Bihar Gramin Bank Kanhauli IFSC Code

The Bihar Gramin Bank branch in Kanhauli, located in the Vaishali district of Bihar, serves as a crucial point for banking services for the local community. When you need to send or receive money electronically, especially for transactions like NEFT, RTGS, or IMPS, knowing the correct Indian Financial System Code (IFSC) for this specific branch is essential. This unique code ensures your funds are transferred accurately and securely to the intended recipient’s bank account.

Branch Details

Here are the key details for the Bihar Gramin Bank, Kanhauli branch:

Bank Name	Bihar Gramin Bank
Branch Name	Kanhauli
IFSC Code	PUNB0MBGB06
MICR Code	800811002
Branch Code	100027
Branch Address	Kanhauli, VAISHALI, 844122
Contact Number	9297955002
City	VAISHALI
District	VAISHALI
Reason	HAJIPUR
Pincode	844122
State	Bihar

Merger Update

Bihar Gramin Bank was formed through the merger of two regional rural banks: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB). This merger brought all branches under a unified structure. As a result, all branches of Bihar Gramin Bank now operate under a single, standardized IFSC code: PUNB0MBGB06. This code is sponsored by Punjab National Bank (PNB), which provides the technical and operational support for the bank’s electronic transactions. It is important to note that any old IFSC codes previously associated with Uttar Bihar Gramin Bank or Dakshin Bihar Gramin Bank are no longer valid for fund transfers. For any electronic transaction with a Bihar Gramin Bank branch, only the new code, PUNB0MBGB06, should be used.

What is an IFSC Code?

IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code that uniquely identifies every bank branch in India participating in electronic funds transfers. This code is crucial for ensuring that money is sent to the correct bank and specific branch. The structure of the IFSC code is standardized:

• The first four characters represent the bank’s name. For Bihar Gramin Bank, the code starts with PUNB, which identifies Punjab National Bank as its sponsor.
• The fifth character is always a zero (0). This character is reserved for future use.
• The last six characters uniquely identify the specific branch. For the Kanhauli branch, these characters are MBGB06.

How to Use an IFSC Code

When you need to send money using electronic payment systems like NEFT (National Electronic Funds Transfer), RTGS (Real Time Gross Settlement), or IMPS (Immediate Payment Service), the IFSC code plays a vital role. Here’s how you typically use it:

1. Gather Recipient Details: You will need the recipient’s bank name, their specific branch name, their account number, and the account holder’s name.
2. Provide the IFSC Code: In your banking application or physical transfer form, you will be prompted to enter the IFSC code for the recipient’s branch. For Bihar Gramin Bank, Kanhauli, you would enter PUNB0MBGB06.
3. Verify Details: Before confirming the transaction, always double-check all the details, especially the account number and IFSC code, to prevent errors.
4. Confirm Transfer: Once confirmed, the funds will be transferred electronically to the recipient’s account.

The IFSC code acts as a unique address for the bank branch, guiding the electronic system to the correct destination for your funds.

Benefits of Knowing the IFSC Code

Having the correct IFSC code handy offers several advantages:

• Accurate Fund Transfers: It ensures that your money reaches the exact intended branch and account, reducing the risk of errors.
• Faster Transactions: IFSC codes are integral to electronic payment systems, enabling quick and efficient money transfers.
• Secure Payments: By uniquely identifying branches, the code adds a layer of security, confirming the validity of the destination.
• Enables Digital Banking: It is a mandatory requirement for online banking services, mobile banking apps, and UPI transactions.
• No Branch Visits Needed: Knowing the IFSC allows you to perform transactions from anywhere, without needing to visit a physical bank branch.

Contact Information

If you need to get in touch with Bihar Gramin Bank for any queries related to the Kanhauli branch or other services, here are the contact details:

• Kanhauli Branch Phone Number: 9297955002
• Kanhauli Branch Address: Kanhauli, VAISHALI, 844122
• Bihar Gramin Bank Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
• Toll-Free Number: 18001807777

Frequently Asked Questions

Here are some common questions about IFSC codes and Bihar Gramin Bank:

Q1: What does IFSC stand for?
A1: IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to identify specific bank branches for electronic fund transfers.

Q2: Is the Bihar Gramin Bank Kanhauli IFSC code valid for all types of electronic transfers?
A2: Yes, the IFSC code PUNB0MBGB06 is valid and required for all major electronic fund transfer systems, including NEFT, RTGS, and IMPS, when sending money to or from the Bihar Gramin Bank, Kanhauli branch.

Q3: What happens if I use an old IFSC code for a Bihar Gramin Bank transaction?
A3: If you use an old IFSC code that belonged to Uttar Bihar Gramin Bank (UBGB) or Dakshin Bihar Gramin Bank (DBGB) before their merger, your transaction will likely fail. It’s crucial to always use the new unified code, PUNB0MBGB06, for all Bihar Gramin Bank branches.

Q4: Can I find the IFSC code on my bank passbook or cheque book?
A4: Yes, the IFSC code for your specific branch is usually printed on the first page of your bank passbook and on the top left corner of cheque leaves issued by the bank.

Q5: Why does Bihar Gramin Bank’s IFSC code start with “PUNB” instead of “BGB”?
A5: Bihar Gramin Bank is a Regional Rural Bank (RRB) sponsored by Punjab National Bank (PNB). The first four characters of an RRB’s IFSC code typically reflect its sponsor bank. Hence, the code starts with “PUNB” to indicate its association with Punjab National Bank.