Bihar Gramin Bank Konhwa More IFSC Code

Bihar Gramin Bank, Konhwa More branch is located at Konhwa More, Gopalganj, Bihar – PIN 841428. This branch serves retail and rural customers in Gopalganj district. For electronic fund transfers you must use the correct IFSC code. The IFSC identifies the bank and branch for NEFT, RTGS and IMPS transfers. Using the wrong IFSC can delay transactions or cause funds to be routed to the wrong branch.

Branch Details

Bank Name	Bihar Gramin Bank
Branch Name	Konhwa More
IFSC Code	PUNB0MBGB06
MICR Code	800811002
Branch Code	100921
Branch Address	Konhwa More, GOPALGANJ, 841428, 9297954541
Contact Number	9297954541
City	GOPALGANJ
District	GOPALGANJ
Reason	GOPALGANJ
Pincode	841428
State	Bihar

Merger Update

Important: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been merged into a single entity under Punjab National Bank for operational purposes. All former UBGB/DBGB branches now use the single IFSC code PUNB0MBGB06 under Punjab National Bank. Old UBGB or DBGB IFSC codes have been revoked. Only the new IFSC PUNB0MBGB06 is valid for NEFT, RTGS and IMPS transactions. Before initiating a transfer, confirm the IFSC shown by your beneficiary or the bank to avoid failed or delayed transfers.

What is an IFSC Code?

The Indian Financial System Code (IFSC) is an 11-character alphanumeric code that uniquely identifies a bank branch for electronic payments. Its structure is fixed:

• First 4 characters: Bank identifier (letters). Example: PUNB = Punjab National Bank.
• 5th character: Reserved and always ‘0’ (zero).
• Last 6 characters: Branch identifier (alphanumeric). Example: MBGB06 denotes the specific branch code portion.

How to Use IFSC Code for NEFT, RTGS and IMPS

• Open your bank’s netbanking, mobile banking app or visit a branch.
• Choose the transfer type: NEFT, RTGS or IMPS. (IMPS is instant anytime; NEFT works in batches; RTGS is for higher-value transfers — confirm your bank’s minimum limits.)
• Enter beneficiary name, account number and the IFSC code PUNB0MBGB06. Double-check spelling and digits.
• Verify the beneficiary details that the system displays after you enter IFSC and account number. Confirm the IFSC matches the beneficiary branch shown on screen.
• Enter amount and a remark. For RTGS, confirm you meet your bank’s minimum amount requirement for RTGS transactions.
• Authorize the transfer with OTP or transaction password. Save the transaction reference for tracking.
• If the IFSC is incorrect, the transfer may fail or be returned. If the account number is valid but IFSC mismatches, banks may reject or hold the payment; contact your bank for resolution.

Benefits of Knowing the IFSC

• Ensures funds route to the exact branch for NEFT/RTGS/IMPS transactions.
• Prevents failed transfers and delays due to incorrect branch identification.
• Required for adding beneficiaries in netbanking and mobile apps.
• Useful for verifying cheque leaves, bank forms and beneficiary details.
• Makes reconciliation easier for businesses and individuals (useful in bookkeeping).

Contact

Branch Phone: 9297954541

Branch Address: Konhwa More, GOPALGANJ, 841428

Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll Free No: 18001807777

FAQs

Q: Is PUNB0MBGB06 the correct IFSC for all transactions to this Konhwa More branch?
Yes. Use PUNB0MBGB06 for NEFT, RTGS and IMPS transfers to this branch. This is the active IFSC under Punjab National Bank after the merger of the regional gramin banks.

Q: I have an old UBGB IFSC code saved. Can I still use it?
No. Old UBGB IFSC codes have been revoked after the merger. Using an old code can cause failures. Update the beneficiary details to the new IFSC PUNB0MBGB06 before sending funds.

Q: How can I confirm IFSC before transferring?
Verify the IFSC on a recent cheque leaf, account passbook entry, or contact the branch phone number (9297954541). Your bank’s beneficiary validation step will also show the branch name; confirm it matches Konhwa More, Gopalganj.

Q: Is IFSC case-sensitive or format-sensitive?
IFSC is not case-sensitive, but it must be exact in characters and order. Enter the characters correctly; do not insert extra spaces.

Q: What happens if I enter the wrong IFSC but correct account number?
Banks use a combination of IFSC and account number to route payments. Some systems validate the account number against the IFSC and will reject mismatches. If the bank processes it despite a mismatch, funds can be routed incorrectly and recovery will require a formal trace and reconciliation through the banks involved. Contact your bank immediately if you suspect an error.