Bihar Gramin Bank Maheshpur IFSC Code

This article provides details about the Bihar Gramin Bank’s Maheshpur branch, located in Supaul, Bihar. Knowing the correct Indian Financial System Code (IFSC) for this branch is essential for various electronic fund transfers, including National Electronic Funds Transfer (NEFT), Real Time Gross Settlement (RTGS), and Immediate Payment Service (IMPS). This unique code ensures that your money reaches the correct recipient account quickly and securely.

Branch Details

Bank Name	Bihar Gramin Bank
Branch Name	Maheshpur
IFSC Code	PUNB0MBGB06
MICR Code	800811002
Branch Code	100746
Branch Address	Maheshpur, SUPAUL, 852216, 9297954254
Contact Number	9297954254
City	SUPAUL
District	SUPAUL
Reason	SAHARSA
Pincode	852216
State	Bihar

Merger Update

The Bihar Gramin Bank, including its Maheshpur branch, is a result of the merger between Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB). This unified entity now operates under the sponsorship of Punjab National Bank (PNB). Consequently, all branches of Bihar Gramin Bank, including Maheshpur, now use a standardized IFSC code beginning with “PUNB”. The old IFSC codes previously used by UBGB or DBGB branches have been revoked and are no longer valid for transactions. It is crucial to use only the new IFSC code, PUNB0MBGB06, for any fund transfers to or from the Maheshpur branch to ensure successful processing.

What is an IFSC Code?

The IFSC (Indian Financial System Code) is a unique 11-character alphanumeric code used to identify all bank branches participating in online fund transfers. This code is crucial for ensuring that money is sent to the correct bank and branch.

The structure of an IFSC code is as follows:

• The first four characters represent the bank name. For the Maheshpur branch, “PUNB” stands for Punjab National Bank, the sponsoring bank for Bihar Gramin Bank.
• The fifth character is always a “0” (zero), reserved for future use.
• The last six characters uniquely identify the specific branch. In the case of PUNB0MBGB06, “MBGB06” is the unique identifier for the Maheshpur branch of Bihar Gramin Bank.

How to Use an IFSC Code

Using the correct IFSC code is simple but critical for online fund transfers like NEFT, RTGS, and IMPS. Here are the general steps:

1. Log in: Access your internet banking portal or mobile banking application.
2. Select Transfer Type: Choose the type of transfer you wish to make (NEFT, RTGS, or IMPS).
3. Add Beneficiary: If you are sending money to a new recipient, you will need to add them as a beneficiary. This usually involves providing their name, account number, account type, and the IFSC code of their bank branch. For the Maheshpur branch, this would be PUNB0MBGB06.
4. Enter Details: For existing beneficiaries or once a new one is added, select the beneficiary, enter the amount you wish to transfer, and add any remarks if needed.
5. Confirm: Review all the details, especially the account number and IFSC code, to ensure accuracy before confirming the transaction. An incorrect IFSC can lead to transaction failure or, in rare cases, funds being sent to the wrong account.

Benefits of Knowing Your IFSC Code

Having easy access to the correct IFSC code offers several advantages:

• Accurate Transfers: It guarantees that your money reaches the intended bank and specific branch without error.
• Facilitates Inter-Bank Transactions: It is indispensable for all major inter-bank electronic fund transfer systems in India (NEFT, RTGS, IMPS).
• Speed and Efficiency: Correct IFSC codes enable faster processing of online transactions, reducing delays.
• Enhanced Security: By uniquely identifying each branch, it adds a layer of security and precision to financial transactions.
• Essential for Online Banking: It is a fundamental requirement for setting up online payments, direct debits, and other digital financial activities.

Contact Information

For any inquiries related to the Maheshpur branch or Bihar Gramin Bank, you can use the following contact details:

• Branch Phone Number: 9297954254
• Branch Address: Maheshpur, SUPAUL, 852216
• Bihar Gramin Bank Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
• Toll-Free Number: 18001807777

Frequently Asked Questions (FAQs)

Q1: Is the Bihar Gramin Bank Maheshpur branch still operational?
A: Yes, the Maheshpur branch of Bihar Gramin Bank is fully operational and continues to serve its customers under the merged entity sponsored by Punjab National Bank.

Q2: Why did the IFSC code for Bihar Gramin Bank Maheshpur change?
A: The IFSC code changed due to the merger of Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) into a single entity, Bihar Gramin Bank, which is sponsored by Punjab National Bank. The new IFSC code, PUNB0MBGB06, reflects this new structure.

Q3: Can I still use the old UBGB or DBGB IFSC codes for transfers to Maheshpur branch?
A: No, you must not use any old UBGB or DBGB IFSC codes. Only the new IFSC code, PUNB0MBGB06, is valid for all electronic fund transfers to and from the Maheshpur branch.

Q4: What happens if I accidentally use an incorrect or old IFSC code?
A: If you use an incorrect or old IFSC code, your transaction will likely fail and be returned to your account. In some cases, it might be delayed. Always double-check the IFSC code before initiating a transfer.

Q5: Where can I find the correct IFSC code for other Bihar Gramin Bank branches?
A: You can find the correct IFSC code on your passbook, chequebook, the bank’s official website, or by contacting the specific branch directly. The toll-free number 18001807777 can also assist with general inquiries.