Bihar Gramin Bank KESATH IFSC Code

Bihar Gramin Bank, KESATH branch is located in Kesath village, Buxar district, Bihar — PIN 802125. This branch serves retail and rural customers in and around Buxar. For electronic fund transfers such as NEFT, RTGS and IMPS you must use the correct IFSC code. The IFSC identifies the bank and its exact branch. Using the right IFSC ensures money is routed quickly and safely to the intended account.

Branch Details

Bank Name	Bihar Gramin Bank
Branch Name	KESATH
IFSC Code	PUNB0MBGB06
MICR Code	800811002
Branch Code	7052
Branch Address	KESATH, Buxar, 802125, 9771464052
Contact Number	9771464052
City	Buxar
District	Buxar
Reason	BHABHUA
Pincode	802125
State	Bihar

Merger Update

Bihar Gramin Bank’s operations at this branch use the IFSC code PUNB0MBGB06, issued under Punjab National Bank (PNB). If this branch was earlier part of Uttar Bihar Gramin Bank (UBGB) or Dakshin Bihar Gramin Bank (DBGB), note that those regional gramin banks have been consolidated and now operate under the single IFSC PUNB0MBGB06. Old UBGB/DBGB IFSC codes have been revoked. For all NEFT/RTGS/IMPS transactions use only the new IFSC PUNB0MBGB06.

What is an IFSC Code?

IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to route electronic payments.

• First 4 characters = bank code. Example: PUNB = Punjab National Bank.
• 5th character = always zero (reserved for future use).
• Last 6 characters = branch identifier. Example: MBGB06 identifies the specific KESATH branch under the sponsor bank.

How to Use IFSC Code

• Open your bank’s netbanking app or mobile banking app.
• Choose payment type: NEFT, RTGS or IMPS. (Use RTGS for high-value immediate transfers; NEFT for bulk/standard transfers; IMPS for instant 24×7 transfers.)
• Enter beneficiary name and account number exactly as provided by the recipient.
• Enter IFSC code: PUNB0MBGB06. Double-check characters — a single wrong letter or digit redirects the payment.
• Provide branch details if required (KESATH, Buxar, Bihar — PIN 802125). Many apps do not require branch address, only IFSC and account number.
• Confirm amount and submit. Note the transaction reference number and keep it until beneficiary confirms receipt.

Benefits of Knowing the IFSC

• Accurate routing: Ensures funds reach the exact branch and account.
• Faster settlements: Reduces processing delays and failed transfers.
• Required for all electronic transfers: NEFT, RTGS, IMPS and many mobile wallets/bank mandates.
• Useful for standing instructions and automated credit (salaries, pensions, subsidies).
• Aids reconciliation: Banks use IFSC + account number for tracking and resolving issues.

Contact

Branch phone: 9771464052

Branch address: KESATH, Buxar, 802125

Head office address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll free no: 18001807777

FAQs

Q: Can I use PUNB0MBGB06 for inward RTGS and NEFT?
A: Yes. PUNB0MBGB06 is the valid IFSC for the KESATH branch for NEFT, RTGS and IMPS. Use it for inward electronic transfers.

Q: What happens if I use an old UBGB/DBGB IFSC?
A: Old UBGB/DBGB IFSCs have been revoked. Payments may fail or be returned. Always confirm and use the updated IFSC: PUNB0MBGB06.

Q: Do I need the MICR code for electronic transfers?
A: No. MICR (800811002) is primarily for cheque clearing. For NEFT/RTGS/IMPS you need the IFSC and the beneficiary account number.

Q: How can I confirm the beneficiary’s account details?
A: Ask the beneficiary to provide the account number, account type, branch name (KESATH), IFSC PUNB0MBGB06 and a contact number. Small test transfers (₹1 or ₹10) are a safe way to verify before sending larger sums.

Q: Who do I contact for transaction failures or mismatches?
A: First contact the branch at 9771464052. If unresolved, call the toll-free number 18001807777 or visit the head office at SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030.