Bihar Gramin Bank MAJHIAON IFSC Code

Bihar Gramin Bank MAJHIAON IFSC Code

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The Bihar Gramin Bank branch at Majhiaon is located in Bhojpur district, Bihar (PIN 802223). This IFSC code page helps you confirm the exact code needed to send and receive electronic funds. The IFSC is required for NEFT, RTGS and IMPS transfers so payments route to the correct bank and branch. Using the wrong code can delay or misroute funds, so verify before you transact.

Branch Details Table

Bank Name Bihar Gramin Bank
Branch Name MAJHIAON
IFSC Code PUNB0MBGB06
MICR Code 800811002
Branch Code 7055
Branch Address MAJHIAON, Bhojpur, 802223, 9771464055
Contact Number 9771464055
City Bhojpur
District Bhojpur
Reason ARA
Pincode 802223
State Bihar

Merger Update

Important: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been merged into a single entity under Punjab National Bank for IFSC purposes. Both former UBGB and DBGB IFSC codes have been revoked. All electronic transfers to these branches must use the single, current IFSC PUNB0MBGB06. Old UBGB/DBGB IFSCs are no longer valid and transactions using them may be rejected or delayed.

What is IFSC Code?

The Indian Financial System Code (IFSC) is an 11-character alphanumeric code used to identify bank branches for electronic payments. Its structure is fixed:

  • First 4 characters – bank identifier (for example, PUNB = Punjab National Bank).
  • 5th character – always 0 (reserved for future use).
  • Last 6 characters – branch identifier (unique to the branch), for example MBGB06 in PUNB0MBGB06.

The IFSC ensures payment systems (NEFT/RTGS/IMPS) route funds to the exact branch and account specified.

How to Use IFSC Code

Follow these steps when sending money via NEFT, RTGS, or IMPS:

  1. Open your bank’s net banking or mobile app and choose the transfer method (NEFT/RTGS/IMPS).
  2. Add a beneficiary. Enter the beneficiary name exactly as on their account.
  3. Enter the account number and the IFSC code: PUNB0MBGB06 for Majhiaon branch.
  4. Provide the branch name and city if requested (MAJHIAON, Bhojpur).
  5. Confirm details and authorize the transfer with OTP or transaction PIN.
  6. Save the beneficiary and keep the transaction reference for tracking.

Double-check the IFSC and account number before authorizing. Mistakes can cause delays or returns.

Benefits of Knowing the IFSC

  • Ensures funds are routed to the correct bank branch.
  • Required for NEFT, RTGS and IMPS transfers and for adding beneficiaries.
  • Reduces errors and speeds up crediting of funds.
  • Needed for salary credits, vendor payments and government transfers.
  • Helps banks trace and resolve failed or returned transactions.

Contact

Branch Phone: 9771464055

Branch Address: MAJHIAON, Bhojpur, 802223

Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll Free: 18001807777

FAQs

  • Q: Is PUNB0MBGB06 the only valid IFSC for this branch?

    A: Yes. PUNB0MBGB06 is the valid IFSC for the Majhiaon branch under Punjab National Bank. Old UBGB or DBGB codes have been revoked after the merger.

  • Q: What happens if I enter the wrong IFSC?

    A: If the IFSC does not match the account’s bank and branch, the transfer may be rejected or routed incorrectly and returned to the sender. Always confirm IFSC and account number before sending.

  • Q: How can I verify this IFSC?

    A: Verify with the branch by calling 9771464055 or by checking bank-issued documents such as a cheque leaf or passbook. The head office toll-free number 18001807777 can also confirm IFSC details.

  • Q: Is IFSC the same as MICR?

    A: No. IFSC is used for electronic fund transfers. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing. They serve different purposes.

  • Q: Will IFSC change if the branch moves?

    A: IFSC can change if the branch is restructured, renamed or merged. Banks notify customers when IFSC changes. After the UBGB/DBGB mergers, old codes were revoked and the unified PUNB0MBGB06 is now in use.

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