The Bihar Gramin Bank Lachhuar branch is located in Lachhuar village, Jamui district, Bihar (pincode 811315). This branch handles everyday banking services for residents and businesses in the area. For electronic fund transfers such as NEFT, RTGS and IMPS you must use the correct IFSC code. The IFSC uniquely identifies the bank and branch in the payments system and ensures funds reach the intended account without delay or return.
Branch Details
| Bank Name | Bihar Gramin Bank |
| Branch Name | Lachhuar |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 3405 |
| Branch Address | Lachhuar, Jamui, 811315, 8102918609 |
| Contact Number | 8102918609 |
| City | Jamui |
| District | Jamui |
| Reason | JAMUI |
| Pincode | 811315 |
| State | Bihar |
Merger Update
This Lachhuar branch now operates under the consolidated system following the reorganization of regional rural banks. Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) were consolidated, and the unified IFSC code for affected branches is PUNB0MBGB06 under Punjab National Bank. Old IFSC codes issued to UBGB or DBGB branches have been revoked. For any electronic fund transfer you must use the new IFSC PUNB0MBGB06; transactions sent to old UBGB/DBGB IFSCs will fail or be returned.
What is IFSC Code?
IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to identify banks and their branches for electronic payments in India.
- First 4 characters – alphabetic code for the bank (for example, PUNB = Punjab National Bank).
- 5th character – reserved and is always 0.
- Last 6 characters – alphanumeric branch identifier assigned by the bank (for example, MBGB06 identifies the Lachhuar branch in this IFSC: PUNB0MBGB06).
How to Use IFSC Code
Use the IFSC when you set up or authorize an electronic funds transfer. Follow these steps:
- Open your bank’s netbanking, mobile app, or visit the branch counter.
- Select transfer type: NEFT, RTGS or IMPS. (Choose RTGS for large-value transfers where available.)
- Enter beneficiary name and bank account number exactly as provided.
- Enter the IFSC code: PUNB0MBGB06 for Bihar Gramin Bank, Lachhuar branch.
- Confirm branch name and city shown by the app. This helps catch wrong IFSC entries.
- Enter amount and purpose, then verify details and approve the transaction with OTP or netbanking token.
- Save the transaction reference number. Check beneficiary credit status if the amount does not arrive within expected time.
Notes: NEFT is suitable for regular transfers and generally has no minimum. RTGS is aimed at high-value transfers (confirm current minimum limits with your bank). IMPS is instant and available 24×7 for smaller amounts up to the bank’s limit. Processing windows and limits can vary, so confirm with your bank if timing or amount is critical.
Benefits of Knowing the IFSC
- Ensures accurate routing of funds to the exact branch and account.
- Reduces failed transfers and delays caused by incorrect beneficiary details.
- Required for online forms, payroll credit, vendor payments, and tax transfers.
- Makes reconciliation easier: you can match incoming transfers to the correct branch by IFSC and MICR.
- Helps confirm branch identity when cross-checking name, city and account number before sending money.
Contact
Branch Phone: 8102918609
Branch Address: Lachhuar, Jamui, 811315
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll Free: 18001807777
FAQs
Q: Can I use this IFSC for NEFT, RTGS and IMPS?
A: Yes. Use PUNB0MBGB06 when instructed for NEFT, RTGS or IMPS to credit an account at Bihar Gramin Bank, Lachhuar branch.
Q: What happens if I enter a wrong IFSC?
A: If the IFSC does not match the account number and bank, the transfer may fail or be returned. Some systems validate IFSC against bank and branch name; always verify the beneficiary details before authorizing.
Q: Has the IFSC changed after the merger?
A: Yes. Following consolidation, old UBGB/DBGB IFSCs have been revoked. The valid IFSC for the consolidated branch is PUNB0MBGB06. Always confirm the current IFSC with the branch if you have older paperwork.
Q: Is IFSC case-sensitive?
A: No. Systems typically accept lowercase or uppercase, but IFSC is conventionally shown in uppercase (for example, PUNB0MBGB06).
Q: How can I verify this IFSC before sending large sums?
A: Verify by calling the branch at 8102918609, checking your bank passbook or bank statement for the branch IFSC, or asking the bank’s toll-free number 18001807777. Always confirm beneficiary account name and IFSC together.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.