The Mango Bandar branch of Bihar Gramin Bank is located in Jamui district, Bihar (Pincode 811305). For electronic fund transfers such as NEFT, RTGS and IMPS, the branch uses the IFSC code PUNB0MBGB06. Knowing and using the correct IFSC is essential to route money to the exact bank branch and to ensure timely settlement of transactions.
Branch Details
| Bank Name | Bihar Gramin Bank |
|---|---|
| Branch Name | Mango Bandar |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 3425 |
| Branch Address | Mango Bandar, Jamui, 811305, 8102918628 |
| Contact Number | 8102918628 |
| City | Jamui |
| District | Jamui |
| Reason | JAMUI |
| Pincode | 811305 |
| State | Bihar |
Merger Update
Important: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) were merged into a single entity under Punjab National Bank. All legacy UBGB and DBGB IFSC codes have been revoked. The unified IFSC code for the merged branches now in the Punjab National Bank system is PUNB0MBGB06. Use only this IFSC for NEFT, RTGS and IMPS transfers to avoid failed or misrouted transactions.
What is an IFSC Code?
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify bank branches in electronic payment systems. The structure is fixed:
- First 4 characters: Bank identifier. Example: PUNB = Punjab National Bank.
- 5th character: Always the digit 0 (reserved for future use).
- Last 6 characters: Branch identifier. Example: MBGB06 in PUNB0MBGB06 identifies the Mango Bandar / merged-branch code.
So PUNB0MBGB06 breaks down as: PUNB + 0 + MBGB06.
How to Use IFSC Code
Follow these steps when making NEFT, RTGS or IMPS transfers to this branch:
- Open your bank’s internet banking site or mobile app and go to the fund transfer section.
- Select transfer type: IMPS for instant transfers (24×7), NEFT for normal transfers, or RTGS for large-value/priority transfers as supported by your bank.
- Add a beneficiary by entering the beneficiary name, account number and the IFSC: PUNB0MBGB06.
- Verify the beneficiary details and save. Most banks will verify the IFSC and show the bank/branch name—confirm it shows Bihar Gramin Bank / Mango Bandar or Punjab National Bank mapping.
- Choose the saved beneficiary, enter the amount and any remarks, then authenticate the transaction (OTP, token or UPI PIN as applicable).
- Keep the transaction reference/UTR for tracking. For NEFT/RTGS, note scheduled batch timings of your bank; IMPS is immediate.
Benefits of Knowing the IFSC
- Correct routing: Ensures funds go to the intended branch and account.
- Faster settlement: Proper IFSC reduces chances of delays or returns.
- Reduced errors: Verification against IFSC helps detect typos before sending money.
- Required for online transfers: NEFT, RTGS and IMPS all require the IFSC to identify the beneficiary bank branch.
- Useful for verification: You can match IFSC + account number to confirm beneficiary details shown by your bank.
Contact
Branch Phone No: 8102918628
Branch Address: Mango Bandar, Jamui, 811305
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll Free No: 18001807777
FAQs
Q: What happens if I enter the wrong IFSC but the correct account number?
A: If the IFSC points to a different bank/branch, the transfer can fail or be routed incorrectly. Most banks validate the IFSC against the account number and will reject incompatible combinations. If a transfer goes to a different account, you must contact your bank immediately to initiate recovery—this can take time and is not guaranteed.
Q: Can I use the old UBGB or DBGB IFSC codes for transfers?
A: No. Old UBGB and DBGB IFSC codes have been revoked after merger. Use the new unified code PUNB0MBGB06 for transactions.
Q: How can I verify that PUNB0MBGB06 is correct before sending money?
A: When you enter the IFSC and account number in your bank’s beneficiary addition form, the system usually displays the bank and branch name for confirmation. You can also call the branch at 8102918628 or use your bank’s verification feature before transferring large amounts.
Q: Are there limits on NEFT, RTGS or IMPS transactions?
A: Transaction limits depend on your bank and account type. IMPS is generally used for immediate small-value transfers up to bank-specified limits, NEFT has no fixed minimum and is used for routine transfers, and RTGS is meant for higher-value transfers. Check with your bank for exact per-transaction and daily limits.
Q: How long does it take for funds to be credited using these channels?
A: IMPS is immediate (near-instant). NEFT settlement depends on your bank’s NEFT batches but is usually completed the same day if initiated during banking hours. RTGS is typically processed in real time for eligible transactions. Banking cut-offs and holidays affect timing.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.