Bihar Gramin Bank KATEYA IFSC Code

KATEYA is a branch of Bihar Gramin Bank located in Bhojpur district of Bihar (PIN 802152). For anyone sending or receiving money to this branch, the correct IFSC code is essential. The IFSC identifies the bank and branch for electronic fund transfers (NEFT, RTGS, IMPS). Using the right IFSC ensures the payment routes to the exact branch and avoids delays or reversals.

Branch Details

Merger Update

Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been consolidated and their operations now run under Punjab National Bank’s routing. The single valid IFSC for affected branches, including those that previously used UBGB or DBGB codes, is PUNB0MBGB06. Old UBGB IFSC codes have been revoked. Do not use the old UBGB codes for fund transfers — they will be rejected or returned. Always use the new IFSC PUNB0MBGB06 for NEFT, RTGS and IMPS to KATEYA / related merged branches.

What is IFSC Code?

IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used by RBI and banks to route electronic payments. The structure is fixed:

• First 4 characters — bank identifier (example: PUNB for Punjab National Bank).
• 5th character — reserved and always 0.
• Last 6 characters — branch identifier (alphanumeric, unique to branch; example: MBGB06 in PUNB0MBGB06).

How to Use IFSC Code (NEFT, RTGS, IMPS)

• Open your bank’s net banking, mobile app or visit a branch transfer form.
• Choose the transfer type: NEFT, RTGS or IMPS. (NEFT and IMPS suit most retail transfers; RTGS is used for high-value urgent transfers where applicable.)
• Enter beneficiary name and account number exactly as provided by the recipient.
• Enter the IFSC: PUNB0MBGB06 for Bihar Gramin Bank, KATEYA branch.
• Verify MICR only if the transfer or bank form requests it: 800811002 (used mainly for cheque processing).
• Double-check the IFSC and account number before confirming. A single wrong character can route or block the payment.
• Save or note the transaction reference number. If the transfer fails, this number is needed to trace and reconcile the payment.

Benefits of Knowing the IFSC

• Ensures accurate routing to the correct branch and account.
• Prevents fund delays, reversals and additional bank queries.
• Required for online transfers (NEFT, RTGS, IMPS) and many bank forms.
• Helps customer service trace transactions quickly with a unique branch code.
• Useful when filling payee details for salary, vendor payments or utility payments tied to a branch account.

Contact

Branch phone: 7070196998
Branch address: KATEYA, Bhojpur, 802152
Head office address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll free: 18001807777

FAQs

• Q: Is PUNB0MBGB06 the only code I should use for KATEYA branch?
  A: Yes. Use PUNB0MBGB06. Old UBGB or DBGB IFSCs for merged branches are revoked and should not be used.
• Q: Where can I find the IFSC on a cheque?
  A: The IFSC usually appears on the top of the cheque leaf near the bank name or at the bottom left. If not printed, confirm with the branch.
• Q: What if I enter a wrong IFSC but correct account number?
  A: Bank systems match both IFSC and account number. A wrong IFSC can cause rejection or pick the wrong branch. Contact your bank immediately with the transaction reference for correction or reversal.
• Q: Is MICR the same as IFSC?
  A: No. IFSC routes electronic transfers. MICR (here 800811002) is a 9-digit code used mainly for cheque clearing and processing.
• Q: How do I confirm this IFSC before sending funds?
  A: Confirm the IFSC from the beneficiary’s bank communication, a printed cheque leaf, or by calling the branch at 7070196998. When in doubt, verify with the head office toll free number 18001807777.

Kriti Kumari

Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.