Bihar Gramin Bank KHAIRA BIND IFSC Code

Bihar Gramin Bank — KHAIRA BIND branch is located in Aurangabad district of Bihar (PIN 824101). The IFSC code shown here is used for electronic fund transfers such as NEFT, RTGS and IMPS. Knowing the correct IFSC helps route your payment to the exact bank and branch. Entering the right IFSC and account details speeds up transfers and avoids failed or delayed payments.

Branch Details

Bank Name	Bihar Gramin Bank
Branch Name	KHAIRA BIND
IFSC Code	PUNB0MBGB06
MICR Code	800811002
Branch Code	6935
Branch Address	KHAIRA BIND, Aurangabad, 824101, 7091596935
Contact Number	7091596935
City	Aurangabad
District	Aurangabad
Reason	AURANGABAD
Pincode	824101
State	Bihar

Merger Update

Note on regional rural bank consolidation: The regional rural banks Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been consolidated into a single operating arrangement under Punjab National Bank for the purposes of IFSC assignment. The KHAIRA BIND branch uses the single IFSC PUNB0MBGB06 under Punjab National Bank. Old UBGB or DBGB IFSC codes have been revoked and are no longer valid for electronic transactions. Use only the new IFSC shown above for NEFT, RTGS and IMPS transfers.

What is IFSC Code?

The IFSC (Indian Financial System Code) is an 11-character code used to identify bank branches in electronic payments. Its structure is:

• First 4 characters: Bank identifier. Example: PUNB = Punjab National Bank.
• 5th character: Always the number 0 (reserved).
• Last 6 characters: Branch identifier. Example: MBGB06 identifies the specific branch code segment.

So PUNB0MBGB06 splits as PUNB | 0 | MBGB06.

How to Use IFSC Code

Use the IFSC when you set up or process an electronic fund transfer:

• Open your bank’s online portal or mobile app and choose NEFT, RTGS or IMPS as required.
• Select “Add Beneficiary” (or “New Payee”).
• Enter beneficiary name, account number and the IFSC code PUNB0MBGB06. Double-check each digit and letter.
• Save the beneficiary. The bank may perform a small verification or require OTP confirmation.
• To transfer, choose the saved beneficiary, enter the amount and reason, and confirm using your bank’s authentication (OTP, token or MPIN).
• Check the transfer status. If details mismatch, the transaction may be rejected or returned by the receiving bank.

Benefits of Knowing the IFSC

• Ensures the payment reaches the correct bank branch without manual routing.
• Speeds up NEFT/RTGS/IMPS transfers and reduces delays.
• Reduces chances of failed transactions and the need for bank intervention.
• Required for adding beneficiaries in internet and mobile banking.
• Helps customer support identify and trace transactions quickly.

Contact

Branch phone: 7091596935

Branch address: KHAIRA BIND, Aurangabad, 824101, 7091596935

Head office address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll free number: 18001807777

FAQs

Q: Is PUNB0MBGB06 the only IFSC I should use for this branch?
A: Yes. Use only PUNB0MBGB06 for electronic transfers to this branch. Previous IFSC codes associated with UBGB or DBGB are revoked after consolidation.

Q: What happens if I enter the wrong IFSC?
A: If the IFSC does not match the beneficiary bank and branch, the transaction is likely to be rejected or returned, causing delay. In some cases automated validation prevents submission. Always verify both IFSC and account number.

Q: Are IFSC codes case-sensitive?
A: No. Most systems accept IFSC in upper or lower case, but it is standard to enter them in uppercase (for example, PUNB0MBGB06).

Q: How can I confirm this IFSC before sending money?
A: Confirm with the beneficiary, check the branch passbook or ask the branch using the phone number above. Banks’ official communications or printed cheques also display the IFSC.

Q: If a bank has merged, can old IFSCs still be used for a short time?
A: After formal revocation, old IFSCs are not valid. Banks typically provide a transition period and notify customers, but the safest practice is to use the new IFSC immediately once announced.