Bihar Gramin Bank Kiyajori IFSC Code

Kiyajori is a branch of Bihar Gramin Bank located in Jamui district of Bihar. The branch serves retail and rural customers in and around Kiyajori (Pin code 811303). For electronic fund transfers such as NEFT, RTGS and IMPS you must use the correct IFSC code to direct money to this exact branch. The IFSC ensures the payment network identifies the bank and branch so funds reach the intended account quickly and securely.

Bihar Gramin Bank Kiyajori IFSC Code

Branch Details

Bank Name	Bihar Gramin Bank
Branch Name	Kiyajori
IFSC Code	PUNB0MBGB06
MICR Code	800811002
Branch Code	3419
Branch Address	Kiyajori, Jamui, 811303, 8102918622
Contact Number	8102918622
City	Jamui
District	Jamui
Reason	JAMUI
Pincode	811303
State	Bihar

Merger Update

Note: Several regional rural banks in Bihar were reorganised under Punjab National Bank. If a branch was earlier listed under Uttar Bihar Gramin Bank (UBGB) or Dakshin Bihar Gramin Bank (DBGB), both those entities have been merged into a single structure operating under Punjab National Bank. The consolidated IFSC for the merged units is PUNB0MBGB06. Old UBGB/DBGB IFSC codes issued earlier are revoked for fund transfers. Always use the new IFSC PUNB0MBGB06 for NEFT/RTGS/IMPS transactions related to the merged branches.

What is IFSC Code?

The IFSC (Indian Financial System Code) is an 11-character alphanumeric code. It identifies a specific bank branch in the RTGS/NEFT/IMPS payment system.

• First 4 characters — alphabetic bank code (example: PUNB = Punjab National Bank).
• 5th character — is always 0 (reserved for future use).
• Last 6 characters — branch identifier (alphanumeric). In this case: MBGB06.

How to Use IFSC Code (NEFT, RTGS, IMPS)

• Open your bank app or netbanking portal and go to the fund transfer or beneficiary section.
• Choose transfer type: NEFT, RTGS or IMPS.
• Add a beneficiary by entering: beneficiary name, account number, and IFSC PUNB0MBGB06.
• Verify all details and save the beneficiary. Many banks require OTP or in-branch verification to activate a new beneficiary.
• Initiate the transfer by selecting the saved beneficiary, entering amount and purpose, and authorising via OTP or transaction password.
• Check the confirmation and transaction reference number for tracking.

Practical notes:

• NEFT: no minimum; settlement is typically real-time now and available 24×7 on most systems. Banks may show batch or immediate processing depending on their setup.
• RTGS: used for high-value transfers (commonly ₹2,00,000 and above). RTGS services are available round the clock on most platforms but confirm your bank’s cut-off rules.
• IMPS: instant and available 24×7; best for small-value immediate payments from mobile banking.
• Always enter IFSC exactly as provided (use uppercase letters). A wrong IFSC can delay or misroute the payment.

Benefits of Knowing the IFSC

• Ensures transfers reach the correct branch and account quickly.
• Required for adding beneficiaries in netbanking and mobile apps.
• Reduces failed transactions and reversal delays.
• Helps customer service and reconciliation when tracking payments using transaction IDs and branch codes.
• Useful to confirm branch identity alongside MICR and branch code when verifying cheque processing or inward remittances.

Contact

Branch Phone: 8102918622
Branch Address: Kiyajori, Jamui, 811303
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll Free No: 18001807777

FAQs

• Q: What IFSC should I use to transfer money to Kiyajori branch?

  A: Use IFSC PUNB0MBGB06 for NEFT, RTGS and IMPS to the Kiyajori branch.

• Q: Can I use the MICR code instead of IFSC?

  A: No. MICR (800811002) is used for cheque clearing. For electronic transfers you must use the IFSC.

• Q: What happens if I enter the wrong IFSC?

  A: If the wrong IFSC corresponds to another valid branch, funds may go to the account number there. If the IFSC or account number do not match any valid combination, the transfer will usually fail and be reversed. Always double-check account number and IFSC before confirming.

• Q: Are old UBGB or DBGB IFSC codes still valid?

  A: No. IFSC codes issued earlier under UBGB or DBGB have been revoked after the merger. Use the consolidated code PUNB0MBGB06 for transactions.

• Q: How do I verify the IFSC before making a transfer?

  A: Confirm IFSC from a recent cheque leaf, bank passbook, account statement, or by calling the branch at 8102918622. For merged banks, use the official consolidated IFSC provided above.