Majerganj is a branch located in Sitamarhi district of Bihar. This branch serves local residents and businesses for deposits, withdrawals, and electronic fund transfers. For NEFT, RTGS and IMPS transfers you must use the correct IFSC code. The IFSC identifies the exact bank and branch in the electronic payment network. Using the right IFSC ensures funds route quickly and without error to the intended account.
Branch Details Table
| Bank Name | Bihar Gramin Bank |
| Branch Name | Majerganj |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 100010 |
| Branch Address | Majerganj, SITAMARHI, 0, 9297954757 |
| Contact Number | 9297954757 |
| City | SITAMARHI |
| District | SITAMARHI |
| Reason | SITAMARHI |
| Pincode | 0 |
| State | Bihar |
Merger Update
Note: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been merged under Punjab National Bank (PNB) for electronic payment operations. The merged branches now use the single IFSC code PUNB0MBGB06 for NEFT, RTGS and IMPS. Old UBGB and DBGB IFSC codes have been revoked. For any fund transfer to Majerganj branch or related rural-bank accounts, use only the new IFSC PUNB0MBGB06. Transactions attempted with retired IFSCs may fail or be delayed.
What is IFSC Code?
The Indian Financial System Code (IFSC) is an 11-character alphanumeric code used to route electronic payments to a specific bank branch.
- First 4 characters = bank identifier (example: PUNB = Punjab National Bank).
- 5th character = reserved and is usually 0.
- Last 6 characters = branch identifier (alphanumeric). In this branch’s IFSC PUNB0MBGB06, the last six characters identify the Majerganj branch within the bank’s routing system.
How to Use IFSC Code (NEFT / RTGS / IMPS)
- Open your internet banking, mobile banking app, or visit the bank branch.
- Choose the transfer type: NEFT, RTGS (for large amounts), or IMPS (instant, 24×7 for smaller amounts).
- Add the beneficiary / payee. Enter the exact beneficiary name and account number.
- Enter the IFSC: PUNB0MBGB06 for Bihar Gramin Bank, Majerganj (Sitamarhi).
- Double-check the IFSC and account number. A single wrong character can misroute funds or cause a rejection.
- Authorize the transfer using OTP, transaction PIN or token as required by your bank.
- Save the beneficiary details if you will pay the same account again. Note cut-off rules and limits for RTGS set by your bank (RTGS is normally for higher-value transfers; many banks set a minimum around ₹2,00,000 but verify with your bank).
- If unsure, confirm branch details by calling the branch at 9297954757 before initiating the transfer.
Benefits of Knowing the IFSC
- Ensures quick routing of funds to the correct bank branch and account.
- Reduces chances of transaction failure or delay.
- Required for adding beneficiaries in online and mobile banking platforms.
- Helps bank staff trace and reconcile transactions using the branch code in case of disputes.
- Useful for setting up electronic mandates, auto-payments and receiving inward remittances.
Contact
Branch phone no: 9297954757
Branch Address: Majerganj, SITAMARHI, 0, 9297954757
Head office address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll free no: 18001807777
FAQs
Q: Is PUNB0MBGB06 the only valid IFSC for Majerganj branch?
A: Yes. After the merger/recoding, PUNB0MBGB06 is the valid IFSC for this branch. Old UBGB/DBGB IFSCs have been revoked and should not be used.
Q: What happens if I enter an incorrect IFSC?
A: If the IFSC does not match a valid branch or is typoed, the transaction may fail or be returned. If the IFSC points to a different valid branch but the account number exists there, funds could be routed incorrectly. Always verify both IFSC and account number before authorizing a transfer.
Q: Can I use the IFSC for UPI payments?
A: UPI uses Virtual Payment Addresses (VPAs) and IMPS rails. You typically do not need the IFSC for UPI. IFSC is required for bank-to-bank fund transfers done via NEFT, RTGS, and IMPS when adding beneficiaries through netbanking or branch forms.
Q: How can I confirm the branch IFSC if I’m unsure?
A: Confirm by calling the branch at 9297954757, checking a cheque leaf from the account, or asking your bank’s customer service. For merged banks, use the official new IFSC PUNB0MBGB06.
Q: Are IFSC and MICR the same?
A: No. IFSC (11 characters) routes electronic transfers. MICR (usually 9 digits) is used for processing cheques via the Magnetic Ink Character Recognition system. Both help in clearing but serve different functions.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.