Kanhauli is a bank branch located in Sitamarhi district of Bihar. For anyone sending or receiving money to this branch, the IFSC code is essential. The IFSC (Indian Financial System Code) identifies the bank and branch for electronic fund transfers such as NEFT, RTGS and IMPS. Using the correct IFSC ensures the transfer routes to the right branch and avoids delays or failures.
Branch Details Table
| Bank Name | Bihar Gramin Bank |
| Branch Name | Kanhauli |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 100065 |
| Branch Address | Kanhauli, SITAMARHI, 0, 9297954753 |
| Contact Number | 9297954753 |
| City | SITAMARHI |
| District | SITAMARHI |
| Reason | SITAMARHI |
| Pincode | 0 |
| State | Bihar |
Merger Update
Note: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been merged under the sponsorship of Punjab National Bank. After the merger, all branches use the single IFSC code PUNB0MBGB06 (Punjab National Bank format) for electronic transactions. Old UBGB and DBGB IFSC codes have been revoked. Use only the new IFSC PUNB0MBGB06 when making NEFT, RTGS or IMPS transfers to this branch.
What is IFSC Code?
The IFSC (Indian Financial System Code) is an 11-character alphanumeric code that uniquely identifies a bank branch for electronic payments.
- First 4 characters: Bank identifier. Example: PUNB = Punjab National Bank.
- 5th character: Always 0 (reserved for future use).
- Last 6 characters: Branch identifier (alphanumeric). Example: MBGB06 in PUNB0MBGB06 identifies the specific branch.
How to Use IFSC Code
- Open your bank’s netbanking portal, mobile app, or visit the branch for an offline transfer.
- Select transfer type: NEFT, RTGS or IMPS. (IMPS is instant and available 24×7; NEFT and RTGS follow bank/netbanking rules.)
- Add a beneficiary by entering beneficiary name, account number and IFSC PUNB0MBGB06. Verify the branch name shown by the app before confirming.
- Enter the transfer amount and any remarks. For RTGS, note your bank’s high-value transfer rules; for IMPS check the per-transaction limits set by your bank.
- Confirm and authenticate the transaction (OTP/TPIN). Keep the transaction reference for tracking.
- If a transfer fails or is returned, contact the sending bank and the receiving branch at 9297954753 with the transaction reference.
Benefits of Knowing the IFSC
- Ensures funds are routed to the correct bank branch without delay.
- Required to add beneficiaries for NEFT, RTGS and IMPS—prevents failed transfers.
- Helps customer service and reconciliation when tracking transfer issues.
- Reduces the risk of misdirected funds and the time to correct them.
- Useful for automatic payments and receiving electronic credits from employers, government and other institutions.
Contact
Branch Phone: 9297954753
Branch Address: Kanhauli, SITAMARHI, 0, 9297954753
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll Free No: 18001807777
FAQs
Q: Can I use an old UBGB or DBGB IFSC for transfers?
A: No. After the merger, old UBGB/DBGB IFSC codes are revoked. Use the new IFSC PUNB0MBGB06 for all transactions to this branch.
Q: Is IFSC case-sensitive?
A: No. IFSC is not case-sensitive. Entering PUNB0MBGB06 or punb0mbgb06 yields the same result. Still, copy exactly as provided to avoid typos.
Q: What is the difference between IFSC and MICR?
A: IFSC identifies the bank branch for electronic transfers (NEFT/RTGS/IMPS). MICR (Magnetic Ink Character Recognition) code is used primarily for cheque clearing. Both are useful but serve different purposes.
Q: What happens if I enter the wrong IFSC?
A: If IFSC does not match the account details, the transfer may be returned or routed to a wrong branch. The sending bank will try to validate the beneficiary. If a wrong IFSC leads to a successful credit to another account, reversal requires cooperation between the banks and can take time. Always verify IFSC before confirming.
Q: How do I verify the IFSC before sending money?
A: Confirm the IFSC from the beneficiary’s bank statement, cheque leaf, the branch (phone 9297954753), or the sponsoring bank’s official channels. For this branch use PUNB0MBGB06.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.