Bihar Gramin Bank Korlahiya IFSC Code

Bihar Gramin Bank, Korlahiya branch serves customers in Korlahiya village and nearby areas of Sitamarhi district in Bihar. For any electronic fund transfer—NEFT, RTGS or IMPS—you must provide the correct IFSC code. The IFSC routes the payment to the right bank and branch. A wrong or missing IFSC can delay the payment or cause it to fail.

Branch Details

Bank Name	Bihar Gramin Bank
Branch Name	Korlahiya
IFSC Code	PUNB0MBGB06
MICR Code	800811002
Branch Code	100127
Branch Address	Korlahiya, SITAMARHI, 0, 9297954755
Contact Number	9297954755
City	SITAMARHI
District	SITAMARHI
Reason	SITAMARHI
Pincode	0
State	Bihar

Merger Update

If a branch previously belonged to Uttar Bihar Gramin Bank (UBGB) or Dakshin Bihar Gramin Bank (DBGB), note the following change: both UBGB and DBGB have been merged and their branches now operate under Punjab National Bank for clearing purposes. The consolidated IFSC in use is PUNB0MBGB06. Old UBGB/DBGB IFSC codes have been revoked. For the Korlahiya branch, use only PUNB0MBGB06 when making NEFT, RTGS or IMPS transfers.

What is IFSC Code?

IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to identify bank branches in electronic payment systems.

• First 4 characters – bank code (letters). Example: PUNB = Punjab National Bank.
• 5th character – reserved and is always 0 (zero).
• Last 6 characters – branch code (alphanumeric). Example: in PUNB0MBGB06, the branch part is MBGB06.

How to Use IFSC Code

• Open your bank’s online banking or mobile app and go to “Add Beneficiary” or “New Payee”.
• Enter the beneficiary name, account number and the IFSC code exactly as PUNB0MBGB06 for this branch.
• The system usually auto-detects the bank and branch from the IFSC. Verify that it shows Bihar Gramin Bank / Korlahiya or Punjab National Bank mapping as prompted.
• Save the beneficiary and complete any OTP or verification steps required by your bank.
• Initiate the transfer using NEFT, RTGS or IMPS. Confirm the transfer details before authorizing.
• Keep transfer reference numbers and check the beneficiary account for credit. For large amounts, verify cut-off times and limits with your bank.

Benefits of Knowing the IFSC

• Ensures funds reach the correct branch quickly.
• Prevents failed transfers and bounced transactions.
• Makes adding beneficiaries faster—systems auto-fill bank/branch details.
• Required for online forms, salary mandates, and direct credits.
• Helps customer service identify transactions when you call the bank.

Contact

Branch phone no: 9297954755
Branch Address: Korlahiya, SITAMARHI, 0, 9297954755
Head office address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll free no: 18001807777

FAQs

Q: Can I use this IFSC for NEFT, RTGS and IMPS?
A: Yes. Use PUNB0MBGB06 for NEFT, RTGS and IMPS to route payments to the Korlahiya branch.

Q: What happens if I enter a wrong IFSC?
A: If the wrong IFSC points to a valid branch, the funds may credit the wrong account. If the IFSC is invalid, the transfer will typically fail and the amount will be returned to your account. Always verify the IFSC before sending money.

Q: Is IFSC the same as MICR?
A: No. IFSC identifies a bank branch for electronic transfers. MICR (Magnetic Ink Character Recognition) is used primarily for cheque processing. Both can be different for the same branch.

Q: Can I receive international transfers using IFSC?
A: No. International transfers use SWIFT/BIC codes. IFSC is for domestic electronic transfers within India. For incoming international remittances, ask the branch for the correct SWIFT code and correspondent bank details.

Q: How can I confirm this IFSC before a large transfer?
A: Call the branch at 9297954755 or the bank’s toll-free number 18001807777. Ask the branch to confirm the IFSC and branch details before sending high-value payments.