Bihar Gramin Bank Mahanth Maniyari IFSC Code

Bihar Gramin Bank, Mahanth Maniyari branch is in Mahanth Maniyari village, Muzaffarpur district, Bihar (PIN 843147). This branch serves local depositors and remitters in and around Muzaffarpur. For electronic fund transfers — NEFT, RTGS and IMPS — the IFSC code is essential. Banks and payment systems use the IFSC to route transactions to the correct bank and exact branch. Supplying the correct IFSC avoids failed transfers, delays, or funds being sent to the wrong branch.

Branch Details

Bank Name	Bihar Gramin Bank
Branch Name	Mahanth Maniyari
IFSC Code	PUNB0MBGB06
MICR Code	800811002
Branch Code	100017
Branch Address	Mahanth Maniyari, MUZAFFARPUR, 843147, 9297947109
Contact Number	9297947109
City	MUZAFFARPUR
District	MUZAFFARPUR
Reason	MUZAFFARPUR
Pincode	843147
State	Bihar

Merger Update

Both Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been consolidated and now operate under the single IFSC code PUNB0MBGB06 mapped to Punjab National Bank (PNB). If your account or beneficiary used an older UBGB or DBGB IFSC, those old IFSC codes have been revoked. For all NEFT, RTGS and IMPS transfers to this branch, use only PUNB0MBGB06. Transactions attempted using revoked IFSCs will fail or be returned.

What is IFSC Code?

IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to identify a bank and its specific branch in electronic payments.

Structure (11 characters):

• First 4 characters: Bank identifier (letters). Example: PUNB = Punjab National Bank.
• 5th character: Always zero (0). It is reserved for future use.
• Last 6 characters: Branch identifier (letters and/or digits). Example: MBGB06 in PUNB0MBGB06 points to the exact branch.

IFSC is different from MICR. MICR (Magnetic Ink Character Recognition) is a 9-digit code used mainly for cheque processing by clearing houses. IFSC is required for electronic transfers.

How to Use IFSC Code

Follow these steps when initiating NEFT, RTGS or IMPS transfers:

• Open your bank’s netbanking, mobile app, or visit branch transfer form.
• Choose the transfer type (NEFT, RTGS or IMPS) based on urgency and amount. IMPS is instant; NEFT and RTGS settle via bank/payment network rules.
• Enter beneficiary name exactly as on their bank account. Mismatched names may be flagged by the receiving bank.
• Enter account number and the IFSC code PUNB0MBGB06 for Bihar Gramin Bank, Mahanth Maniyari branch.
• Verify the MICR only if you are using cheque-based instructions; it is not required for IFSC-based electronic transfers.
• Confirm details, authorize the transaction (OTP / bank token), and keep the transaction reference for tracking.
• After submission, monitor the debit and confirm beneficiary account credit. If funds don’t arrive in expected time, contact your bank with the reference number.

Note: While NEFT and RTGS are processed by the RBI/NEFT clearing network, many banks offer 24×7 NEFT/RTGS. IMPS is immediate and available 24×7. Check with your bank for any outward cut-off times or charges.

Benefits of Knowing the IFSC

• Ensures funds are routed to the correct bank and branch.
• Prevents delays and failed transfers caused by wrong branch identification.
• Required for adding beneficiaries in netbanking/mobile apps.
• Useful when filling transfer forms, payroll disbursements or supplier payments.
• Helps reconcile transactions using the branch code portion of the IFSC.

Contact

Branch Phone No: 9297947109
Branch Address: Mahanth Maniyari, MUZAFFARPUR, 843147
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll free No: 18001807777

FAQs

1. How can I verify that PUNB0MBGB06 is the correct IFSC for a beneficiary?
Check the beneficiary’s cheque book or passbook — the IFSC is usually printed there. You can also confirm the branch name and city with the beneficiary and verify that the branch code portion (MBGB06) matches this branch. If the beneficiary’s bank statement or cheque shows a different IFSC, contact the beneficiary’s branch to confirm before transferring.

2. What happens if I enter the wrong IFSC?
If the IFSC is incorrect but still valid and points to another branch, funds may be routed to the wrong branch account number; in that case banks use the account number to credit the correct account if both match. If the IFSC does not exist or has been revoked, the transfer will typically fail and the amount will be reversed to your account. Always verify IFSC and account number together.

3. Are old UBGB or DBGB IFSC codes still usable?
No. UBGB and DBGB IFSC codes have been migrated to the single code PUNB0MBGB06 under Punjab National Bank. Old UBGB/DBGB IFSCs have been revoked. Use only PUNB0MBGB06 for transactions to this branch.

4. What is the difference between IFSC and MICR?
IFSC (11 characters) routes electronic transfers (NEFT/RTGS/IMPS). MICR (9 digits) is used for cheque clearing and is printed in magnetic ink on cheques. Both identify bank branches but serve different systems.

5. How long do transfers to this branch take?
IMPS is immediate and typically completes within seconds. NEFT and RTGS timing depends on the originating and destination banks and the payment system’s settlement rules; many banks now offer 24×7 NEFT/RTGS. If the transfer doesn’t reflect, use your transaction reference and contact your bank or the branch at 9297947109.