Bihar Gramin Bank Khalifabagh IFSC Code

Bihar Gramin Bank Khalifabagh IFSC Code

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The Bihar Gramin Bank branch at Khalifabagh is located in Bhagalpur district, Bihar (PIN 812001). This branch serves local residents and businesses for deposits, withdrawals, and electronic transfers. For sending or receiving funds via NEFT, RTGS or IMPS you must use the correct IFSC code. The IFSC uniquely identifies the bank and branch in the electronic payment system and ensures funds route to the right account without delays or reversals.

Branch Details

Bank Name Bihar Gramin Bank
Branch Name Khalifabagh
IFSC Code PUNB0MBGB06
MICR Code 800811002
Branch Code 3633
Branch Address Khalifabagh, Bhagalpur, 812001, 7061741224
Contact Number 7061741224
City Bhagalpur
District Bhagalpur
Reason BHAGALPUR
Pincode 812001
State Bihar

Merger Update

Important: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) were consolidated under the sponsor bank, Punjab National Bank, and now operate under the single identity of Bihar Gramin Bank for electronic transfers. The consolidated IFSC in use for this branch is PUNB0MBGB06. Old IFSC codes that belonged to UBGB (and legacy DBGB codes where applicable) have been revoked. For NEFT/RTGS/IMPS transfers, use only the new IFSC PUNB0MBGB06 to avoid failed or returned transactions.

What is IFSC Code?

The IFSC (Indian Financial System Code) is an 11-character alpha-numeric code used to identify bank branches in electronic payment systems.

  • First 4 characters identify the bank. Example: PUNB stands for Punjab National Bank.
  • 5th character is always 0 (reserved for future use).
  • Last 6 characters identify the specific branch. In PUNB0MBGB06, MBGB06 is the branch identifier.

How to Use IFSC Code

  • Get the correct IFSC for the beneficiary branch. For Khalifabagh branch use PUNB0MBGB06.
  • Open your bank’s transfer option (NEFT, RTGS or IMPS) in netbanking, mobile app or branch form.
  • Select transfer type: NEFT for routine transfers, RTGS for high-value urgent transfers, IMPS for immediate 24×7 retail transfers.
  • Enter beneficiary name, account number and the IFSC exactly as provided. Even one wrong character can misroute the fund.
  • Verify the beneficiary details shown by your bank before confirming. If your bank shows branch or city mismatch, pause and re-confirm.
  • Consider a small test transfer for a new beneficiary before sending a large sum.
  • Save the beneficiary in your bank profile for repeat transfers only after you confirm the first successful transfer.

Benefits of Knowing the IFSC

  • Ensures funds reach the correct branch and account without manual intervention.
  • Speeds up electronic transfers (NEFT, RTGS, IMPS) and reduces failed transactions.
  • Required for online forms, UPI bank mapping and automated payouts.
  • Helps you verify beneficiary details when you see the branch name and MICR code.
  • Useful for reconciling bank statements and cross-checking payment receipts.

Contact

Branch Phone: 7061741224

Branch Address: Khalifabagh, Bhagalpur, 812001

Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll Free: 18001807777

FAQs

  • Q: Can I use an old UBGB IFSC for transfers to this branch?

    A: No. Old UBGB IFSC codes have been revoked after consolidation. Use only the current IFSC PUNB0MBGB06 for successful NEFT/RTGS/IMPS transfers.

  • Q: Where can I verify the IFSC before sending money?

    A: Verify IFSC on a cheque leaf, bank passbook, the branch contact you have (7061741224), or by confirming with the branch or bank toll-free number (18001807777) before initiating the transfer.

  • Q: What is the difference between IFSC and MICR?

    A: IFSC routes electronic transfers and is 11 characters (e.g., PUNB0MBGB06). MICR (e.g., 800811002) is used mainly for cheque clearing and is a 9-digit code printed on cheques.

  • Q: My online transfer failed citing “invalid IFSC.” What should I do?

    A: Re-check the IFSC for typos. If you used an obsolete UBGB/DBGB IFSC, replace it with PUNB0MBGB06. If the code is correct, contact your bank and the beneficiary branch (7061741224) to investigate.

  • Q: Can the IFSC for this branch change again?

    A: IFSC changes are rare and occur when banks reorganize or change sponsor banks. If an IFSC changes, banks notify customers. Always verify IFSC before large transfers and save transaction confirmations for records.

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