Bihar Gramin Bank KATWADIA IFSC Code

KATWADIA branch is located in Gaya district of Bihar (PIN 824232). This page covers the Bihar Gramin Bank KATWADIA IFSC and related branch details. The IFSC (Indian Financial System Code) is required to route electronic fund transfers such as NEFT, RTGS and IMPS. Using the correct IFSC ensures the payment reaches the right bank and branch without delays or returns.

Branch Details

Merger Update

Note: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been merged into a consolidated arrangement under Punjab National Bank. The consolidated IFSC in this region is PUNB0MBGB06. Old UBGB and DBGB IFSC codes have been revoked and are no longer valid for fund transfers. Always use the new IFSC PUNB0MBGB06 when sending money to accounts that moved to Punjab National Bank’s system.

What is IFSC Code?

The IFSC is an 11-character alphanumeric code used to identify bank branches in electronic payment systems. Its structure:

• First 4 characters: Bank identifier (for example, PUNB = Punjab National Bank).
• 5th character: Always 0 (reserved).
• Last 6 characters: Branch identifier (alphanumeric). For PUNB0MBGB06, MBGB06 identifies the specific branch entry in the bank’s system.

How to Use IFSC Code (NEFT, RTGS, IMPS)

• Log in to your bank’s internet or mobile banking, or visit the branch/ATM interface for transfers.
• Choose the transfer type: NEFT, RTGS or IMPS. (IMPS is immediate and available 24×7; NEFT and RTGS are also available round-the-clock in most banks.)
• Add beneficiary / payee. Enter the beneficiary name, account number and the IFSC PUNB0MBGB06 exactly as shown.
• Verify the IFSC and account number. Confirm the beneficiary or wait for the bank’s beneficiary activation period if applicable.
• Initiate the transfer and note the transaction reference or UTR number for tracking.
• If a transfer fails or funds are not credited, contact your bank with the UTR/reference number and the beneficiary branch contact (see Contact section below).

Benefits of Knowing the IFSC

• Ensures accurate routing of funds to the correct bank branch.
• Speeds up electronic transfers and reduces failed transactions.
• Required when adding beneficiaries for online transfers.
• Helps customer service and dispute resolution by providing a precise identifier.
• Distinguishes between branches with similar names in the same city or district.

Contact

Branch phone no: 9771464240

Branch Address: KATWADIA, Gaya, 824232

Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll free no: 18001807777

FAQs

• Q: What is the IFSC for Bihar Gramin Bank KATWADIA branch?
  A: The IFSC is PUNB0MBGB06.
• Q: Is this IFSC valid after the merger of regional gramin banks?
  A: Yes. Following consolidation under Punjab National Bank, PUNB0MBGB06 is the valid IFSC. Old UBGB/DBGB IFSC codes have been revoked and should not be used.
• Q: What is the MICR code used for?
  A: The MICR code 800811002 is used for cheque clearing through the magnetic ink character recognition system. It is different from IFSC and primarily applies to paper cheque processing.
• Q: My transfer shows debited but not credited. What should I do?
  A: Keep the transaction reference (UTR). Contact your remitting bank first and provide the UTR, amount and beneficiary details. Also call the beneficiary branch at 9771464240. The bank will open an investigation and revert with status. For IMPS, credits are usually instant; for NEFT/RTGS timelines vary but are traceable with UTR.
• Q: Is IFSC case-sensitive and can I type it in lowercase?
  A: IFSC is not case-sensitive. However, always copy it correctly to avoid entry errors. Mistyped IFSC or account number can lead to delay or return of funds.

Kriti Kumari

Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.