The Bihar Gramin Bank branch at Kamtaul is located in Kamtaul village, Muzaffarpur district, Bihar (pincode 843118). This page gives the branch details and the IFSC code used for electronic fund transfers. The IFSC code is required for NEFT, RTGS and IMPS transfers. It tells the sending bank which bank and which branch should receive the funds, so entering the correct IFSC prevents failed or misdirected transactions.
Branch Details Table
| Bank Name | Bihar Gramin Bank |
| Branch Name | Kamtaul |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 100107 |
| Branch Address | Kamtaul, MUZAFFARPUR, 843118, 9297955361 |
| Contact Number | 9297955361 |
| City | MUZAFFARPUR |
| District | MUZAFFARPUR |
| Reason | MUZAFFARPUR |
| Pincode | 843118 |
| State | Bihar |
Merger Update
Important: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been merged into a single entity and operate under Punjab National Bank systems for electronic transfers. The consolidated IFSC code now in use for this branch is PUNB0MBGB06. All old UBGB and DBGB IFSC codes have been revoked. For NEFT, RTGS or IMPS transactions you must use the new IFSC PUNB0MBGB06; older IFSC codes will not work.
What is IFSC Code?
The IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify bank branches in electronic payments. The structure is:
- First 4 characters: Bank identifier. Example: PUNB = Punjab National Bank.
- 5th character: Always 0 (reserved).
- Last 6 characters: Branch identifier. Example: in PUNB0MBGB06, the last six (MBGB06) identify the Kamtaul branch in the consolidated coding.
Note: The numeric Branch Code (100107) is an internal branch number and is not the same format as the last six characters of the IFSC, which can be alphanumeric.
How to Use IFSC Code
- Open your bank’s netbanking portal or mobile app and log in.
- Choose the transfer method: NEFT, RTGS or IMPS. (IMPS is instant and available 24×7; NEFT is available round the clock; RTGS is for high-value transfers—typically for transactions above Rs 2 lakh.)
- Add a new beneficiary. Enter the beneficiary name, account number and the IFSC PUNB0MBGB06. Verify branch name and city (Kamtaul, Muzaffarpur).
- Save the beneficiary and complete any bank verification (OTP or activation window usually applies).
- Once beneficiary is active, initiate the transfer. Select NEFT/RTGS/IMPS, enter the amount and confirm.
- Keep the transaction reference or UTR for tracking. If a transfer fails, contact your bank support with the UTR and beneficiary details.
Benefits of Knowing the IFSC
- Ensures accurate routing of electronic payments (NEFT, RTGS, IMPS).
- Prevents delays and failed transfers due to incorrect branch identification.
- Makes it easy to add beneficiaries in internet or mobile banking.
- Needed for online fund receipts, salary credits, and vendor payments.
- Useful when reconciling payments using UTR and MICR details.
Contact
Branch phone no: 9297955361
Branch Address: Kamtaul, MUZAFFARPUR, 843118
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll free no: 18001807777
FAQs
- Q: What is the IFSC code for Bihar Gramin Bank, Kamtaul?
A: The IFSC is PUNB0MBGB06.
- Q: Can I use the old UBGB or DBGB IFSC codes for transfers?
A: No. Old UBGB/DBGB IFSC codes have been revoked after the merger. Use only PUNB0MBGB06 for transactions.
- Q: Which transfers use the IFSC?
A: IFSC is required for NEFT, RTGS and IMPS. Enter it when adding a beneficiary for any of these services.
- Q: What is the MICR code 800811002 used for?
A: MICR (Magnetic Ink Character Recognition) code helps with cheque processing and clearing. Use it if you need to issue or reconcile cheques with this branch.
- Q: What should I do if I enter a wrong IFSC while initiating a transfer?
A: Contact your bank immediately with the transaction reference or UTR. If the transfer is still pending, the bank may be able to stop or correct it. If it has been credited to the wrong account, the receiving bank must reverse it—this can take time and may require written requests.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.