Bihar Gramin Bank Khaparia IFSC Code

Bihar Gramin Bank Khaparia IFSC Code

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The Khaparia branch of Bihar Gramin Bank is located in Khaparia village, Jamui district, Bihar (PIN 811314). For electronic fund transfers using NEFT, RTGS or IMPS you must use the correct IFSC. The IFSC uniquely routes the payment to this branch during online and bank-to-bank transfers. Using the wrong IFSC can delay the transfer or cause rejection.

Bihar Gramin Bank Khaparia IFSC Code

Bank Name Bihar Gramin Bank
Branch Name Khaparia
IFSC Code PUNB0MBGB06
MICR Code 800811002
Branch Code 3413
Branch Address Khaparia, Jamui, 811314, 8102918616
Contact Number 8102918616
City Jamui
District Jamui
Reason JAMUI
Pincode 811314
State Bihar

Merger Update

Important: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been merged under Punjab National Bank sponsorship. All branches now operate using the single IFSC code PUNB0MBGB06 for fund transfers. Old UBGB and DBGB IFSC codes are revoked. Only the new IFSC (PUNB0MBGB06) should be used for NEFT, RTGS and IMPS transactions to this branch.

What is IFSC Code?

The IFSC (Indian Financial System Code) is an 11-character code used to identify bank branches for electronic payments. Its structure is fixed:

  • First 4 characters: Bank identifier. Example: PUNB = Punjab National Bank.
  • 5th character: Always 0 (reserved).
  • Last 6 characters: Branch identifier. Example in this IFSC: MBGB06.

So, for PUNB0MBGB06: PUNB = bank, 0 = reserved, MBGB06 = specific Khaparia branch code.

How to Use IFSC Code

Follow these steps when making NEFT, RTGS or IMPS transfers from your bank app or internet banking:

  • Choose the transfer type: NEFT, RTGS or IMPS depending on amount and urgency.
  • Add a new beneficiary. Enter the beneficiary name exactly as on their account.
  • Enter the beneficiary account number and the IFSC: PUNB0MBGB06.
  • Provide bank name and branch (Bihar Gramin Bank, Khaparia) if requested.
  • Save and verify the beneficiary. Many banks require OTP or in-branch validation.
  • Initiate the transfer. Confirm details and authenticate (OTP / transaction PIN).
  • Keep transaction reference and check beneficiary account for credit. If transfer fails, contact the branch using the number below.

Notes: IMPS is immediate and available 24×7. NEFT is effectively available round-the-clock. RTGS is for high-value transfers; most banks set a lower limit (commonly ₹2,00,000) for RTGS usage—confirm with your bank.

Benefits of Knowing the IFSC

  • Ensures funds reach the correct branch and account quickly.
  • Required for online transfers and many payment forms.
  • Reduces chances of failed or misrouted transactions.
  • Useful for receiving salary, vendor payments and government transfers.
  • Makes bulk or automated payments accurate when using payroll or accounting software.

Contact

Branch Phone: 8102918616

Branch Address: Khaparia, Jamui, 811314

Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll-free: 18001807777

FAQs

Q: Can I use an old UBGB or DBGB IFSC for transfers to this branch?
A: No. Old UBGB and DBGB IFSC codes are revoked. Use only PUNB0MBGB06 for transactions to this branch.

Q: What details do I need besides the IFSC to send money?
A: You need the beneficiary’s exact name and account number. Bank and branch help, but IFSC is the key routing code.

Q: My transfer failed. Could it be because of a wrong IFSC?
A: Yes. An incorrect IFSC can cause rejection or delay. Re-check the IFSC and account number. Contact the branch at 8102918616 if unsure.

Q: Is IFSC case-sensitive?
A: No. IFSC is not case-sensitive, but entering it exactly as provided avoids errors: PUNB0MBGB06.

Q: How fast are NEFT, RTGS and IMPS transfers?
A: IMPS is immediate and available 24×7. NEFT is effectively available round-the-clock and usually completes quickly. RTGS is for high-value urgent transfers; processing is immediate after authorization. Check with your bank for exact cut-offs and limits.

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