The Bihar Gramin Bank KHUDWAN branch is located in Khudwan village, Aurangabad district, Bihar (PIN 802301). This IFSC code is used to route electronic payments to this specific branch. For fund transfers over NEFT, RTGS and IMPS you must provide the correct IFSC and account number so the payment reaches the right branch and account without delay.
Branch Details Table
| Bank Name | Bihar Gramin Bank |
| Branch Name | KHUDWAN |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 7555 |
| Branch Address | KHUDWAN, Aurangabad, 802301, 7541807555 |
| Contact Number | 7541807555 |
| City | Aurangabad |
| District | Aurangabad |
| Reason | AURANGABAD |
| Pincode | 802301 |
| State | Bihar |
Merger Update
Important: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been reorganized under Punjab National Bank’s sponsored operations. These merged operations now use the single IFSC PUNB0MBGB06 for the combined branches. Old UBGB and DBGB IFSC codes have been revoked. For any electronic transaction to or from this branch you must use the new IFSC PUNB0MBGB06. Transactions attempted with retired IFSC codes will fail or be returned.
What is IFSC Code?
The IFSC (Indian Financial System Code) is an 11-character alphanumeric code. It helps electronic systems route fund transfers to a specific bank branch.
- First 4 characters — identify the bank. Example: PUNB = Punjab National Bank.
- 5th character — is reserved and is always 0.
- Last 6 characters — identify the specific branch. In PUNB0MBGB06, MBGB06 is the branch identifier used by the bank.
How to Use IFSC Code
- Get the correct IFSC and the beneficiary account number. Verify spelling of the beneficiary name.
- Open your bank’s netbanking portal or mobile app, or visit the branch.
- Choose the transfer type: NEFT, RTGS or IMPS. (IMPS is immediate and usually available 24×7. NEFT is settled in batches. RTGS is used for higher-value real-time transfers.)
- Select “Add beneficiary” and enter the beneficiary name, account number and IFSC (PUNB0MBGB06 for KHUDWAN branch).
- Confirm the added beneficiary as per your bank’s security process (OTP, in‑app approval, etc.).
- Initiate the transfer. Note any bank-specific cut-off times for NEFT or RTGS if using those services during business hours.
- Keep the transaction reference/UTR for tracking or dispute resolution.
Tip: Verify IFSC from a printed source — cheque leaf, passbook, branch notice, or the bank — before adding a new beneficiary. Do not rely solely on a third-party website unless verified.
Benefits of Knowing the IFSC
- Makes electronic transfers accurate and fast.
- Prevents delays and returned payments caused by incorrect routing.
- Required to add beneficiaries in netbanking and mobile apps.
- Helps customer service quickly locate the receiving branch during queries.
- Useful for automated payroll, vendor payments and recurring transfers.
Contact
Branch Phone No: 7541807555
Branch Address: KHUDWAN, Aurangabad, 802301
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll Free No: 18001807777
FAQs
Q: Can I use any older UBGB or DBGB IFSC to transfer funds to this branch?
A: No. Old UBGB and DBGB IFSC codes have been revoked. Use the current IFSC PUNB0MBGB06 for transactions to this branch.
Q: What happens if I enter a wrong IFSC but correct account number?
A: The transfer may fail or be routed incorrectly. Most systems validate IFSC against bank data. If the IFSC points to a different branch, the payment could be credited to the wrong account. Always verify both IFSC and account number.
Q: Which transfer method should I choose — NEFT, RTGS or IMPS?
A: Use IMPS for instant small-value transfers anytime. NEFT works well for normal transfers and is batch-settled. RTGS is meant for large-value transfers and is settled in real time. Choose based on urgency and amount.
Q: Where can I verify the IFSC for Bihar Gramin Bank KHUDWAN branch?
A: Verify on the bank’s printed cheque leaf, passbook, the branch in person, or by calling the branch number 7541807555 or the bank’s toll-free line 18001807777.
Q: Is the branch MICR code important for electronic transfers?
A: MICR (800811002) is mainly used for cheque processing. For NEFT/RTGS/IMPS you must use the IFSC. MICR is useful for clearing physical cheques and for some back-office reconciliation.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.