The Bihar Gramin Bank Kathaiya branch is located in Kathaiya, Muzaffarpur, Bihar (PIN 843143). This branch serves local residents and businesses for deposits, withdrawals, and transfers. For electronic fund transfers such as NEFT, RTGS, and IMPS, the IFSC code is required. The IFSC uniquely identifies the bank and branch in the electronic payment network. Entering the correct IFSC ensures funds route to the intended account and reduces delays or failed transfers.
Branch Details
| Bank Name | Bihar Gramin Bank |
| Branch Name | Kathaiya |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 100120 |
| Branch Address | Kathaiya, MUZAFFARPUR, 843143, 9297955364 |
| Contact Number | 9297955364 |
| City | MUZAFFARPUR |
| District | MUZAFFARPUR |
| Reason | MUZAFFARPUR |
| Pincode | 843143 |
| State | Bihar |
Merger Update
Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) were merged under Punjab National Bank. After the merger, both banks now use a single IFSC code: PUNB0MBGB06. Old UBGB and DBGB IFSC codes have been revoked. Only the new IFSC code PUNB0MBGB06 is valid for NEFT, RTGS, and IMPS transfers. Always use the updated IFSC to avoid failed or returned transactions.
What is IFSC Code?
The IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify bank branches in electronic fund transfers.
- First 4 characters — bank identifier (example: PUNB = Punjab National Bank).
- 5th character — reserved and is typically 0.
- Last 6 characters — branch identifier (example: MBGB06 identifies the specific branch module).
Example: PUNB0MBGB06 breaks down as PUNB (bank) + 0 + MBGB06 (branch).
How to Use IFSC Code
- Open your bank’s netbanking site or mobile app. Choose the option to add a beneficiary or payee.
- Enter the beneficiary name, account number, and the IFSC PUNB0MBGB06. Double-check spelling and digits.
- Select the transfer type: NEFT, RTGS, or IMPS. Pick the method based on urgency and amount.
- Confirm the beneficiary details. The system may validate the IFSC against the branch name. If mismatch appears, re-check details or call the branch.
- Initiate the transfer and note the transaction reference number. Keep it until confirmation.
- For inward transfers to this branch, give the sender the exact IFSC and full account number.
Notes:
- IMPS is instant and available 24×7 for retail payments.
- NEFT and RTGS timings depend on the provider; many banks now support 24×7 NEFT and RTGS. Check with your bank if timing matters.
- RTGS is typically used for larger, time-sensitive transfers while NEFT suits routine transfers.
Benefits of Knowing the IFSC
- Accurate routing of funds to the exact branch and account.
- Faster processing and fewer returned or failed transfers.
- Required for adding beneficiaries in netbanking and apps.
- Useful when issuing or depositing cheques that require branch identification.
- Helps customer support trace transactions quickly using IFSC and branch code.
Contact
Branch Phone: 9297955364
Branch Address: Kathaiya, MUZAFFARPUR, 843143
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll Free: 18001807777
FAQs
Q: Is PUNB0MBGB06 the correct IFSC for Bihar Gramin Bank Kathaiya?
A: Yes. The valid IFSC for the Kathaiya branch is PUNB0MBGB06. Use this for NEFT, RTGS, and IMPS transfers.
Q: What happens if I enter the wrong IFSC?
A: If the IFSC does not match the beneficiary bank, the transaction may fail or be returned. If it routes to a wrong branch but correct account number, funds may still go to the intended account only if the bank’s routing allows it. Always verify IFSC and account number before sending.
Q: How can I verify the IFSC before making a transfer?
A: Verify on the cheque leaf or passbook, call the branch at 9297955364, or use official bank channels. After the UBGB/DBGB merger, do not rely on old IFSC codes; use PUNB0MBGB06.
Q: Can I use this IFSC for inward remittances from other banks or apps?
A: Yes. Provide the sender with the exact IFSC PUNB0MBGB06, account number, account holder name, and branch address to ensure smooth crediting.
Q: Are old UBGB or DBGB IFSC codes still valid?
A: No. Old UBGB and DBGB IFSC codes have been revoked following the merger. Only the new IFSC PUNB0MBGB06 is valid for transactions.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.