Bihar Gramin Bank Mai Dariyapur IFSC Code

Mai Dariyapur branch of Bihar Gramin Bank is located in Munger (Monghyr) district of Bihar, pincode 811201. When you send or receive money through NEFT, RTGS or IMPS, the correct IFSC code ensures the transfer reaches the exact branch and account without delays. Using the right IFSC avoids failed transfers, holds, or manual intervention by the bank.

Branch Details Table

Merger Update

Important: Several rural banks in Bihar were reorganized in recent years. Branches previously under Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been consolidated. For affected branches the banking operations now use the single IFSC PUNB0MBGB06 under Punjab National Bank. Old UBGB/DBGB IFSC codes have been revoked and are no longer valid for electronic transfers. Always use the new IFSC PUNB0MBGB06 for NEFT, RTGS and IMPS to avoid failed or returned transactions.

What is IFSC Code?

IFSC stands for Indian Financial System Code. It is an 11-character alpha-numeric code used to identify bank branches for electronic payments. The structure is:

• First 4 characters = bank identifier (example: PUNB = Punjab National Bank)
• 5th character = always 0 (reserved)
• Last 6 characters = branch identifier (example: MBGB06 in PUNB0MBGB06)

So in PUNB0MBGB06: first four = PUNB, fifth = 0, last six = MBGB06.

How to Use IFSC Code

• Add beneficiary: In your internet banking or mobile app, choose “Add Beneficiary.” Enter the beneficiary name, account number, account type and the IFSC PUNB0MBGB06.
• Verify bank & branch: After entering IFSC the app usually shows bank and branch name. Confirm it shows Bihar Gramin Bank – Mai Dariyapur or the expected branch to ensure accuracy.
• Select transfer mode: Choose NEFT, RTGS or IMPS depending on urgency and amount:
  • IMPS – instant, 24×7, for small to medium amounts (limits set by your bank).
  • NEFT – electronic transfer for any amount; available round-the-clock in most banks but check your bank for exact cutoffs.
  • RTGS – for high-value transfers; RBI indicates a typical minimum of ₹200,000 for RTGS (check current bank rules).
• Enter amount and remarks: Provide the transfer amount and any remarks. Recheck the beneficiary account number and IFSC before confirming.
• Authenticate and confirm: Use OTP/transaction PIN as required. Keep the transaction reference for future tracking.
• If transfer fails or remains pending: Contact branch at 8102918709 and quote the transaction reference and timestamp.

Benefits of Knowing the IFSC

• Ensures funds reach the correct bank branch and account without manual intervention.
• Speeds up electronic transfers via NEFT, RTGS and IMPS.
• Reduces the risk of failed transactions or money being returned after delays.
• Required when adding beneficiaries in netbanking or mobile banking apps.
• Useful for employers, vendors or government payments where branch-level routing is necessary.

Contact

Branch Phone: 8102918709
Branch Address: Mai Dariyapur, Munger (Monghyr), 811201
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll Free: 18001807777

FAQs

• Q: Can I use an old UBGB IFSC for transfers to this branch?

  A: No. Old UBGB IFSC codes have been revoked after consolidation. Use the current IFSC PUNB0MBGB06 to ensure the transfer completes.

• Q: What if I enter a wrong IFSC but correct account number?

  A: Most systems match IFSC to branch; a wrong IFSC can route the transfer to a different branch or cause a rejection. Always verify the IFSC and the displayed branch name before confirming.

• Q: Is there a minimum or maximum amount for NEFT/IMPS/RTGS?

  A: NEFT typically has no mandated minimum. RTGS is intended for large-value transfers and historically has a minimum of ₹200,000, but banks can set limits. IMPS limits are set by your bank and are usually for lower amounts. Check your bank’s current limits before transacting.

• Q: How long does a NEFT transfer to this IFSC take?

  A: NEFT settlements are now generally available round-the-clock, but processing time can vary by bank. IMPS is immediate. RTGS is real-time for eligible amounts. If a transfer is delayed beyond expected time, contact the branch with your transaction reference.

• Q: Who do I contact if my transfer to this IFSC fails?

  A: First check the transaction reference and error message in your banking app. Then call the branch at 8102918709 or the toll-free number 18001807777. Provide date, time, amount and reference ID so staff can trace the transaction.

Kriti Kumari

Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.