Bihar Gramin Bank Lamichaur IFSC Code

Bihar Gramin Bank Lamichaur IFSC Code

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The Bihar Gramin Bank branch at Lamichaur is located in Gopalganj district, Bihar (PIN 841426). Its IFSC code is required when you send or receive funds through NEFT, RTGS or IMPS. Using the correct IFSC ensures the transfer reaches the exact branch and reduces the risk of delay or returned transactions.

Branch Details

Bank Name Bihar Gramin Bank
Branch Name Lamichaur
IFSC Code PUNB0MBGB06
MICR Code 800811002
Branch Code 100508
Branch Address Lamichaur, GOPALGANJ, 841426, 9297954508
Contact Number 9297954508
City GOPALGANJ
District GOPALGANJ
Reason GOPALGANJ
Pincode 841426
State Bihar

Merger Update

Important: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been merged and now operate under Punjab National Bank for electronic payments. All old UBGB/DBGB IFSC codes have been revoked. The single valid IFSC for the merged entity/related branches is PUNB0MBGB06. Use only this IFSC for NEFT, RTGS and IMPS transactions. Transactions attempted with revoked IFSCs will fail or be returned.

What is an IFSC Code?

The Indian Financial System Code (IFSC) is an 11-character alphanumeric code used to route electronic payments to the correct bank and branch.

  • First 4 characters – identify the bank (example: PUNB = Punjab National Bank).
  • 5th character – is always 0 (reserved for future use).
  • Last 6 characters – identify the specific branch or logical unit (for example in PUNB0MBGB06, the last six characters point to the exact branch code within the bank’s routing system).

How to Use an IFSC Code (NEFT, RTGS, IMPS)

  • Open your bank’s netbanking portal, mobile app, or visit a branch counter.
  • Choose the transfer type: NEFT, RTGS (high-value), or IMPS (instant, mobile-friendly).
  • Add a new beneficiary: enter beneficiary name, account number, and the IFSC code PUNB0MBGB06. Select the bank and branch if required.
  • Verify the beneficiary details displayed by your bank. Confirm and complete any OTP or security step your bank requires.
  • Initiate the transfer for the required amount and note the transaction reference number.
  • For first-time beneficiaries, some banks impose a cooling period before transfers are allowed—check your bank’s rules.

Benefits of Knowing the IFSC

  • Ensures funds reach the exact branch and account without manual intervention.
  • Needed to add beneficiaries for NEFT/RTGS/IMPS in netbanking and mobile apps.
  • Reduces errors and failed transfers caused by incorrect bank/branch selection.
  • Useful for receiving direct credits like salaries, government payments, and refunds.
  • Makes reconciliation and tracking faster with the correct branch identifier.

Contact

Branch phone no: 9297954508

Branch Address: Lamichaur, GOPALGANJ, 841426

Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll free no: 18001807777

FAQs

  • Q: Can I use PUNB0MBGB06 for all transactions to Lamichaur branch?

    A: Yes. Use PUNB0MBGB06 for NEFT, RTGS and IMPS to route funds to the Lamichaur branch. This is the active IFSC after the merger integration.

  • Q: What happens if I enter the wrong IFSC?

    A: If the IFSC points to a different branch but the account number matches an existing account, the transfer may still succeed but could go to a different branch’s processing stream. If the IFSC is invalid, the transfer will usually fail and be returned. Always verify IFSC and account number before sending funds.

  • Q: How can I confirm the right IFSC?

    A: Confirm the IFSC from the beneficiary’s cheque leaf, passbook, the branch contact (9297954508), or your bank’s beneficiary validation screen. After the UBGB/DBGB merger, do not trust old UBGB/DBGB IFSCs—use PUNB0MBGB06.

  • Q: Is IMPS available for this branch?

    A: IMPS typically works if the bank and branch are enabled for immediate mobile transfers. Since the active IFSC is live under Punjab National Bank’s routing, IMPS should work. If a transfer fails, contact the branch or your bank.

  • Q: Are there transfer limits or charges I should know?

    A: Charges and limits depend on your bank, transfer method and amount. RTGS is intended for higher-value transfers and banks may apply specific fees. Check with your bank or refer to the toll-free number 18001807777 for policy details.

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