Bihar Gramin Bank Khajurihat IFSC Code

Khajurihat is a town in the Araria district of Bihar. The local Bihar Gramin Bank branch serves nearby villages and residents with essential banking services. The IFSC code is important for electronic fund transfers, including NEFT, RTGS, and IMPS. It identifies the bank and the specific branch, helping ensure money goes to the right place.

Branch Details

Merger Update

This listing shows the Khajurihat branch with IFSC code PUNB0MBGB06 under Punjab National Bank. The UBGB and DBGB banks were merged into Punjab National Bank, and a single IFSC code was adopted for the merged network. Old UBGB and DBGB IFSC codes have been revoked and are no longer valid for transactions.

What is IFSC Code?

IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code. The structure is:

• The first 4 characters identify the bank (example: PUNB for Punjab National Bank).
• The 5th character is always 0 (zero).
• The last 6 characters identify the specific branch (example: MBGB06 for Khajurihat).

For Bihar Gramin Bank Khajurihat, the code PUNB0MBGB06 indicates a Punjab National Bank system with the Khajurihat branch in Araria.

How to Use IFSC Code

1. Open the transfer form in your bank app or website.
2. Enter the beneficiary’s name, account number, and the IFSC code PUNB0MBGB06.
3. Select the transfer type: NEFT, RTGS, or IMPS.
4. Enter the amount and a transfer remark if needed.
5. Confirm the beneficiary details and authorize the transfer.
6. Save the beneficiary for future transfers, if you wish.

Benefits

• Allows electronic transfers to the correct bank and branch.
• Helps reduce errors in funds routing for NEFT, RTGS, and IMPS.
• Needed when adding a beneficiary in online or mobile banking.
• Essential for tracking transfer status and timing expectations.

Contact

Branch Phone: 9297954373

Branch Address: Khajurihat, ARARIA, 854334, 9297954373

Head Office: SHRI VISHNU COMMERCIAL COMPLEX ASOCHAK, PATNA-800030, BIHAR

Toll Free: 18001807777

FAQs

1. What does IFSC stand for?

Indian Financial System Code. It uniquely identifies a bank branch for electronic transfers.

2. How do I find the IFSC for Bihar Gramin Bank Khajurihat?

The IFSC is PUNB0MBGB06, listed for the Khajurihat branch in Araria, Bihar.

3. Can I use the IFSC code for all NEFT/RTGS/IMPS transfers?

Yes. The correct IFSC ensures funds reach the right bank and branch. Some transfers may require additional beneficiary details.

4. How long do NEFT and RTGS transfers take?

NEFT typically settles in batches (often within 1–2 hours to a few hours during business days). RTGS is real-time for large-value transfers but may depend on bank processing times.

5. What if I enter an incorrect IFSC?

Transfers may fail or reach the wrong account. Double-check the IFSC and beneficiary details before submitting.

Kriti Kumari

Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.