Bihar Gramin Bank Mallehpur IFSC Code

Mallehpur is a village in Jamui district of Bihar. The local bank branch serves residents and small businesses for deposits, withdrawals and payments. For electronic fund transfers — NEFT, RTGS and IMPS — the branch’s IFSC code is essential. The IFSC precisely identifies the bank and branch so money moves to the correct account without delay.

Branch Details

Merger Update

Important: Bihar Gramin Bank branches that earlier operated under Uttar Bihar Gramin Bank (UBGB) or Dakshin Bihar Gramin Bank (DBGB) have been consolidated and now operate under Punjab National Bank (PNB). These merged branches use the single IFSC code PUNB0MBGB06 for electronic transfers. Old UBGB and DBGB IFSC codes have been revoked. Only the new IFSC code PUNB0MBGB06 is valid for NEFT, RTGS and IMPS transactions for this branch.

What is IFSC Code?

The Indian Financial System Code (IFSC) is an 11-character alphanumeric code. It identifies the bank and the specific branch for electronic payments.

• First 4 characters = bank identifier (example: PUNB = Punjab National Bank).
• 5th character = reserved and is always 0.
• Last 6 characters = branch identifier (example: MBGB06 in PUNB0MBGB06).

So PUNB0MBGB06 breaks down as: PUNB (PNB) + 0 (reserved) + MBGB06 (branch code for the merged Bihar Gramin Bank Mallehpur branch).

How to Use IFSC Code

• Open your bank’s netbanking portal or mobile app.
• Choose fund transfer type: NEFT, RTGS or IMPS. Use RTGS for large transfers and NEFT/IMPS for regular amounts.
• Enter beneficiary name, account number and the IFSC PUNB0MBGB06.
• Double-check the account number and IFSC. A single typo can send funds to the wrong branch.
• Enter transfer amount and any required remarks. Authorize the transfer with OTP or token.
• For a physical transfer form at a bank branch, fill beneficiary bank, branch, IFSC and account number on the NEFT/RTGS form.
• Save the beneficiary only after confirming details. For IMPS, some apps allow instant validation by account number and IFSC.

Benefits of Knowing the IFSC

• Ensures funds route to the correct bank branch and account.
• Reduces failed transactions and delays due to wrong routing.
• Required field for NEFT, RTGS and IMPS — transfers won’t proceed without it.
• Useful for inward remittances, salary credits and vendor payments.
• Makes validation possible before money is sent, lowering reversal requests and bank charges.

Contact

Branch Phone: 8102918614

Branch Address: Mallehpur, Jamui, 811313

Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll Free: 18001807777

FAQs

• Q: How can I verify the IFSC before sending money?

  A: Check the bank passbook, cheque leaf, branch customer care, or the branch details provided by the bank. Confirm that the IFSC is PUNB0MBGB06 for Mallehpur before transfer.

• Q: What happens if I use the old UBGB IFSC code?

  A: Old UBGB/DBGB IFSC codes are revoked after the merger. Using an old code can cause failure or long reversals. Always use the new code PUNB0MBGB06.

• Q: Is IFSC the same as MICR?

  A: No. IFSC routes electronic transfers. MICR (Magnetic Ink Character Recognition) code is used mainly for cheque processing. For electronic transfers use the IFSC PUNB0MBGB06; for cheque clearing note MICR 800811002.

• Q: Which transfer method should I choose — NEFT, RTGS or IMPS?

  A: Use RTGS for high-value, immediate settlement (typically above bank-defined limits). NEFT is fine for normal banking hours and most amounts. IMPS is instant and available 24×7 for smaller, immediate transfers.

• Q: Where else is the branch code shown?

  A: The branch code (3411) appears in the IFSC last six characters and sometimes on account documents. It helps bank staff and systems to identify the exact branch.

Kriti Kumari

Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.