The Bihar Gramin Bank, Mahadeo Simaria branch is located in Mahadeo Simaria, Jamui district, Bihar (PIN 811315). This IFSC code page helps customers and senders confirm the correct code before making electronic fund transfers. An accurate IFSC is required for NEFT, RTGS and IMPS transfers so payments route to the correct bank and branch without delays or reversals.
Branch Details
| Bank Name | Bihar Gramin Bank |
| Branch Name | Mahadeo Simaria |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 3403 |
| Branch Address | Mahadeo Simaria, Jamui, 811315, 8102918606 |
| Contact Number | 8102918606 |
| City | Jamui |
| District | Jamui |
| Reason | JAMUI |
| Pincode | 811315 |
| State | Bihar |
Merger Update
Important: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been merged under the Punjab National Bank arrangement. These regional gramin banks now use a single IFSC code format under Punjab National Bank. The valid IFSC for this merged arrangement is PUNB0MBGB06. Old UBGB or DBGB IFSC codes have been revoked. For all NEFT/RTGS/IMPS transactions use only the new IFSC PUNB0MBGB06; older codes will be rejected or will not route funds correctly.
What is IFSC Code?
The Indian Financial System Code (IFSC) is an alphanumeric code that uniquely identifies a bank branch for electronic fund transfers. The structure has three parts:
- First 4 characters: Bank identifier. Example: PUNB = Punjab National Bank.
- 5th character: Always 0 (reserved for future use).
- Last 6 characters: Branch identifier (alphanumeric). Example: MBGB06 identifies the specific branch.
So, PUNB0MBGB06 breaks down as: PUNB | 0 | MBGB06.
How to Use IFSC Code
- Open your bank’s internet banking portal or mobile banking app, or visit the branch if you prefer.
- Select “Add Beneficiary” or “New Payee” in the transfers/payments section.
- Enter beneficiary name exactly as the bank account is held, and the correct account number.
- Enter the IFSC code: PUNB0MBGB06 for Bihar Gramin Bank Mahadeo Simaria branch.
- Choose transfer type: NEFT for routine transfers, RTGS for large-value immediate settlement, or IMPS for instant transfers from mobile/online (IMPS is 24×7).
- Enter amount and purpose. Confirm limits — RTGS is for high-value transfers, NEFT/IMPS have bank-specific daily limits.
- Confirm the beneficiary by completing authentication (OTP/secure token). After confirmation, initiate the transfer.
- Save the beneficiary details for future transfers. Always verify account number and IFSC before sending funds.
Notes:
- If you enter an invalid IFSC, the system will usually reject the transfer at the validation stage.
- If the IFSC is valid but the account number is incorrect, the money may go to an unintended account. Contact your bank immediately in such cases.
- Check cut-off and service availability with your bank. Most banks now support NEFT/RTGS/IMPS 24×7, but some internal processing times may vary.
Benefits of Knowing the IFSC
- Ensures funds route to the correct bank branch for NEFT, RTGS and IMPS.
- Makes adding beneficiaries faster and reduces errors.
- Required information for inward transfers and for some e‑mandates.
- Useful for reconciling payments and tracking transfer failures.
- Saves time at the branch and reduces customer support escalations.
Contact
Branch Phone: 8102918606
Branch Address: Mahadeo Simaria, Jamui, 811315
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll Free No: 18001807777
FAQs
Q: Where can I find the IFSC on my cheque leaf or passbook?
A: The IFSC is printed on the cheque leaf near the top right or on the branch page of your passbook. It is also on the bank’s official branch information panel.
Q: Is IFSC the same as MICR?
A: No. IFSC is for electronic transfers (NEFT/RTGS/IMPS). MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque clearance through the clearing system.
Q: What happens if I use an old UBGB/DBGB IFSC?
A: Old UBGB or DBGB IFSC codes have been revoked after the merger. Transactions using revoked codes will fail or be returned. Use the new IFSC PUNB0MBGB06 for successful routing.
Q: My transfer shows ‘credited to beneficiary bank’ but beneficiary did not receive it. What should I do?
A: Contact your bank with the transaction reference number. Provide date, amount, beneficiary account and IFSC. Your bank will trace the payment and initiate resolution with the receiving bank.
Q: Can I receive international transfers with an IFSC?
A: International wire transfers use SWIFT/BIC codes. However, once funds arrive in India, domestic routing to the branch may reference the IFSC. Provide both SWIFT (if required) and IFSC details as instructed by the remitting bank.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.