Bihar Gramin Bank Lakhanpatti IFSC Code

Lakhanpatti is a village locality in Begusarai district of Bihar (PIN 848204). This page gives the key payment details for the Bihar Gramin Bank, Lakhanpatti branch. If you are sending or receiving money by NEFT, RTGS or IMPS you must use the correct IFSC code so the payment routes to this exact branch. A wrong IFSC can delay or return a transfer, so verify it before you initiate a transaction.

Branch Details

Merger Update

Bihar Gramin Bank branches previously under Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been merged into Punjab National Bank’s regional structure. All old UBGB/DBGB IFSC codes have been revoked. The Lakhanpatti branch now uses the single IFSC code PUNB0MBGB06 (under Punjab National Bank) for NEFT, RTGS and IMPS. Use only this IFSC for transactions; older codes will not work.

What is IFSC Code?

IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify bank branches for electronic payments. Its structure is:

• First 4 characters — bank identifier (example: PUNB = Punjab National Bank).
• 5th character — reserved and usually 0.
• Last 6 characters — branch identifier (can be numeric or alphanumeric).

Example: PUNB0MBGB06 breaks down as PUNB (bank) + 0 (reserved) + MBGB06 (branch code). The last six characters map to the specific Lakhanpatti branch within the bank’s system.

How to Use IFSC Code

Follow these steps when you make a transfer using NEFT, RTGS or IMPS from netbanking, mobile banking or at a branch:

1. Open the payment screen and choose the transfer type (NEFT / RTGS / IMPS). RTGS is for high-value immediate transfers; NEFT batches; IMPS is instant 24×7 for smaller amounts.
2. Enter beneficiary name and account number exactly as on their bank records.
3. Enter the IFSC code: PUNB0MBGB06. Double-check each character — IFSC is case-insensitive but accuracy matters for routing.
4. Enter amount and purpose/remarks if required.
5. Confirm beneficiary details and authorize the transaction with OTP or netbanking token.
6. Save or note the transaction reference number for tracking or to provide proof if needed.

If the payment fails or shows an “invalid IFSC” error, confirm the IFSC and beneficiary account number. For transfers from other banks, confirm whether the sending bank requires branch codes in a different format — but the standard IFSC above is the authoritative code for routing.

Benefits of Knowing the IFSC

• Ensures funds route correctly to the Lakhanpatti branch for NEFT, RTGS, IMPS.
• Reduces delays, returns and manual reconciliation by the bank.
• Enables quick setup of beneficiaries in netbanking and mobile apps.
• Needed for digital payments like payroll credit, vendor payments and online transfers.
• Helps support staff to track and resolve transfer issues using the correct branch code.

Contact

Branch phone: 8102918654
Branch address: Lakhanpatti, Begusarai, 848204
Head office address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll free: 18001807777

FAQs

• Q: Can I use an old UBGB or DBGB IFSC for transfers to Lakhanpatti?

  A: No. Old UBGB/DBGB IFSC codes have been revoked after the merger. Use PUNB0MBGB06 for all transfers.

• Q: Is IFSC case-sensitive?

  A: No. IFSC is not case-sensitive, but every character must be correct. Enter PUNB0MBGB06 exactly (letters and digits in the same order).

• Q: What if I enter the wrong IFSC but correct account number?

  A: Banks route primarily by IFSC plus account details. A mismatch can delay routing or lead to a rejection. Contact your bank immediately with transaction reference to resolve it.

• Q: Which transfer type should I use — NEFT, RTGS or IMPS?

  A: Use RTGS for high-value transactions (bank limits apply) when you need immediate settlement during RTGS hours. NEFT is suitable for routine transfers and now operates nearly 24×7 in most banks. IMPS is instant and available 24×7 for smaller amounts from mobile or internet banking.

• Q: How can I verify the IFSC before sending money?

  A: Verify the IFSC on a printed bank passbook entry, a cheque leaf (if provided by the bank), or by calling the branch number 8102918654 to confirm. Also verify beneficiary details before initiating the transfer.

Kriti Kumari

Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.