Bihar Gramin Bank Maksudpur Karariya IFSC Code

The Bihar Gramin Bank branch at Maksudpur Karariya is located in Sheohar district, Bihar. This page lists the branch details and explains the IFSC code used for electronic fund transfers. The IFSC code is essential for NEFT, RTGS and IMPS transfers. It identifies the bank and branch so money is routed correctly and securely.

Branch Details

Merger Update

Important: Punjab National Bank now uses the single IFSC code PUNB0MBGB06 for branches that were part of Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB). Both UBGB and DBGB have been merged under Punjab National Bank. The old UBGB and DBGB IFSC codes have been revoked. For any NEFT, RTGS or IMPS transaction you must use the new IFSC PUNB0MBGB06. Transactions using old codes may fail or be delayed.

What is an IFSC Code?

The Indian Financial System Code (IFSC) is an 11-character alphanumeric code. It identifies a specific bank branch in electronic payment systems. Its structure is:

• First 4 characters — bank code (letters). Example: PUNB for Punjab National Bank.
• 5th character — always the digit 0 (reserved).
• Last 6 characters — branch identifier. It can include letters and digits. Example: MBGB06 in PUNB0MBGB06.

How to Use the IFSC Code (NEFT, RTGS, IMPS)

• Open your bank’s netbanking app or mobile banking app.
• Choose the transfer type: NEFT, RTGS or IMPS.
• Enter the beneficiary’s details: name, account number and the IFSC code PUNB0MBGB06 for this branch.
• Enter the transfer amount and purpose/remarks if required.
• Verify the beneficiary bank and branch name shown by the app. Confirm the details.
• Authenticate the transaction using OTP/transaction PIN as required by your bank.
• Save the beneficiary as a payee for future transfers, after any bank-mandated cooling period.

Notes: IMPS is available 24×7 and is immediate. NEFT is processed in batches; settlement timing depends on the sending bank. RTGS is for real-time gross settlement and is used for larger or urgent payments during business hours. Always double-check the IFSC and account number before confirming.

Benefits of Knowing the IFSC

• Enables accurate routing of electronic payments to the correct branch.
• Reduces failed transfers and the need for manual intervention.
• Required for setting up beneficiaries in internet or mobile banking.
• Helps customer service quickly verify and trace transactions.
• Useful when uploading bulk payment files (salary or vendor payments).

Contact

Branch phone no: 9297954795

Branch Address: Maksudpur Karariya, SHEOHAR, 0, 9297954795

Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll free no: 18001807777

FAQs

• Q: Can I use the old UBGB or DBGB IFSC for transfers?

  A: No. Old UBGB and DBGB IFSC codes have been revoked after the merger. Use the new IFSC PUNB0MBGB06 for all transfers to this branch.

• Q: What happens if I enter a wrong IFSC?

  A: If the IFSC does not match the account number and bank details, the transfer may fail or be returned. In some cases, routing to a wrong branch can delay recovery. Always verify IFSC and account number before confirming.

• Q: Which transfer type should I choose: NEFT, RTGS or IMPS?

  A: Use IMPS for immediate small-value transfers anytime. Use NEFT for routine transfers when immediate credit is not necessary. Use RTGS for large-value, urgent transfers during bank processing hours. Check with your bank for any transaction limits and charges.

• Q: How can I verify that PUNB0MBGB06 is the correct IFSC for Maksudpur Karariya?

  A: Verify using the branch contact number (9297954795) or the head office. Your bank’s beneficiary verification step should also confirm the bank and branch name when you enter the IFSC and account number.

• Q: Are there charges for using IFSC-based transfers?

  A: Charges depend on your bank’s fee structure and the transfer type. Banks may charge for NEFT, RTGS or IMPS differently. Check your bank’s fee schedule or ask branch staff at 9297954795 for specifics.

Kriti Kumari

Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.