS.
• Accuracy: The unique code ensures that your money is directed to the exact bank and branch, minimizing errors during transactions.
• Security: It adds a layer of security to digital payments, confirming the authenticity of the recipient’s branch.
• Nationwide Connectivity: Facilitates inter-bank and intra-bank transfers across India, making it easy to send or receive money from any part of the country.
• Mandatory for Digital Transactions: For most digital payment methods, the IFSC code is a mandatory field without which a transaction cannot be completed.
• Time-Saving: Speeds up the process compared to traditional methods like cheques, especially for urgent transfers.

Contact Information

For inquiries or assistance regarding Bihar Gramin Bank JETHIAN branch, you can use the following contact details:

• Branch Phone Number: 9771464235
• Branch Address: JETHIAN, Gaya, 805111, Bihar
• Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
• Toll-Free Number: 18001807777

Frequently Asked Questions (FAQs)

Q1: What is the IFSC code for Bihar Gramin Bank JETHIAN branch?
A1: The IFSC code for Bihar Gramin Bank, JETHIAN branch, is PUNB0MBGB06.

Q2: Is the old IFSC code for JETHIAN branch still valid?
A2: No, any older IFSC codes previously associated with this branch, including those from Uttar Bihar Gramin Bank (UBGB) or Dakshin Bihar Gramin Bank (DBGB) before their merger into Madhyanchal Gramin Bank, are now revoked. PUNB0MBGB06 is the only valid IFSC code for this branch under its current operational structure sponsored by Punjab National Bank.

Q3: Can I use this IFSC code for international money transfers?
A3: No, the IFSC code (Indian Financial System Code) is designed specifically for domestic electronic fund transfers within India. For international money transfers, you would typically need a SWIFT (Society for Worldwide Interbank Financial Telecommunication) code or BIC (Bank Identifier Code).

Q4: What is the MICR code for Bihar Gramin Bank JETHIAN branch?
A4: The MICR (Magnetic Ink Character Recognition) code for the JETHIAN branch is 800811002. This code is primarily used for processing cheques.

Q5: How can I find the IFSC code if I don’t have it readily available?
A5: You can find the IFSC code on your bank’s passbook, chequebook, or by visiting the official website of the Reserve Bank of India (RBI). Most bank websites and mobile banking apps also provide an IFSC search tool. Additionally, many reliable online financial portals offer IFSC code lookup services.