Bihar Gramin Bank Mahathawa IFSC Code

Bihar Gramin Bank Mahathawa IFSC Code

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Mahathawa is a branch of Bihar Gramin Bank located in Mahathawa village, Araria district, Bihar (PIN 854334). The branch serves local residents and small businesses in and around Araria. For electronic fund transfers like NEFT, RTGS, and IMPS, the IFSC code is essential. It uniquely identifies the bank and branch so funds route correctly and quickly between banks.

Branch Details

  • Bank Name – Bihar Gramin Bank
  • Branch Name – Mahathawa
  • IFSC Code – PUNB0MBGB06
  • MICR Code – 800811002
  • Branch Code – 100783
  • Branch Address – Mahathawa, ARARIA, 854334, 9297954378
  • Contact Number – 9297954378
  • City – ARARIA
  • District – ARARIA
  • Reason – ARARIA
  • Pincode – 854334
  • State – Bihar

Merger Update

  • Bank consolidation: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been consolidated under a single arrangement supported by Punjab National Bank (PNB).
  • IFSC change: The combined operations now use the single IFSC code PUNB0MBGB06 under Punjab National Bank for electronic transfers.
  • Important: Any old IFSC codes issued to UBGB or DBGB branches have been revoked. Only the new IFSC code PUNB0MBGB06 is valid for NEFT, RTGS and IMPS transactions for these merged branches.

What is IFSC Code?

  • The IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to route electronic payments in India.
  • Structure:
    • First 4 characters = bank code (example: PUNB = Punjab National Bank).
    • 5th character = reserved and is always 0.
    • Last 6 characters = branch identifier (example: MBGB06 identifies the Mahathawa branch in this code).
  • Example: PUNB0MBGB06 breaks down as PUNB | 0 | MBGB06.

How to Use IFSC Code

  1. Open your bank’s netbanking or mobile app and choose fund transfer (NEFT / RTGS / IMPS).
  2. Enter the beneficiary name exactly as on their account.
  3. Enter the beneficiary account number without spaces or special characters.
  4. Enter the IFSC code PUNB0MBGB06 for the Bihar Gramin Bank, Mahathawa branch.
  5. Choose transfer type:
    • IMPS: for instant transfers (usually 24×7) for small to medium amounts.
    • NEFT: batch-based; used for most routine transfers.
    • RTGS: for large-value, real-time transfers (minimum limits may apply).
  6. Verify details on the confirmation screen and authorize the transfer (OTP or token as required).
  7. Keep the transaction reference number until the beneficiary confirms receipt.

Benefits of Knowing the IFSC

  • Ensures funds reach the correct branch and account quickly.
  • Required for all electronic transfers (NEFT, RTGS, IMPS).
  • Helps avoid failed transfers and delays caused by incorrect routing.
  • Useful when receiving payments from employers, government, or online platforms.
  • Needed to add beneficiaries in internet banking or mobile banking apps.

Contact

  • Branch phone no – 9297954378
  • Branch Address – Mahathawa, ARARIA, 854334
  • Head Office Address – SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
  • Toll free no – 18001807777

FAQs

  • Q: Can I use an old UBGB or DBGB IFSC for transfers to Mahathawa?

    No. Old UBGB and DBGB IFSC codes have been revoked after the merger. Use the single valid IFSC PUNB0MBGB06 for transactions.

  • Q: Is this IFSC valid for IMPS transfers 24×7?

    Yes. If the receiving bank supports IMPS, using IFSC PUNB0MBGB06 will route IMPS transfers. IMPS is generally available 24×7, subject to bank policies.

  • Q: What if I enter the wrong IFSC but correct account number?

    If the IFSC points to a different branch, the system may route the payment incorrectly or reject it. Always verify both IFSC and account number before confirming the transfer.

  • Q: How can I verify the IFSC before making a transfer?

    Confirm the IFSC from the beneficiary’s bank passbook, cheque leaf, or by calling the branch at 9297954378. Use the head office toll-free number 18001807777 for further confirmation.

  • Q: Are there limits on NEFT, RTGS, or IMPS for this branch?

    Transaction limits depend on your bank and the transfer method. RTGS is intended for high-value transfers and has a minimum amount threshold; IMPS and NEFT limits vary by bank. Check with your remitting bank for exact limits and charges.

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