The Bihar Gramin Bank branch at KAHEN is located in Bhojpur district, Bihar (Pincode 802203). This branch serves local customers for deposits, withdrawals and electronic fund transfers. For online transfers using NEFT, RTGS or IMPS you must supply the correct IFSC code. The IFSC uniquely identifies the bank and branch and routes money safely between banks during electronic transfers.
Branch Details
| Bank Name | Bihar Gramin Bank |
| Branch Name | KAHEN |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 6915 |
| Branch Address | KAHEN, Bhojpur, 802203, 7091596915 |
| Contact Number | 7091596915 |
| City | Bhojpur |
| District | Bhojpur |
| Reason | ARA |
| Pincode | 802203 |
| State | Bihar |
Merger update
Note: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been merged under Punjab National Bank for banking operations in the region. The consolidated branches now use the single IFSC code PUNB0MBGB06 for electronic transfers. Old UBGB and DBGB IFSC codes have been revoked and are no longer valid for NEFT/RTGS/IMPS. Always use the current IFSC PUNB0MBGB06 when sending funds to this branch.
What is IFSC code?
The Indian Financial System Code (IFSC) is an 11-character alphanumeric code that identifies a bank branch in electronic fund transfers. The structure is:
- First 4 characters = Bank code (letters). Example: PUNB = Punjab National Bank.
- 5th character = Always ‘0’ (reserved).
- Last 6 characters = Branch code (letters or numbers). Example: MBGB06 in PUNB0MBGB06.
How to use IFSC code for NEFT, RTGS and IMPS
- Open your bank’s netbanking, mobile app or visit a branch.
- Select transfer type: NEFT, RTGS or IMPS. (IMPS is instant; RTGS is typically for higher value; NEFT is available for most amounts.)
- Choose “Add beneficiary” or “New payee.”
- Enter beneficiary name, account number and the IFSC code: PUNB0MBGB06.
- Provide bank name (Bihar Gramin Bank / Punjab National Bank as required by your interface) and branch (KAHEN, Bhojpur).
- Enter amount, purpose and any remarks required.
- Confirm details and authenticate using OTP or your bank’s approval method.
- For NEFT/RTGS, note any cut-off times or settlement rules your bank mentions. IMPS works 24×7 in most banks and posts immediately.
Benefits of knowing the correct IFSC
- Ensures funds reach the intended branch and account without delay.
- Reduces risk of failed transactions and chargebacks.
- Needed when adding beneficiaries for repeat transfers.
- Required for online forms, tax payments and utility payments tied to bank branches.
- Helps bank staff verify and route inward returns or corrections quickly.
Contact
Branch phone no: 7091596915
Branch Address: KAHEN, Bhojpur, 802203, 7091596915
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll free no: 18001807777
FAQs
Q: Can I use the old UBGB or DBGB IFSC for transfers?
A: No. Old UBGB and DBGB IFSC codes have been revoked after the merger. Use the current IFSC PUNB0MBGB06 for transfers to this branch.
Q: What happens if I enter the wrong IFSC but correct account number?
A: Most payment systems route payments by IFSC and account number together. If the IFSC does not match the account details, the transfer may fail or be returned. Always confirm both the IFSC and account number before confirming a transaction.
Q: Is IFSC the same as MICR?
A: No. IFSC is for electronic transfers. MICR (Magnetic Ink Character Recognition) is a 9-digit code used primarily to speed up cheque processing. Example here: MICR 800811002.
Q: Can I transfer money using only account number and name?
A: Not reliably. Most online systems require the IFSC and account number. Some UPI or mobile payment methods use VPA (virtual payment address) or registered mobile numbers instead, but for NEFT/RTGS/IMPS you should provide IFSC.
Q: How can I verify the IFSC before sending money?
A: Verify the IFSC from a bank-provided source: account statement, cheque leaf, bank branch, or the contact details above. When in doubt, call the branch at 7091596915 or the bank toll-free number 18001807777 to confirm.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.